Budgeting Smart Military Money

  • This Eco-Friendly Mom Has Saved $113,000. Here's How She Did It

    This Eco-Friendly Mom Has Saved $113,000. Here’s How She Did It

    We've all seen "going green" become an increasingly popular trend in recent years. Whether that means recycling, buying an eco-friendly car or conserving energy, environmental consciousness is important for the planet and for our resources. But what you might not know is that it can be important for your wallet, too. You could even save up to $113,000. Many people think of going green as a costly endeavor. Althoug…

  • Everything You Wanted to Know About CDs (But Were Afraid To Ask)

    Everything You Wanted to Know About CDs (But Were Afraid To Ask)

    No, we're not talking about compact discs. Certificates of Deposit, better known as CDs, are one of the most common banking services available. But what exactly are they, and would they make a smart investment for you? It depends. They are more complicated than a conventional savings account, but they could be worth researching. Traditional and New CDs Traditional CD rules are very simple: you have a fix…

  • How To Prioritize Payments And Get Out Of Debt

    How To Prioritize Payments And Get Out Of Debt

    With the pocketbook shock of the holidays behind us, many decide to take advantage of the new year and make a resolution to manage finances responsibly. For most, this means sticking to a budget, living within their means, relying on credit less often and, of course, getting out of debt. Realizing your debt is split between the mortgage, car loan, student loans, credit card and personal debt makes beginning the ta…

  • 13 Fun Ways to Teach Your Kids About Money

    13 Fun Ways to Teach Your Kids About Money

    Modeling responsible financial behaviors goes a long way toward teaching kids about money. But there are also some wonderful age-appropriate resources and activities you can use to make the lessons more fun. What's the best way to raise your kids to know the value of a dollar? Cash Conversations For the youngest children, a general introduction to the concept of money is key. Talk about different pieces…

  • The Military Guide On How to Ask for a Raise

    The Military Guide On How to Ask for a Raise

    Asking for a raise is an issue that creates tension for many people. And if you're in the military or are a military spouse, you probably haven't had to ask for raise before in your career. But now you've taken on more responsibilities for the same pay or you've been in the military or other occupation for a certain amount of time, and the day has come for you to approach your boss or supervisor with a respectful …

  • From Holiday to Everyday: Upcycling Christmas Items Into Year-Round Decor

    From Holiday to Everyday: Upcycling Christmas Items Into Year-Round Decor

    How long do you leave your decorations up after the holidays wrap up? For many households, the social stigma of being one of those people (the ones who leave their tree and all the trimmings up long past Christmas) creates pressure to take things down as soon as the new year begins. Sometimes it can feel like you're pulling stuff down almost as soon as you get it put up. With just a little bit of editing and s…

  • 8 Financial New Year's Resolutions

    8 Financial New Year’s Resolutions

    A new year is upon us! What new year's resolutions do you have for this year? Do you want to improve your financial situation this year? Here are 8 financial new year's resolutions to consider. 1) Spend Less and Save More This is the first step to financial success. If more is going out than coming in, then the rest of the financial resolutions don't matter. Two things all of us can do is stop the impuls…

  • Financial Advice for New Military Members

    Financial Advice for New Military Members

    If you're new to the military, chances are you have a lot to learn about a lot of things. It's a new way of life that comes with significant changes, including financially. You want to be sure to start your financial life in the military off right in order to set yourself up for success in your continuing career. And you certainly want to avoid any big rookie mistakes that might come back to haunt your wallet. So …

  • How To Use Money-Back Offers to Maximize Your Savings

    How To Use Money-Back Offers to Maximize Your Savings

    Maximize your money by shopping smarter this season. Rebates are a great way to stretch your holiday dollars or help your savings account bounce back faster in the new year once your checks arrive. Many retailers offer money-back offers as an incentive to encourage shoppers to buy a product they might otherwise deem too expensive (but don't let a rebate be the only reason you buy something). Mail-in rebates acqui…

  • 9 Household To-Dos Before Going on a Trip

    9 Household To-Dos Before Going on a Trip

    With the holidays coming up, chances are you may be planning a trip to visit family. Whether you’ll be gone for just a few days or more than a week, there are some household ends you should be sure to tie up before you head out to keep your home safe and save money. 1. Mail Rather than bother your neighbors or extended family to pick up your mail every day, the U.S. Postal Service will hold your mail …