Budgeting Smart Military Money

  • New Year's Resolutions for Personal Finance

    New Year’s Resolutions for Personal Finance

    Year after year, Americans resolve to meet personal goals in the New Year. The most popular of these range from losing weight to volunteering and everything in between, but in the wake of holiday shopping season many of us will be tightening our financial belts. Here are some suggestions for New Years resolutions that could help improve your monetary situation. I will find a better bank or credit union I…

  • Financial Advice for New Military Members

    Financial Advice for New Military Members

    If you're new to the military, chances are you have a lot to learn about a lot of things. It's a new way of life that comes with significant changes, including financially. You want to be sure to start your financial life in the military off right in order to set yourself up for success in your continuing career. And you certainly want to avoid any big rookie mistakes that might come back to haunt your wallet. So …

  • How To Use Money-Back Offers to Maximize Your Savings

    How To Use Money-Back Offers to Maximize Your Savings

    Maximize your money by shopping smarter this season. Rebates are a great way to stretch your holiday dollars or help your savings account bounce back faster in the new year once your checks arrive. Many retailers offer money-back offers as an incentive to encourage shoppers to buy a product they might otherwise deem too expensive. (But don't let a rebate be the only reason you buy something. Check out this article o…

  • 9 Household To-Dos Before Going on a Trip

    9 Household To-Dos Before Going on a Trip

    With the holidays coming up, chances are you may be planning a trip to visit family. Whether you’ll be gone for just a few days or more than a week, there are some household ends you should be sure to tie up before you head out to keep your home safe and save money. 1. Mail Rather than bother your neighbors or extended family to pick up your mail every day, the U.S. Postal Service will hold your mail …

  • Unplug The Top 5 Energy Vampires In Your Home

    Unplug The Top 5 Energy Vampires In Your Home

    As a kid, we all learned to shut off the lights when we leave a room to save energy. The same went for turning off everything when we were finished using it. But sometimes simply turning off appliances like televisions and computers doesn’t stop them from consuming energy (and costing us money). Even when electronics appear to be turned off, many still consume power for charging, sending and receiving signals or…

  • Tips for Stopping Robo Calls and Telemarketers

    Tips for Stopping Robo Calls and Telemarketers

    After juggling ten things at once, you’re finally getting everyone to sit down at the table for a nice family dinner. Right then, the phone rings. Thinking it may be grandma or someone else important, you pick up only to hear a prerecorded message or a telemarketer. Although a day without any phone solicitation seems unlikely, there are some tips and tricks you can use to keep your phone line as clear as possibl…

  • How to Financially Prepare for the Holidays

    How to Financially Prepare for the Holidays

    It's that time of year again. The holiday decorations have come out and so have the wallets. You might think that the only way to have successful holidays is to spend copious amounts of money, but this is not so. There are several ways you can financially prep for the holiday season — without feeling like Scrooge — so that you fulfill all your holiday desires without breaking the bank. Last year's expen…

  • Giving Thanks While Saving Money: How to Cut Costs for Thanksgiving

    Giving Thanks While Saving Money: How to Cut Costs for Thanksgiving

    For many, Thanksgiving marks the beginning of a costly holiday season. Many shoppers brave the cold and deprive themselves of sleep to take part in Black Friday deals. However, gifts aren’t the only way to cut costs for the holidays. The savings can begin on Thanksgiving, often without too much sacrifice. The Food As Thanksgiving’s main event, dinner is likely the first place to consider reducing your s…

  • Mythbusting Black Friday: When Do Shoppers Get the Best Deals?

    Mythbusting Black Friday: When Do Shoppers Get the Best Deals?

    Every year we hear reports of people getting trampled barreling through the doors of yet another department store at 4 a.m. on Black Friday. Safety aside, why do people still wait in long lines in the middle of the night just to go shopping? The answer is the illusive Black Friday deal. That flat screen TV you’ve always wanted, the hot new toy of the season or a giant winter coat for what seems like pennies on t…

  • 5 Budgeting Problem Areas (And How to Fix Them)

    5 Budgeting Problem Areas (And How to Fix Them)

    Whether you are working towards a financial goal or just trying to make ends meet, finding ways to reduce spending and streamline you budgeting can be exasperating. It seems like there is always another bill or unexpected expense, leaving you with a number that’s less than ideal and little clue where your cash went. Budgeting should be your first step, and we’ve got tips to trim some of the fat so you actually…