Getting a VA Loan VA Loans Insider

  • The VA Home Loan Process

    The VA Home Loan Process

    The VA home loan process doesn't have to be an overwhelming experience, and now is a great time to get started on your application. Prospective borrowers, especially first-time homebuyers, often start this journey with a laundry list of questions and concerns. But sometimes it's good to step back and take a higher-level view of the steps involved with securing a VA loan. The distance can help ease concerns and…

  • No Down Payment, No Problem: VA Loans Still the Safest on the Market

    No Down Payment, No Problem: VA Loans Still the Safest on the Market

    We've already written about the huge year the VA Loan Guaranty program had in 2011. The VA made it official in a press release this week. But the department also passed along a pretty incredible statistic, courtesy of the Mortgage Bankers Association: For all loan types, VA loans have had the lowest foreclosure rate for the last 14 quarters and the lowest seriously delinquent rate for the last 11 quarters. Ser…

  • Small Business Income and VA Loans

    Small Business Income and VA Loans

    Small businesses are the backbone of the American economy. And studies and surveys have shown consistently that, when given a choice, a vast majority of consumers would rather patronize a veteran-owned business over a civilian-owned one. There are more than 3 million veteran-owned small businesses nationwide. Despite the tough economy and credit crunch, veterans in communities across the country are starting ne…

  • VA Loans a Lifeline for Consumers Hit by Credit Crunch

    VA Loans a Lifeline for Consumers Hit by Credit Crunch

    Consumer credit scores have taken a beating in the last three years. Close to 21 million Americans saw their credit score plummet more than 50 points during the housing market and economic meltdown of 2008-09, according to FICO, which produces a key score for the lending industry. In all, about 50 million consumers lost more than 20 points from their score. Hits to your credit can make it secure a home loa…