A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. Mortgage Research Center — NMLS #1907.
This is My Passion.

I pride myself on providing the highest level of service to my clients. I focus on truly understanding their needs and delivering the results they deserve.

James Walrod

Residential Mortgage Loan Originator | NMLS #260324
4.8 / 5  (439 Reviews)
About James Walrod

Get to know James Walrod

After James graduated from Virginia Tech and the Pamplin College of Business, he quickly found himself attracted to the mortgage industry. Since 2006, he has proven to be an expert in all aspects of the home loan industry with a unique ability to connect with people. This connection and care through the loan process helps people reach their goals easily and separates James from the "average" professional. James lives in Virginia Beach with his wife and two children and enjoys spending quality time with his family and friends, listening and making music, gardening, and being outdoors.

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A Commitment to Delivering Results

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Your Benefit. Our Mission.

Veterans United Home Loans is one of the nation's leading dedicated providers of VA Loans. We pair our unmatched knowledge of the VA Loan with personalized service to deliver remarkable lending experiences for Veterans, service members and their families. It’s no wonder 97 percent of our customers say they would recommend us to friends and family.

Reviews 439

What are people saying about James Walrod?

(4.8 / 5) Score based on 439 customer reviews. We've chosen our favorites below.

Hasene B. Virginia Beach, VA

I first looked up the reviews on the company and I really saw a lot of positive reviews so I decided to contact them. That turned out to be the best decision that my wife and I could have made prior to buying our house. Once I contacted them they stated that when I found my house that we should be able to close in thirty days. That was a lot sooner than the other companies that I had contacted. Veterans United Home Loans then assigned me to a team that was lead by Mr. James Walrod. He was the personal loan specialist, and Ashley Royea another loan specialist. From the very first conversation with Ashley she made me feel so at ease it was just like family. They really took all the guest work out of the whole process. They were both so pleasant to work with. If there were any questions or concerns that me or my wife had, they were really quick to respond. Their e-mails were direct and easy to understand. I would recommend this team to any and all that are thinking about buying a home because you will receive top notch service and you will definitely not be disappointed. I would like to say thank you again to Mr. James Walrod and Ashley Royea for making our home buying process such an incredible experience. p.s. We closed in thirty days!

Walter EnglandVirginia Beach, VA

James went out of his way yo meet my hectic schedule and walked me through each step. He made the whole house buying process stress - free and easy to understand. Give that man a raise! Great customer service, friendly people and highly recommend from myself to others. The whole experience was pleasant, if I buy another house in the future, I will most definitely be using VU again. The whole team was great! Wonderful people, especially James. Top notch service and experience.

Stanley C. Hampton, VA

Our experience buying our first home with James was most definitely not as stressful as some people make it out to be! James was always keeping us up on what paperwork was needed & keeping up on how the process was moving along! Our insurance provider was giving us some trouble, James stepped right in and took hold of the situation; he got that all fixed and it was smooth sailing from there ! James and his whole staff are extremely friendly, easy to reach out to and definitely look out for you best interest! Thank you James for such an amazing experience & helping us get our first home! You were the most kind, helpful, understanding and enjoyable person to work with! We appreciate you and everything you've done for us!

Crisanti R. Virginia Beach, VA

I would like to personally give my recommendation to James Walrod if you are looking at getting a mortgage. I contacted him over 3 years ago when I was considering the home buying process again, I had some work to do on my credit and he told me exactly what to do to better my credit and how to do it. After finding a home and having the inspection not go so great, James still stuck with me and assured me all would be OK and I'd find the home of my dreams and he was there when it was time. Fast forward a whole year later I finally found THE one with the help of my Realtor. The experience with James and his support team was absolutely amazing! Super quick response times, very detailed on information they needed, and made everything so simple! I really don't think it could have gone any smoother! James is very knowledgeable and provided me with such valuable information. He really put my mind at ease, especially in the end getting to closing time. Thank you so much to James and his whole team for being so supportive and helping me into my dream home! Not only will I be going back to James when I need mortgage service next but I will be sending anyone I know his way as well.

Christopher J WoodVirginia Beach, VA

I have known Mr. Walrod for 8 years and have used him to acquire and refinance multiple loans. He is always up-front, timely, and knowledgeable, and prepared for the arduous task of loan acquisition. He is very personable and always takes the time to make sure the consumer understands what is happening every step of the way. He makes the loan process very easy.

George Marshall Virginia Beach, VA

James was awesome. Always promptly returning my calls and making sure that I had a full understanding of what I wasn't sure about. I felt right at home with James and Stephanie. Thank you so much. He was very understanding, professional and treated our concerns as if they were his own. Any questions that you have no matter big or simple. Feel free to ask. Although this is my first home purchase, this is not my first time working with a financial institutions. This is a great team. I would use them many times over. Thank you.

PatrickVirginia Beach, VA

I would like to extend you a big Thank You. I know that we have probably not been the easiest customers to to do business with since I have been away. Amanda has had only good things to say about the work you have done with getting this loan set up for us. This has not gone unnoticed, and I will be sure to refer any of my fellow squadron members to look into Veterans United for their home loan needs. Thank you again.

Candace GinnVirginia Beach, VA

James and his team provided outstanding service. They kept me informed every step of the way and even helped me take care of an incorrect issue on my credit report. Most lenders would have just told me to figure it out on my own. With their knowledge and teamwork it was resolved in a matter of a few hours and I know it would have taken me days if not weeks to get it fixed. Veterans United Home Loans is a 10 in my book. James Walrod and his team took the stress and frustrations completely out of the home loan process. They kept me informed every step of the way and I never had any unfortunate surprises. If you are looking for the best possible mortgage loan experience possible, this is the company you want working for you.
Contact Information
James Walrod

James Walrod

Residential Mortgage Loan Originator

757-340-0013 x 7182
NMLS #260324

Your next step starts here.

We look at the loan process as a team effort. With Veterans United, you’ll always work with a dedicated loan team because we believe personal service leads to a better experience. We are here to help you every step of the way. No matter what your home financing needs might be, don’t hesitate to reach out to us today. We can’t wait to serve you.