VA Financing Real Estate Blog

  • You Can Convince a Seller: VA Offers Are Always Worth Considering

    Think back on your time as an agent. Have you ever come across a listing that accepted Conventional, FHA and USDA but didn't mention VA? I think most agents have seen at least one. There are sellers and agents who are hesitant to accept VA offers, often because of misconceptions. It's no doubt difficult to explain why to a VA buyer. That's why education for all parties is key. Hesitation and needless fear can mel…

  • VA Loans Are Booming. Get on Board With These 4 Essentials.

    If I were to hazard a guess, I bet you'll work with at least one VA buyer during your time as a real estate agent. The process will be a little different than what you're used to, but don't let the lack of familiarity lead you to dissuade a buyer from using their hard-earned VA benefit. After closing a few VA loans, you may begin to enjoy the service you are providing to those who've served our country. With a…

  • Effective Communication With a Lender: Tips From a Former Loan Officer

    Whether you're the buyer's agent or the seller's agent, communicating with a loan officer can occasionally get tense. As the seller's agent you want to ensure that your client gets the best deal possible and you want the loan to close on time. As the buyer's agent you want to ensure your client gets into the home of their dreams without a hitch. Not to mention there is of course the desire to get paid, which generall…

  • Agents Should Fight These 3 VA Loan Falsehoods

    They're lurking in the shadows and hiding in alleys. They're out to frighten buyers and sellers away from VA loans. They're misinformed real estate agents. Unfamiliar with the VA home loan program, these misguided agents just need some good information to get back on the right path. Let's clear up three common VA loan rumors delivered from agent to client. Falsehood #1: “Buyers and sellers: The VA apprai…

  • What Happened to My Credit Score? How to Handle Credit Mistakes

    Your FICO credit score: It really sticks with you, doesn’t it? And that can be a good thing. For those who develop healthy spending habits, a good credit score can provide lifelong benefits like low interest rates and greater access to credit. But what about those with a credit slip or two? Don’t panic. With time and better fiscal management, even the biggest credit slips can be buffed away. Let’s look at the…

  • How To Grab Your VA Refinance Before Rates Climb Again

    These low rates: they’re a blessing and a curse. On the one hand, low rates help borrowers reduce a monthly mortgage payment, afford more “house”, and pay astoundingly less interest over the life of a loan. But on the other hand, those low rates can easily instill panic in a potential refinancer. Scared to miss out on the next rate drop, nervous consumers sit on the sidelines and wait. And wait. And wait.…

  • (Almost) Everything You Need to Know About VA Loans

    Looking for answers to your VA loan questions? Sometimes a Google search just won't do. So we've compiled the perfect database of VA loan information in one handy blog post. From prequalification to VA loan closing costs, everything military buyers and military-friendly agents need to know about VA loans can be referenced in this handy resource. The VA loan process is much less complicated than you might think…

  • 4 Signs Your Military Buyer Needs Credit Help

    It ranks with nanotechnology, nuclear physics and bioengineering as one of the world’s most complex sciences. Yep, it’s credit. Credit determines much of a consumer’s financial possibilities, but can be difficult to keep in check. That’s where an experienced (and reputable) credit consultant can be a godsend. Of particular interest to our military-friendly real estate agents is the credit consulting provide…

  • 4 Exterior Problems That Will Halt Any VA Appraisal

    How can agents and buyers ensure VA appraisal success? It starts with a simple walk around the home exterior. VA appraisers use “the three S’s” to ensure homes purchased by veterans are move-in ready and in good repair: Safe Structurally sound Sanitary Homes that don’t live up to “the three S’s” or the VA’s additional list of Minimum Property Requirements must be repaired before a VA loa…

  • 5 Keys to a Killer VA Loan Offer

    Get ready for blood-pressure spikes, agents. As much of the country returns to a seller’s market, multiple offers are back. With fingers crossed and hands clasped, buyers are doing everything possible to shine up their offers. That goes double for VA loan offers. Although VA loans are easier to process and more seller-friendly than ever, they can still carry a bad rap. Need to put a little spit-shine on your …