Future Homeowners Page 4

  • 16 Ways to Protect Your Home While You're Gone

    16 Ways to Protect Your Home While You’re Gone

    Residential crime usually spikes during July and August as families leave for summer vacations. Before you head out, take some extra precautions to ensure your house and belongings are safe. A potential burglar looks for signs of a vacant house, but you can use these tricks to protect your home and fool anyone into thinking you're there. Here are a few things to look out for: A dark quiet house is…

  • Preventing And Handling Damaged Property During a PCS

    Preventing And Handling Damaged Property During a PCS

    Military families are called upon to make a lot of sacrifices to help keep our country safe. One of the most common and time-consuming sacrifices is moving to a new duty station. With all this moving, many military families are more likely to have property damaged or lost during the move. The National Military Family Association found that nearly 70 percent of families have had a problem with damaged goods dur…

  • 5 Key Reasons to Have a Home Inspection Before You Buy

    It’s easy to get swept up in the excitement of buying a new home and forget to make the important decision to have a home inspection performed before you sign the contract. Home inspections are an instrumental part of the home-buying process that can save you a lot of time and money in the long run. Remember that a home appraisal and a home inspection are not the same thing. Appraisals will not provide you wi…

  • Home Styles: Pros and Cons

    For veterans buying a home, there are a lot of components to consider: price, location, upkeep, etc. For some, the choice of house style is as simple as being “cute.” For others, it’s all about functionality. The styling of a home is important to consider due to its potential impact on the financials, sociability and comfort of your home. And what styles have better resale values could mean a lot if you're e…

  • Whatever Happened To Interest?

    Whatever Happened To Interest?

    Cash is a wonderful thing. It may be true that it can't buy love or happiness, but it sure is useful when it comes to groceries, gasoline and mortgage payments. Real median household income, says the Census Bureau, reached $51,939 in 2013. That's 8 percent less than households earned in 2007, one year before the recession and housing market crash. Not only has income gone down, but expenses have increased a…

  • Dress Your Home to Sell With Quick DIY Fixes

    Active duty homeowners know relocation is always lurking around the corner. A PCS can kick-start the home-selling process, and some homeowners can find themselves short on time when it comes to prepping their property. Here’s a list of some simple do-it-yourself fixes that can help get your home ready quickly and cost-effectively: Paint A fresh coat of paint is a quick and easy way to completely chang…

  • Words and Phrases House Hunters Should Know Before Diving In

    Words and Phrases House Hunters Should Know Before Diving In

    House hunting and homebuying comes with its own unique language, littered with all kinds of acronyms, words and phrases. Veterans United maintains an in-depth mortgage glossary. This short list is a good introduction: ARM - Adjustable-rate mortgages often start with a lower rate than fixed-rate mortgages, but then the interest rate is subject to change up or down based on certain factors, including the e…

  • How the VA Funding Fee Makes No Money Down Possible

    How the VA Funding Fee Makes No Money Down Possible

    One of the most coveted benefits of the VA home loan program is the ability to purchase with no money down, a guarantee made possible through the VA Funding Fee. The VA Funding Fee is a set fee applied to new purchase loans and refinance loans, paid directly to the Department of Veterans Affairs. The primary purpose of the fee is to compensate for losses on loans that have gone into default, but there's some oth…

  • Avoid Sticker Shock: 4 Hidden Costs of Home Buying

    Avoid Sticker Shock: 4 Hidden Costs of Home Buying

    Despite mortgage rates hitting a one-year high and ever-increasing home prices, The New York Times says consumer confidence is also on the rise, putting the country in a "buying mood." However, many who jump into a new purchase decision see an initial price tag but are unprepared for the hidden costs of homeownership that accompany it. These can include anything from utilities or insurance fees to property taxes, …

  • 4 Simple Ways to Start Your House Hunt

    4 Simple Ways to Start Your House Hunt

    https://www.youtube.com/watch?v=rzg9KAxLGFQ Interest rates and home prices are low. Your credit is in order, and you’re sick of renting. Ready to start your house hunt? Finding the perfect home can take some time, so don’t be hesitant to start your house hunt early. The typical home buyer searched for 12 weeks and viewed 10 homes, according to the National Association of Realtors (NAR). Kick off your ho…