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Can I borrow extra money to make home improvements?
VA borrowers can add up to $6,000 to their loan to make energy efficiency improvements to their home. Known as an Energy Efficiency Mortgage, or an EEM, these unique loan products allow homeowners to make select upgrades and repairs to the property in order to maximize energy efficiencies.
Spending money at the outset of energy improvements can ultimately lower heating, cooling, and other related energy costs for years to come. That monthly savings can be funneled into additional payments to the mortgage principal or dozens of other household necessities.
Veterans interested in an EEM should consult with their lender and be sure to arrange for a home energy audit from a professional firm.
For more information on the EEM, please call Veterans United Home Loans to speak with a VA Loan Specialist.
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