Smart Money Page 10

  • What Military Families Can Do to Cut Back-to-School Costs

    What Military Families Can Do to Cut Back-to-School Costs

    Getting ready to go back to school can be costly for all families, but especially military families who might have to pick up and move at a moment's notice. School supplies including new clothes,  notebooks and calculators can rack up a hefty bill if you don't actively work to keep costs reasonable. According to Credit.com, many military parents are planning to spend much less this fall on back-to-school supp…

  • Consumer Financial Protection Bureau Will Supervise Credit Firms

    Consumer Financial Protection Bureau Will Supervise Credit Firms

    Your credit score is no doubt important to you. It can determine loan eligibility, job qualification, whether a landlord will rent to you and even security clearance eligibility for military members. So making sure your credit score and reports are accurate is also important. For this reason, the Consumer Financial Protection Bureau (CFPB) will begin to supervise credit firms as soon as September 30 according …

  • Ways to Avoid Money-Related Stress During Deployment

    Ways to Avoid Money-Related Stress During Deployment

    It's no secret that deployment and money are both very stressful issues. So having to talk about money with a spouse during deployment can lead to compounded stress under the best circumstances. According to the 2011 APA Stress in America report, money, work and the economy are already the leading causes of stress for Americans. Adding the distance of active duty makes the situation even more complicated. How …

  • How Not to Break the Bank on Couple's Budgeting

    How Not to Break the Bank on Couple’s Budgeting

    Making the transition from single to married life can be a difficult process for those with independent personalities. On top of combining the furniture and deciding whose lamp is better, couples should take a minute to discuss merging finances. Unorganized budgeting leads to overspending and unnecessary debt that can reduce your ability to save and maintain a good credit score. While it may not be the most fu…

  • Smart Shoppers Praise Consumer Financial Protection Bureau

    Smart Shoppers Praise Consumer Financial Protection Bureau

    Sometimes a question and call to a financial company can leave you feeling uneasy about getting ripped off. The newly-created Consumer Financial Protection Bureau was created to help consumers in this exact position. Not only does the CFPB act as a watchdog for companies preying on consumers, it has created a consumer complaint database to increase corporate transparency and responsibility. What Does It Mean …

  • July 4th Military Discounts and Deals

    July 4th Military Discounts and Deals

    Use one of your military discounts to spend some quality time with your family this Fourth of July. There are a lot of civilian discounts for service members to use this week in addition to their own discounts. These discount are a small thank you to the men and women that helped fight for our freedom. Many businesses, attractions and restaurants are offering military discounts in honor of them protecting Americ…

  • Don't Get Hooked on Military Phishing Scam

    Don’t Get Hooked on Military Phishing Scam

    The IRS recently warned the public of a phishing scheme targeting military and government employees. For those who aren’t familiar, phishing is the sending of emails claiming to be from legitimate companies in order to convince people to reveal personal information leading to identity theft. What Happened? Some individuals have been receiving an email from a .mil address, claiming to be Defence Finance and …

  • Vets Can Tap into New Military-to-Civilian Job Certification Program

    Vets Can Tap into New Military-to-Civilian Job Certification Program

    Earlier this month, President Obama stopped by a Honeywell manufacturing plant in Golden Valley, Minn., to announce his new initiative designed to ease the transition for veterans entering the civilian workforce. Honeywell has hired hundreds of veterans across the nation since early 2011, making it the ideal place to highlight the administration’s efforts to help former service members find employment. Calle…

  • Financial Pros and Cons of Prepaid Debit Cards

    Financial Pros and Cons of Prepaid Debit Cards

    Prepaid debit cards have exploded in popularity recently. One survey by CouponCabin.com shows that consumers are 25 percent more likely to use a prepaid debit card today than they were just a few years ago. But the same survey also shows that prepaid debit cards have a mixed public perception. Are prepaid cards a smart financial tool or a sneaky money drain? We’re going to lay out the financial pros and cons…

  • 14 Military Restaurant Discounts for Summer

    14 Military Restaurant Discounts for Summer

    Summertime is a busy time. As you buzz around this summer, whether it be whittling down the to-do list or heading to a baseball game, it's easy to get tied up or even just lose track of time. Those are often some of the best nights to take the family out to dinner rather than scramble to whip up something at the last minute. You can even ease the burden on your budget by patronizing restaurants that grant a…