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  • 2017 VA Loan Limits

    2017 VA Loan Limits

    In 2017, VA Loan Limits across the country rose in part because the national conforming loan limit changed for the first time in a decade. Qualified homebuyers in most parts of the country can now borrow up to $424,100 before needing to factor in a down payment. The prior VA Loan Limit was set at $417,000 since 2006. For more expensive housing markets in the continental U.S., VA loan limits reach all the way up…

  • A Conversation with the Country’s Veteran Housing Chief

    The historic VA home loan program is in the middle of an incredible stretch. The Department of Veterans Affairs backed its 20 millionth loan in October 2012. The program set an all-time record for loan guarantees in FY 2013, and it's on the verge of breaking that just two years later. Veterans and service members are turning to this flexible, $0 down home loan like never before, driven in large part by a tough and unwelcoming credit environment.  VA loan volume has soared since the ho…

  • VA Home Loans & Same-Sex Marriage

    VA Home Loans & Same-Sex Marriage

    The VA Loan Guaranty program recently updated its policy on same-sex marriage, a move that will likely streamline the process and broaden access to this historic home loan benefit. In short, the VA's guidance to lenders is essentially: A married applicant is a married applicant. Moving forward, VA officials will apply the same level of scrutiny to all veterans and service members who identify as married, regardles…

  • Veterans United Live With Keller Williams: Creating a Military-Friendly Experience

    Veterans United Live With Keller Williams: Creating a Military-Friendly Experience

    Watch our live conversation above. Full transcript below. There are thousands of veterans and military members looking to buy homes every day. They need real estate agents who understand their unique needs and the homebuying benefits they've earned. Veterans United was proud to join leaders from Keller Williams Realty for an important conversation about creating a military-friendly homebuying experience.…

  • VA Mortgage Rates – Stability Coming as Housing Marketing Moderates

    VA mortgage interest rates, along with their conventional counterparts, have settled a bit after a weeks-long roller coaster. The average interest rate on a 30-year fixed rate mortgage fell to 4.31 percent last week, down from a 4.51 percent average just two weeks earlier, according to Freddie Mac. Mortgage rates seem to be stabilizing. It's impossible to say whether that trend will continue. But even if rates…

  • What the DOMA Ruling Means for VA Mortgages

    What the DOMA Ruling Means for VA Mortgages

    UPDATE: The VA Loan Guaranty Program issued new guidance on same-sex marriage in May 2015. Read about the changes here.   The U.S. Supreme Court's recent ruling striking down a key part of the Defense of Marriage Act (DOMA) provides married same-sex military couples with an array of new benefits. That's almost certainly going to include the VA Loan Guaranty program, which has helped more than 20 millio…

  • Saving Money With Solar - Q&A with Energy Leader

    Saving Money With Solar – Q&A with Energy Leader

    Click the play button below to watch the highlights of our video chat on Energy Efficient Mortgages! Or to watch the full 30 minute video click here. Dave Llorens wants to take solar mainstream. An entrepreneur and solar activist, Dave is the founder and CEO of One Block Off the Grid, a solar energy financing firm that CNN dubbed the "Groupon of Solar." His company essentially serves as a buying club tha…

  • Average Rate for 30-Year Fixed-Rate Mortgage at 65-Year Low

    Average Rate for 30-Year Fixed-Rate Mortgage at 65-Year Low

    With a housing recovery taking root, mortgage interest rates have tumbled the last few years. The average interest rate on a 30-year fixed-rate mortgage in 2012 was 3.66 percent, according to data recently released by Freddie Mac. That's the lowest annual average rate since 1947, accordiong to Freddie Mac vice president and chief economist Frank Nothaft. For this year, interest rates are ending the year lo…

  • Consumers Express Optimism About Homebuying in 2013

    Consumers Express Optimism About Homebuying in 2013

    Positive signs in the housing market are boosting consumer positivity and confidence when it comes to homebuying in 2013. That's one of the big findings from a survey released recently by real estate listing site Trulia. Nearly a third of renters plan to buy in next two years, a 9-point increase from January 2011, the survey found. More than a quarter (27 percent) feel more positive about homeownership than th…

  • First-Time Homebuyers Helping to Spur Housing Market

    First-Time Homebuyers Helping to Spur Housing Market

    First-time homebuyers accounted for nearly 4 in 10 home purchases in 2011, a 5 percent increase from the year prior and another good sign for the U.S. housing market. The figures come from the illuminating 2012 National Association of Realtors Profile of Home Buyers and Sellers. This annual survey is mostly comprised of information from homeowners. First-time homebuyers are especially important for a sustai…