Ready to make one of the biggest financial transactions of your life? When you think of a home purchase in those terms, your choice of real estate agent becomes much more crucial. A home purchase is a legal obligation, and carries lifelong financial implications. It's a process that requires the skilled, personal attention of an expert real estate agent. Before hiring a real estate agent, learn more about their… Full Article
Home buyers and sellers have a lot to lose from hiring the wrong agent: a timely sale, a shot at a dream home, a pleasant transaction. But how do you know if you’ve hired the right real estate agent for your needs? Whether you’re on the hunt for an agent or wondering if you need to hire a replacement, keep these five pointers in mind. How did you find your agent? First of all, how much effort did … Full Article
There’s something about the end of a tax year that spurs a flurry of charitable giving. If you’re in the giving mood, consider a donation to military nonprofit. Our service members give so much to our country every year, and would certainly appreciate your support. Check with your local base to determine area needs. If you’d rather support a nonprofit with nationwide reach, check out these four outstanding or… Full Article
A buyer's first mortgage involves a lot of big decisions. When sorting through VA, FHA, USDA and conventional loans, how can a buyer make the right choice? Loan costs should definitely factor into the evaluation. Fortunately for eligible military buyers, it is possible for VA loans to be less expensive up-front and over the long haul than other loan options. Knowing how VA loans work is the first step toward g… Full Article
Every day feels like Veterans Day across the Veterans United Network. The Military-Friendly Real Estate Agents Facebook community is one special niche of that network. Each day, our member agents take time to voice their support for the military. As a special Veterans Day tribute, we're sharing a few of the thousands of "thank you" messages posted by agents to our Facebook page. Thanks for all you have … Full Article
Thinking about a home purchase? You’ve got a lot of decisions to make. One of the biggest choices facing buyers centers on financing. Selecting a lender, type of loan, and loan terms can be tough. Let’s make it easy with a simple assertion: VA financing is often the best choice for those who qualify, particularly if you agree with one or more of the following statements. 1. “I Can’t/Don’t Want to Make… Full Article
On the route to homeownership, most prospective buyers exercise heaps of caution. Purchases are delayed. Payments are made on time, if not early. Credit scores are closely monitored. Don’t let those good habits evaporate after closing day. As a new homeowner, you have even more to lose from poor fiscal management. By signing your name to a mortgage note, you’ve given a lender the right to foreclose on your hom… Full Article
Unless you possess a big chunk of cash, buying a home usually involves borrowing money. And while VA loans feature relaxed credit requirements, VA lenders can't help but favor responsible borrowers. That’s where the FICO credit score comes into play. Credit scores help lenders immediately assess a buyer’s responsibility with credit. A higher score means that a borrower is more likely to pay back a loan. If yo… Full Article
Across the Veterans United Network, we field tons of questions from military buyers and sellers. One of the biggest areas of uncertainty centers on the acceptable uses of a VA loan. “Can I use a VA loan to build a house?” “Can I buy a mobile home with VA financing?” "Does the VA fund business loans?" VA loans are guarded by very specific regulations and requirements. Only certain properties are eligible… Full Article
Military buyers who have signed a contract, gone through preapproval and passed the VA appraisal are well on their way to a closing day celebration. But we all know that a lot can change between a signed contract and closing day, especially when it comes to a mortgage. Career changes, a job loss or new debts can pop up at any time, sending a potential loan off the rails. Buyers should be aware that lenders will c… Full Article