Smart Money Page 7

  • Q&A: Veteran Jeff Rose on Retirement and Travel

    Q&A: Veteran Jeff Rose on Retirement and Travel

    Travel is a common answer when you ask people what they want to do during retirement. While they're in the workforce, Americans often feel too busy or too strapped for cash to travel. At the same time, you're more energetic when you're young and when you have work, you have money to save for and spend on vacations. So why wait? Well, we asked Army National Guard veteran Jeff Rose what he thinks about retirement an…

  • 3 Tax Tips to Save You Money

    3 Tax Tips to Save You Money

    Tax season is quickly approaching, and although it may be the last thing on your mind, now is the perfect time to start filling out that 1040 form. This can be a stressful time of year for many, regardless of whether you pay for tax services or are a self-preparer. By completing these three simple steps, you can make your life much easier – and potentially save money – when it’s time to file taxes. …

  • Military Enrollment in TSP Roth Spikes

    Military Enrollment in TSP Roth Spikes

    A new retirement investment option for military members — the TSP Roth — continues to gain popularity since its creation last spring. By December of last year, 24,695 military members had Thrift Savings Plan Roth accounts. That figure is almost quadruple what it was in November 2012 when there were 6,364 enrollees in the TSP Roth, according to the Federal Retirement Thrift Investment Board. Army, Na…

  • This Eco-Friendly Mom Has Saved $113,000. Here's How She Did It

    This Eco-Friendly Mom Has Saved $113,000. Here’s How She Did It

    We've all seen "going green" become an increasingly popular trend in recent years. Whether that means recycling, buying an eco-friendly car or conserving energy, environmental consciousness is important for the planet and for our resources. But what you might not know is that it can be important for your wallet, too. You could even save up to $113,000. Many people think of going green as a costly endeavor. Althoug…

  • See Which Big City Veterans Named the Top Place to Retire

    See Which Big City Veterans Named the Top Place to Retire

    Deciding where to retire is just as important for military personnel as it is to decide when to retire. One factor influences the other and is dependent on a variety of variables — post-military career, cost of living and welfare of children, among others. As for the best place for veterans to retire — there's really only one choice, according to a recent survey. Oklahoma City is one metropolis that…

  • Everything You Wanted to Know About CDs (But Were Afraid To Ask)

    Everything You Wanted to Know About CDs (But Were Afraid To Ask)

    No, we're not talking about compact discs. Certificates of Deposit, better known as CDs, are one of the most common banking services available. But what exactly are they, and would they make a smart investment for you? It depends. They are more complicated than a conventional savings account, but they could be worth researching. Traditional and New CDs Traditional CD rules are very simple: you have a fix…

  • How To Prioritize Payments And Get Out Of Debt

    How To Prioritize Payments And Get Out Of Debt

    With the pocketbook shock of the holidays behind us, many decide to take advantage of the new year and make a resolution to manage finances responsibly. For most, this means sticking to a budget, living within their means, relying on credit less often and, of course, getting out of debt. Realizing your debt is split between the mortgage, car loan, student loans, credit card and personal debt makes beginning the ta…

  • 13 Fun Ways to Teach Your Kids About Money

    13 Fun Ways to Teach Your Kids About Money

    Modeling responsible financial behaviors goes a long way toward teaching kids about money. But there are also some wonderful age-appropriate resources and activities you can use to make the lessons more fun. What's the best way to raise your kids to know the value of a dollar? Cash Conversations For the youngest children, a general introduction to the concept of money is key. Talk about different pieces…

  • The Military Guide On How to Ask for a Raise

    The Military Guide On How to Ask for a Raise

    Asking for a raise is an issue that creates tension for many people. And if you're in the military or are a military spouse, you probably haven't had to ask for raise before in your career. But now you've taken on more responsibilities for the same pay or you've been in the military or other occupation for a certain amount of time, and the day has come for you to approach your boss or supervisor with a respectful …

  • From Holiday to Everyday: Upcycling Christmas Items Into Year-Round Decor

    From Holiday to Everyday: Upcycling Christmas Items Into Year-Round Decor

    How long do you leave your decorations up after the holidays wrap up? For many households, the social stigma of being one of those people (the ones who leave their tree and all the trimmings up long past Christmas) creates pressure to take things down as soon as the new year begins. Sometimes it can feel like you're pulling stuff down almost as soon as you get it put up. With just a little bit of editing and s…