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Veterans United Homebuyer Select

Unique Savings

Unique Savings for Columbia College Students, Alumni and Employees

The Veterans United Homebuyer Select Program offers you unique savings as you begin your journey to homeownership:

  • Homebuyer Select Discount Equivalent to 1% of your total loan amount, an average savings of more than $2,150*
  • Available Rebates Rebates for using a Veterans United Realty Agent**
  • Lighthouse Program Our homebuying assistance program, Lighthouse, provides financial education to continue the path toward homeownership

*Estimate of total Homebuyer Select savings is $2,500 based on average purchase price and Veterans United Realty rebate. Discount applied as lender credit at closing. Not to be combined with any other discount offered and not to exceed $3,000.
**Veterans United Realty (VUR) is an affiliate of Veterans United Home Loans. Rebate not available in all states. Average VUR rebate is $350.

Support for Families

Support for Military Families

At Veterans United Home Loans, we work hard to support the unique homebuying needs of Veterans and service members. Our team of Military Advisors connects us to the military community.

What impresses me about Veterans United is the people. They are passionate about ensuring our service members, Veterans and military families get the very best.
Kenneth O. Preston, 13th Sergeant Major of the Army
Your service and sacrifice to our Nation is honored at Veterans United. The dedicated and experienced team of men and women here go above and beyond to serve you.
Micheal P. Barrett, 17th Sergeant Major of the Marine Corps
It's not just a one-way street. I'm not just talking to the Veterans. I'm getting their feedback and then providing that feedback to Veterans United, and, most importantly, Veterans United is listening.
Rick D. West, 12th Master Chief Petty Officer of the Navy
Veterans United helped our family become first-time homeowners, and I speak from experience when I say they are there for you every step of the way.
James A. Roy, 16th Chief Master Sergeant of the Air Force
Veterans United invests all of their time, expertise and resources into one mission. This is why they're the best at helping Veterans and military families navigate seamlessly through the VA loan process.
Charles "Skip" W. Bowen, 10th Master Chief Petty Officer of the Coast Guard
It's exciting to work with a team that's so passionate about truly serving Veterans and their families. Veterans United cares about you and your dream of buying a home.
Denise M. Jelinski-Hall, 3rd Senior Enlisted Advisor to the Chief of the National Guard

* Military Advisors are paid employees of Veterans United Home Loans

Knowledge is Power

Knowledge is Power

Veterans United Home Loans supports sustainable homeownership. That's why we built Homefront Academy, one of the most comprehensive first time homebuyer assistance and education tools on the web.

Homefront Academy

For smarter, more-prepared homebuyers

Our extensive guides, calculators and videos were created by VA loan experts to bring you the information you need to make the best possible decisions when it comes to buying a home.

Homefront Academy Feature

Get to Know Our Passionate, Dedicated Team

As experts on the VA Loan, Veterans United Home Loans is dedicated to making the American dream of homeownership a reality for those who so bravely served.


The VA Loan Advantage

The VA Loan program is the most powerful home loan program on the market for many Veterans, service members and military families.

Advantages of a VA Loan

Advantages for Military Homebuyers

The VA Loan has many advantages that make it one of the most appealing paths to homeownership — and this great benefit is reserved exclusively to those who bravely served our country and select military spouses.

When combined, the benefits of the VA mortgage allow service members and Veterans to take advantage of substantial cost savings under qualification requirements designed specifically for members of the military and their unique needs.

Learn More about VA Loans »

Lower Payments

Competitive interest rates and no private mortgage insurance mean lower monthly payments.

No Down Payment

The VA Home Mortgage is one of the only home loans available today with no down payment required.

Easier to Qualify

The VA Loan Program provides homeownership opportunities for millions who wouldn't otherwise qualify for conventional financing.

First-Time Buyers

No down payment and relaxed credit standards means loans from the VA Program are especially helpful for first-time homebuyers. Find out more »

VA Loan Eligibility

Are you Eligible for a VA Loan?

The Home Loan Specialists at Veterans United can help you determine if you are eligible for a VA Loan, and even help you obtain your Certificate of Eligibility.

Questions about whether you qualify? Call 1-800-814-1103 to speak with an expert.

Learn More about VA Loan Eligibility »

You may be eligible for a VA Home Loan if:

  • You have served 90 consecutive days of active service during wartime, OR
  • You have served 181 days of active service during peacetime, OR
  • You have more than 6 years of service in the National Guard or Reserves, OR
  • You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.

VA Loan Refinancing

Refinancing with a VA Loan

Through the powerful VA Loan program, those eligible are also able to refinance in a couple of different ways. The most popular types of refinance options include the VA Streamline Refinance (also known as an Interest Rate Reduction Refinance Loan, or IRRRL) and a VA cash-out refinance.

Streamline Refinances allow Veterans with a VA Loan already to refinance to a lower interest rate. Cash-Out Refinances give the borrower the opportunity to use the equity of the home and use it as cash.

Learn More about VA Loan Refinancing »

Two Ways to Refinance:

Streamline Refinancing Cash-Out Refinancing

Also known as a VA IRRRL, the "Streamline" refinancing option is great for existing VA Loan holders looking to realize significant savings and take advantage of lower interest rates.

More on IRRRL VA Refinancing

An option for those with a VA or conventional loan looking to take advantage of the equity in their homes to access cash for home improvements, emergencies, paying bills or any other purpose.

More on Cash-Out Refinancing

VA Loan Rates

VA Loan Rates

With low interest rates and the advantages of the VA Loan, you can capitalize on a buyer's market and join the millions of other veterans using their hard-earned benefit.

Although a number of factors influence your final rate, the government backs all VA Loans, ensuring lenders such as Veterans United can offer competitively low interest rates.

Learn More about VA Loan Rates »