Budgeting Smart Military Money

  • Save on Car Insurance During Deployment

    Save on Car Insurance During Deployment

    Service members are faced with a number of complications during deployment. Although there are a number of emotional stressors to deal with before shipping out, there are also some financial ends you’ll want to tie up to ensure you’re being responsible with your money while you’re away. One of the most common ways service members mismanage their money during a deployment is paying for services they canno…

  • Financial New Year’s Resolution Tips and Tricks

    Financial New Year’s Resolution Tips and Tricks

    The key to achieving resolutions is keeping them simple. There’s no doubt the same principle applies to financial goals set by military members, spouses and families. Overall, your New Year’s resolutions should focus on developing good financial habits. These tips and goals should get you on the right path. The fewer goals, the better Don’t burden yourself with a list of 10 or more goals. You’ll feel…

  • 5 Must-Have Financial Apps for Your Smartphone

    5 Must-Have Financial Apps for Your Smartphone

    Traditional forms of tracking your personal finances are becoming so removed from a modern lifestyle that you may feel like you’re doomed to overspend and stray from your budget. Thankfully, apps are released every day to help you be smart with your money. Financial security comes from a solid sense of where you stand and where you’re going with your funds and these apps can help you save, invest and budge…

  • 6 Tools to Help You Tackle a Budget

    6 Tools to Help You Tackle a Budget

    When it comes to budgeting personal finances, some have a natural knack while others have a dreadful disdain. Wherever you lie on the spectrum, budgeting can benefit multiple areas of your life, including your credit, savings, stress levels and future big purchase plans. It’s especially helpful in the military’s constantly changing circumstances. While many people know the theory behind a budget, not ev…

  • Don’t Throw Money Down The Drain: Remember to Pay Yourself First

    Don’t Throw Money Down The Drain: Remember to Pay Yourself First

    Saving is the backbone to any sound financial plan. As the saying goes, a penny saved is a penny earned, but sometimes just finding that penny to save can feel like a challenge. Many who struggle to start saving for their future find the “pay yourself first” method to be a simple yet powerful approach. While most people will go through their monthly expenses and try to save what is left over, the pay yoursel…

  • What to Know about Layaway

    What to Know about Layaway

    This is day three of our series about holiday budgeting, Put a Bow on Your Budget: 6 Days of Advice. It seems like there are credit alternatives lurking around every corner, promising the benefits without any potential damage to your score. Unfortunately, many of these options can be just as harmful to your financial stability as purchasing with a credit card, even when they are advertised as the solution to al…

  • 6 Tips to Prevent Overspending This Holiday Season

    6 Tips to Prevent Overspending This Holiday Season

    This marks day one of our series Put a Bow on Your Holiday Budget: 6 Days of Advice. It’s a season for giving, but it’s also a season for spending. This year’s edition of the commercial madness that is Black Friday brought 226 million shoppers to retailers nationwide, a 6-percent increase from 2010, according to the National Retail Federation. It’s becoming increasingly easy for consumers to get car…

  • 5 Cell Phone Fees You Shouldn't Be Paying

    5 Cell Phone Fees You Shouldn’t Be Paying

    With all the taxes, insurance, weird add-ons and other items, your cell phone bill can easily become a tough-to-follow and utterly confusing mess. But the one thing it shouldn’t be is a surprise. It’s important at the outset to try and root out any potential hidden fees or unnecessary charges before signing a contract. But it’s always a good idea to scour your monthly statement and search for charges that…

  • 6 Ways to Trim Your Military Lifestyle Budget

    6 Ways to Trim Your Military Lifestyle Budget

    There is a lot of budgeting advice to be found on the Internet, but not all of it factors in the different lifestyle of military families. The military way of purchasing a home, food, clothing and other essentials may make some advice irrelevant or provide opportunities to take it even further. Here are six areas of military life to consider saving some money: Shopping Discretion at the Commissary Whi…

  • 3 Easy Ways to Save

    3 Easy Ways to Save

    There are no wrong ways to save money, and making ends meet is easier for some families than others. When money is plentiful, families are more likely to set cash aside for retirement or for an emergency. However, some military families struggle to save for what could be over the horizon. According to a 2010 Financial Industry Regulatory Authority (FINRA) survey, 52 percent of enlisted members and 32 percent of of…