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Articles By Derek Hartley


moving

Preventing And Handling Damaged Property During a PCS

Military families are called upon to make a lot of sacrifices to help keep our country safe. One of the most common and time-consuming sacrifices is moving to a new duty station. With all this moving, many military families are more likely to have property damaged or lost during the move.

The National Military Family Association found that nearly 70 percent of families have had a problem with damaged goods during their last PCS. Nearly a quarter of those with damage decided not to file a claim because they missed the deadline or found the claims process too complicated.
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Condo development

Using Your VA Loan Benefit To Buy a Condo

Many service members and veterans are looking to take advantage of their VA loan benefit but aren’t quite ready to take the leap into homeownership.

A condo may have amenities and benefits that better fit your lifestyle. The VA offers the same guaranty on condominium purchases as they do for traditional home loans. Veterans are offered a less vigorous application process and lenient credit requirements helping more veterans own property with no money down and lower monthly payments with a VA loan.
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Credit Reports

Steps To Home Ownership: Fixing Credit Mistakes

When you research the steps to buying a home, undoubtedly the first and most important step is to check your credit.

Checking your credit before the process of searching and purchasing a home begins allows you to get an understanding of your own financial situation and what to expect when it comes to lending and rates.

Another important reason to check your credit before you start looking for a home is to correct any mistakes. Discovering a mistake on your credit score too late can cost you a better rate or even the home of your dreams.
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Cheap Bathroom Fixes

5 Cheap & Simple Bathroom Remodeling Ideas

Ask any real estate agent and they will tell you that homes aren’t typically sold because of their square footage or a pool in the back yard. They are sold because of their kitchens and bathrooms.

Unfortunately for those looking to buy a home that needs some work, full kitchen and bathroom remodels can easily cost upwards of $10,000.

If you’re thinking of passing on a home solely because of a dated bathroom, check out these cheap and simple bathroom remodeling ideas that give a contemporary edge without the contemporary price:

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Tax Credits for Homeowners

Tax Credits for Home Owners

From handling all of the maintenance to homeowners insurance, there are as many new responsibilities that come with owning a new home as there are benefits.

Although property taxes increase drastically with a home purchase there are a number of tax benefits offered to homeowners that you’ll want to take advantage of.
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What to Expect From Closing Costs

What To Expect From Closing Costs

First-time homebuyers are often shocked when they discover that the list price isn’t exactly what a new home will end up costing.

Securing a home loan comes at a price beyond the loan amount. That price comes in the form of closing costs, which are fees and charges you pay in order to obtain a purchase or refinance loan.

But what exactly are closing costs and how will they affect your purchase?

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Cut Utility Costs This Winter

6 Ways To Cut Utility Costs This Winter

As cooler weather settles in throughout much of the country, you may be wondering what kind of dent heating your home this winter will make.

There are some simple, economical ways to keep costs manageable as well as to reduce your overall utility usage whether you’re in an apartment saving for a new home, spending your first winter in a new home or just trying to spend less on utilities this year in general.

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Fix your credit mistakes

Steps To Home Ownership: Fixing Credit Mistakes

When you research the steps to buying a home, undoubtedly the first and most important step is to check your credit.

Checking your credit before the process of searching and purchasing a home begins allows you to get an understanding of your own financial situation and what to expect when it comes to lending and rates.
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Negotiating your home purchase

Negotiating Your First Home Purchase

First time homebuyers are hit with a slew of firsts. Whether it’s picking a real estate agent or deciding what neighborhood you want to live in, the home buying process can be very daunting.

Once you find an agent and the home of your dreams you may feel like the hard part is over. However, you’ll need to be prepared for the potentially grueling process of offering and negotiating before you pack up your things.

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Winter Moving Tips

8 Tips For A Successful Winter Move

Although the majority of PCS orders are given in the warmer months of the year, many military families are saddled with the additional stress of moving in the winter.

Whether you’re trying a DITY move or a more traditional PCS move, moving in the winter presents unique problems that you need to be prepared to handle.

Here are some great tips to make sure you get where you’re supposed to be safely.
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Articles by Derek Hartley
dhartley@vu.com


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Featured Author

Peter G. Miller

Peter is a nationally syndicated real estate columnist and mortgage expert. He is the author of seven books and has appeared in broadcast and print interviews with leading media including Oprah, CNN, the Today Show, National Public Radio and The New York Times. Peter was the creator and original host of the AOL Real Estate Center and a past editor of RealtyTimes.com. Today he hosts OurBroker.com, a leading source of real estate news and opinion.


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