Comments on: Understanding Debt to Income Ratio http://www.veteransunited.com/money/understanding-debt-to-income-ratio/ Personal Finance for Military Mon, 17 Jun 2013 18:40:52 +0000 hourly 1 http://wordpress.org/?v=3.5.1 By: futuremilitary http://www.veteransunited.com/money/understanding-debt-to-income-ratio/#comment-1487 futuremilitary Tue, 05 Jun 2012 15:42:00 +0000 http://www.veteransunited.com/money/?p=2727#comment-1487 If you’re not paying the loan, then it is not part of your debt yet.

In general, if the deferment lasts longer than 12 months from closing, it is not a part of your debt. That’s the VA’s approach. But lenders may have additional requirements.

-Christian L.

]]> By: Emailkrishere http://www.veteransunited.com/money/understanding-debt-to-income-ratio/#comment-1484 Emailkrishere Fri, 01 Jun 2012 19:53:00 +0000 http://www.veteransunited.com/money/?p=2727#comment-1484 Is it correct that Student loans are only held against a person as debt IF they are out of school?
I once read that as long as you are a current student all education loans are not taken into consideration when calculating  DTI ratio.

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