Home Shopping Future Military Homeowners

  • 7 Cheap Steps to Staging Your House

    7 Cheap Steps to Staging Your House

    Selling a house with a messy interior or unkempt exterior isn’t easy. No matter how sturdy, secure or cozy a house is, it needs to look nice to draw attention and get offers from prospective buyers. When military families are on the move, staging the home for open houses can become an afterthought. Follow these tips to ensure your home is ready to show. Depersonalize It seems silly, but prospective buyer…

  • Who are These People Helping You Buy a Home?

    Who are These People Helping You Buy a Home?

    In the end, the home will be yours. But until the sale is complete and closing papers get signed, a host of people will help you use your VA home loan benefits to purchase a home. Here’s a breakdown of some important folks who will guide you through the home-buying process. Real estate agent This home expert has insight about houses, neighborhoods and details that matter to your family, such as nearby s…

  • 3 Safety Considerations When Purchasing a Home with Extras

    3 Safety Considerations When Purchasing a Home with Extras

    It’s pretty easy to get caught up in a home’s features when you’re house hunting. Many times, a homebuyer is told to consider the additional costs of utilities and maintenance some features require, but extra safety and inspection concerns are often neglected. Here are a few instances where a little more consideration is helpful: Fireplaces People know to use caution with fire, but a fireplace comes …

  • 5 Simple Ways to Improve Your Home and the Environment

    5 Simple Ways to Improve Your Home and the Environment

    Even before you finance your dream home with a VA loan, you’re entitled to think about some of the changes you want to make around the house. Not every military homebuyer settles into a home that fulfills expectations down to the last detail. Whether it’s the landscape you plan to alter or the interior décor, here are some environmentally friendly things to do that also benefit you as a homeowner: Pl…

  • Is Mortgage Payment Shock Real?

    Is Mortgage Payment Shock Real?

    The past few years have seen an enormous number of foreclosures. The common wisdom has been that a leading cause of default was payment shock, a swift and sizable increase in adjustable monthly payments. Now, however, Paul S. Willen, a senior economist with the Federal Reserve Bank of Boston, says payment shock is little more than an urban myth. "Contrary to popular belief," explained Willen before a congre…

  • What To Expect From Closing Costs

    What To Expect From Closing Costs

    First-time homebuyers are often shocked when they discover that the list price isn’t exactly what a new home will end up costing. Securing a home loan comes at a price beyond the loan amount. That price comes in the form of closing costs, which are fees and charges you pay in order to obtain a purchase or refinance loan. But what exactly are closing costs and how will they affect your purchase? &nb…

  • Rents Rise as Housing Prices Fall: Time to Buy?

    Rents Rise as Housing Prices Fall: Time to Buy?

    No one likes paying rent. Who wants to help someone else build equity in a house? Get ready for rent to become even less enjoyable. Rents are climbing as the number of available rental units is declining, according to a report from research firm Reis Inc. At the same time, the real estate market is overflowing with “for-sale” homes at rock-bottom prices. Could it be time for you to make a home purchase?…

  • 6 Ways To Cut Utility Costs This Winter

    6 Ways To Cut Utility Costs This Winter

    As cooler weather settles in throughout much of the country, you may be wondering what kind of dent heating your home this winter will make. There are some simple, economical ways to keep costs manageable as well as to reduce your overall utility usage whether you’re in an apartment saving for a new home, spending your first winter in a new home or just trying to spend less on utilities this year in general.…

  • Negotiating Your First Home Purchase

    Negotiating Your First Home Purchase

    First time homebuyers are hit with a slew of firsts. Whether it’s picking a real estate agent or deciding what neighborhood you want to live in, the home buying process can be very daunting. Once you find an agent and the home of your dreams you may feel like the hard part is over. However, you’ll need to be prepared for the potentially grueling process of offering and negotiating before you pack up your t…

  • 4 Tips for Buying Your First Home Together

    4 Tips for Buying Your First Home Together

    You’ve completed that stroll down the aisle. Honeymoon? Done. The next big step? Buying your first home together. Buying a home with your spouse could either simplify or complicate an already tricky process. Consider these tips when buying your first home together: 1. Shop together. Shop often. When buying your first home, it’s almost impossible to spend too much time window-shopping together. G…