Smart Military Money
Personal finance tips andadvice for the military lifestyle.
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We’ve all seen “going green” become an increasingly popular trend in recent years. Whether that means recycling, buying an eco-friendly car or conserving energy, environmental consciousness is important for the planet and for our resources. But what you might not know is that it can be important for your wallet, too. You could even save up to $113,000.
Many people think of going green as a costly endeavor. Although it might take more time and effort, Sara Tetreault of GoGingham.com and her family prove that it is not costly and is, in fact, a giant money saver.
Check how Tetreault dishes on her money-saving techniques and eco-friendly living.
There are only so many things you can do with your money. This week’s military personal finance roundup explores spending. Sure, you can also save your money. Or you can invest it. You could even stuff your mattress with cash. But let’s get real. One of the best ways to start saving and investing is to control your spending. Look over these blog posts for some insight on spending less in all facets of your life.
No, we’re not talking about compact discs. Certificates of Deposit, better known as CDs, are one of the most common banking services available. But what exactly are they, and would they make a smart investment for you? It depends.
They are more complicated than a conventional savings account, but they could be worth researching.
With the pocketbook shock of the holidays behind us, many decide to take advantage of the new year and make a resolution to manage finances responsibly. For most, this means sticking to a budget, living within their means, relying on credit less often and, of course, getting out of debt.
Realizing your debt is split between the mortgage, car loan, student loans, credit card and personal debt makes beginning the task of paying it off especially difficult. Easiest way to tackle all your debt: prioritize.
Modeling responsible financial behaviors goes a long way toward teaching kids about money. But there are also some wonderful age-appropriate resources and activities you can use to make the lessons more fun.
What’s the best way to raise your kids to know the value of a dollar?
Asking for a raise is an issue that creates tension for many people. And if you’re in the military or are a military spouse, you probably haven’t had to ask for raise before in your career.
But now you’ve taken on more responsibilities for the same pay or you’ve been in the military or other occupation for a certain amount of time, and the day has come for you to approach your boss or supervisor with a respectful inquiry regarding your salary.
How should you go about this? Here are tips on how to ask for a raise.
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How long do you leave your decorations up after the holidays wrap up?
For many households, the social stigma of being one of those people (the ones who leave their tree and all the trimmings up long past Christmas) creates pressure to take things down as soon as the new year begins. Sometimes it can feel like you’re pulling stuff down almost as soon as you get it put up.
With just a little bit of editing and some simple DIY, however, you can get more out of the time and money spent on decor by upcycling Christmas decorations to bring a bit of festivity into your home during the otherwise dreary winter months.
A new year is upon us! What new year’s resolutions do you have for 2013? Do you want to improve your financial situation this year?
Here are 8 financial new year’s resolutions to consider.
Year after year, Americans resolve to meet personal goals in the New Year. The most popular of these range from losing weight to volunteering and everything in between, but in the wake of holiday shopping season many of us will be tightening our financial belts.
Here are some suggestions for New Years resolutions that could help improve your monetary situation.
If you’re new to the military, chances are you have a lot to learn about a lot of things. It’s a new way of life that comes with significant changes, including financially. You want to be sure to start your financial life in the military off right in order to set yourself up for success in your continuing career. And you certainly want to avoid any big rookie mistakes that might come back to haunt your wallet.
So what should new military members know about managing money in the military? “If we could offer one piece of advice to military members — new and old alike — it would be to focus on frugal living,” said Mark Leach, Vice President of Media Relations at First Command Financial Services.
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