VA Loans Insider
All you need to know aboutgetting a VA mortgage.
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The world of VA loans and mortgage lending can be a confusing and intimidating one. Making a $150,000 or $300,000 purchase is scary enough. It can get worse when you feel uninformed or uncertain of the path that leads to such a big, often life-changing transaction. My goal is to try and help allay those [...]
We’ve talked about the VA’s Minimum Property Requirements (MPRs) multiple times at VA Loans Insider. These health, safety and structure standards represent the second piece of the VA appraisal process. The minimum property requirements cover everything from termites and roofs to heating systems and water quality and much more. Homes must meet the MPRs in order to [...]
The VA’s appraisal process often gets a bad rap. Sellers, real estate agents and even some veterans bemoan what they see as a nit-picky process hung up on small details. The reality is the VA appraisal process is one of the big reasons VA home loans are the safest mortgage product on the market. Beyond [...]
When it comes to buying a home, you have your list of requirements: number of bedrooms, full basement, stainless steel appliances and probably scores of others. The VA also has a list of requirements for a home. But its list is centered on protecting the buyer against unexpected, and usually expensive, surprises. The agency utilizes [...]
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