Future Homeowners Page 14

  • Veteran Guides Military House Hunters Toward Oklahoma Dream Homes

    Veteran Guides Military House Hunters Toward Oklahoma Dream Homes

    Real estate agent Bob Stanbrough has been through the trenches. Literally. An agent based in Oklahoma City, Bob understands the unique nature of military life. He’s a former U.S. Army Officer who chose to focus his civilian real estate career on serving military clients. A significant portion of Bob’s buyers are Veterans and active-duty service members who are using VA loan benefits to purchase their firs…

  • 5 DIY Projects to Avoid

    5 DIY Projects to Avoid

    Everyone likes a good DIY project. Not only can homeowners save money by doing certain projects themselves, but the work can teach valuable home maintenance skills. As great as do-it-yourself projects can be, there are certain undertakings you should leave for the professionals no matter how much money you will save doing it yourself. Check out these projects we suggest leaving to the professionals to help you…

  • Air Conditioner Maintenance & Efficiency

    Air Conditioner Maintenance & Efficiency

    When you find yourself searching for flip-flops and spending more time outside, you know it’s that time of year again. Summer is fast approaching, and the weather across much of the country has already started to warm up. Now is the perfect time to get out and catch up on some basic air conditioning maintenance before you get caught in the heat of the summer. Doing some light maintenance on your air-conditio…

  • Breaking A Vicious Cycle: Affordable Homes and Veteran Unemployment

    Breaking A Vicious Cycle: Affordable Homes and Veteran Unemployment

    There's little doubt that VA benefits have great value. But in the case of a VA home loans you can't get financing without sufficient income regardless of your military training or experience. For the bulk of military borrowers, that means steady employment that's likely to continue. The jobs issue has become enormously important because young vets -- those aged 20 to 24 -- have a 30-percent unemployment rate.…

  • Home Cost: A Look at What Goes into Buying Your Dream Home

    Home Cost: A Look at What Goes into Buying Your Dream Home

    When you’re buying a home for the first time, you’ll likely run across many surprises. One that always catches first-time homebuyers off guard is sticker shock and the real cost of buying a home. Home cost is a long-standing buyers myth. The idea that the list price is the price you pay sounds right, but there are a number of additional factors determining how much you will pay when all is said and done. …

  • Should You Refinance With Current Mortgage Rates?

    The latest numbers from Freddie Mac should greatly interest military borrowers: Fixed-rate mortgages hit their lowest level since such numbers have been tracked, just 3.84 percent for a 30-year loan. This is a number that should cause VA loan borrowers to take a look at their current financing. What's the rate you're now paying? If you refinanced your current loan how much could you save per month? There are…

  • Will VA Borrowers Lose Rights Under The Robo-Signing Settlement?

    Under the just-announced $25 billion national mortgage settlement, members of the military are supposed to have additional protections to guard against wrongful foreclosures. It would seem that the new settlement would bolster the benefits already in place under the Servicemembers Civil Relief Act (SCRA) but that's not entirely clear. The issue is this: When must lenders halt foreclosures involving a member of the…

  • Spotting Mortgage Modification Loan Scams

    Spotting Mortgage Modification Loan Scams

    Scammers can get crafty. The unscrupulous people who design schemes that scam homeowners approaching foreclosure don’t need high-tech resources. Mortgage modification scammers find their prey by looking at foreclosure notices on the Internet, in local periodicals and public files. VA home loans have the lowest default rate on the market. But military homeowners aren't immune to default. Here' a look at so…

  • 4 Quick Tips for Evaluating the Exterior of a Home

    4 Quick Tips for Evaluating the Exterior of a Home

    Open houses and listing photos are designed to accentuate a home’s positive features. But making a smart home purchase requires buyers to look beyond the gorgeous landscaping and perfectly staged furniture. Evaluating the exterior of a home is crucial to your wallet and your future happiness. Carefully examine a home's exterior for the following costly problems, and don’t ever skip a professional home insp…

  • 4 Questions for Single Homebuyers to Consider Before Buying

    4 Questions for Single Homebuyers to Consider Before Buying

    You can't buy a house unless you're married...right? Wrong. Single men and women make up a big chunk of the nation’s homebuyers, and that trend continues to grow. Single homebuyers purchased 33 percent of all homes sold in 2011, up from 32 percent in 2010 and 31 percent in 2009, according to the National Association of Realtors. But whether you’re single or happily married, timing your home purchase c…