Credit and Finances Future Military Homeowners

  • 4 Hidden Expenses to Be Ready for After Moving In

    4 Hidden Expenses to Be Ready for After Moving In

    On the cusp of buying a home, it’s hard to see what damages could occur down the road. The rose-tinted glasses can be especially strong for military homebuyers who finance with a VA loan that practically eliminates down payments and out-of-pocket expenses. VA loan borrowers should take advantage of those savings and set aside what otherwise would’ve been spent on a down payment or closing costs. This way, …

  • When the House You Want to Buy Needs Some Love

    It’s the one. Or is it? When you find a house you love that’s in some disrepair, you feel torn. On the one hand, you could invest some money, time and energy in getting it fixed. Or you could keep shopping the market in hopes of finding the same house in mint condition. Look at these tips to assess what option is best for you. Follow your heart and buy this one. If you love the house and it’s not dilapidate…

  • What’s Stopping You? Hold-Ups and Solutions to Buying a Home

    What’s Stopping You? Hold-Ups and Solutions to Buying a Home

    Buying a home is one of the biggest financial ventures an individual or family will take on in their lifetime. For some, it can seem like a process riddled with obstacles and delays that makes it seem like homeownership is unattainable. But the reality is many of those roadblocks can be overcome. Here’s a look at a few of the major issues that can complicate a home purchase and some of the solutions to help d…

  • Lighthouse: Working With Customers to Build Credit and a New Future

    Lighthouse: Working With Customers to Build Credit and a New Future

    A petite brunette with twinkling blue eyes and dimpled cheeks, Carla Blair-Gamblian might not look like the type you'd choose to be on your side in a fight. But don't let her appearance fool you. Carla works in the credit trenches, and she has been working with customers tackle just about every credit problem you can imagine. And while each of Carla's clients has a unique story, they also have a few things in comm…

  • A Smaller Home Could Mean Big Savings

    A Smaller Home Could Mean Big Savings

    From cars to computers, a new trend is sweeping American consumers: Smaller is better. And homes are no exception, with less square footage helping meet goals ranging from financial frugality to environmental friendliness. So if you're looking to save money or just have a smaller ecological footprint, here are five ways a smaller home could save you money. Initial cost A larger home means a bigger down…

  • Home Buying Money-Saver: Plan for the Long Run

    In an age of instant gratification, it may be hard to plan for the long-term when buying a house. When signing a 30-year mortgage on a house, however, it can be a good idea to take your time. By considering certain details during the buying process, you may pay more up front, but save big bucks over time.   Using an Agent Real estate agents often have an inside scoop on houses for sale, killer deals and an…