Real Estate - Page 3
Page 3 of 8 - Real Estate Article Archives
Expertise and insight to help real estate professionals better serve Veteran and military buyers
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The Importance of Being Earnest: All About Earnest Money DepositsAn earnest money deposit is a deposit of good faith on a home loan from a buyer to a seller. Including an earnest money deposit with your offer is a part of the VA home loan process and serves to protect VA buyers and sellers in a real estate transaction. Learn how earnest money might help you obtain the home you want.
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Why VA Loans Don't Require a Down PaymentIt’s true, the vast majority of VA borrowers don’t need a down payment. But, how’s that work and what’s the catch?
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VA Loan Basics: What is the Certificate of Eligibility?Your Certificate of Eligibility (COE) verifies you meet service requirements for a VA loan. However, not everyone knows there are multiple ways to obtain your COE – some easier than others.
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VA Loans and Credit Score Minimums: What All Buyers Need to KnowMost lenders are guided by credit score minimums. For VA home loans, VA lenders look for a score of 620 or higher, but potential VA borrowers with low credit may still be able to obtain a VA loan. Check out this list of credit score requirements for VA loans, FHA loans, USDA loans and conventional loans.
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8 Things You Must Know About VA AppraisalsVA appraisers use Minimum Property Requirements (MPRs) to evaluate your future home, and VA appraisals are different from home inspections. Before choosing a home, make sure you know MPR criteria.
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How Much Can I Borrow With a VA Loan?Determining how much you can borrow may be more complex than you realize. Factors including DTI, residual income, and the property’s appraised value all play into this.
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How VA Appraisers Determine a Home’s ValueA VA loan can't be issued for more than the VA appraisal value. Wondering what a VA appraiser looks for in a home? The system boils down to four key steps.
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Roadmap to Success: Closing a VA Loan on a CondoAre your veteran homebuyers interested in living in the city? Know how to close on a condo with this 5 step guide to the VA loan condo approval process.
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How Buyers and Agents Can Handle Common VA Appraisal ProblemsThe two most common VA appraisal problems are low appraisal value and mandated repairs. Here's how any agent or buyer can address those challenges.
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The VA Appraisal and Electrical Systems: What Is Required?A home's electrical system is carefully evaluated during a VA appraisal. Read on to learn about the electrical standards your home must meet.
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6 Factors That Can Sink Your Home ValueDid you know busy streets can hurt home values? Protect your investment by avoiding these 6 factors that can damage your home value.
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5 Tips for Selling a Home In WinterWinter is usually a slower time for real estate sales. When selling a home in winter, use these tips to boost activity and encourage offers.
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A Smart Approach to Safety: 18 Tips for Real Estate AgentsWorking as a real estate agent can be dangerous. Protect yourself on the job by following these 18 real estate agent safety tips.
