Speak with a Specialist 24/7
800-884-5560

#1 Dedicated VA Lender in the Nation *

VA Funding Fee Calculator

 

The VA Funding Fee is charged by the Department of Veterans Affairs as way to ensure the stability of the VA Loan program. It's important to keep in mind that this fee DOES NOT go to Veterans United Home Loans (or any bank, broker or other third party) but rather is sent to the VA to help ensure more veterans like you can continue to use this great program in the future. Also keep in mind that you can roll the VA funding fee into your VA Loan so you won't need to have that money up front.

VA Funding Fee $4,300.00 Amount Financed: $204,300 Purchase Price (-) Down Payment (+) VA Funding Fee Estimated Monthly Payment: $1263.30 Estimated Taxes and Insurance: $258 Property Taxes are estimated at 1.2% of the home's value. Annual homeowners insurance is roughly 0.35% of the home's value but can vary based on insurer. Min. Household Income: $30,313 Based on the assumption that you have no other monthly debt payments. Maximum debt to income ratio should typically be no higher than 41-50%. Estimated Rate: Based on recent rates and your estimated credit score. Subject to change, rates can vary.
Get Started Now
Fill out our contact form and we'll call you or call us now at 800-884-5560
I agree to the privacy policy and terms and conditions.
« Back
Submitting...

Follow Veterans United

Facebook
149,303 fans
VU Network
238,409 fans

Twitter
7,256 fans
Linked In
761 Employees

Testimonials
"We are so happy and couldn't have asked for a better team of people to work with ... anytime we had a question, they were right there with an answer or advice."

- Danny Hass (Texas)
"I had the most incredibly wonderful home buying experience. Each and every person I talked to was just so very kind and professional!"

- Carole Parkmond (Connecticut)
"There was never really a time that I was confused or not sure where we stood in the process."

- Randall Bissell (California)
"I am and was very impressed by how easy it was to get in touch with her and that she was able to make you feel like you were her only client at the time."

- Jerry Conner (Michigan)
More Testimonials

Loan Info Video Library
The VA Loan Program
More information for families interested in a VA Loan and how it can help save them money.
View More

VA Loan v. Conventional

What's the difference?
View our VA Loan vs. Conventional
comparison chart.

Compare Now



Featured In
 
Questions?
#1 Dedicated VA Lender in the Nation*
Call us now to speak to a VA Loan Specialist.
800-884-5560
Veterans United Home Loans is not affiliated with any government agencies, including the VA.

Eligible Military Service Members and Veterans:
In general, eligiblity includes 181 days of peacetime service, 90 days war time service or 6 years in the reserve or National Guard. Some surviving spouses of veterans who died while in service or from a service-connected disability may also be eligible.
 
Learn More Get complete eligibility details »

Private Mortgage Insurance (PMI):
On most mortgages, borrowers who can't put down 20 percent of the loan amount are required to pay private mortgage insurance. It protects lenders against borrowers who default and also helps borrowers who can't muster a large down payment. There is no PMI on a VA loan.
 
Learn More How VA Loans are different »

Department of Veterans Affairs:
A branch of the federal government that administers a variety of services for veterans, including the VA Loan benefit.

Guaranty:
With VA Loans, the federal government backs each mortgage with a promise to repay the loan amount should a borrower fail to pay.

VA Jumbo Loan:
A loan that's larger than the limit allowed in a specific region. Jumbo loans are rather complicated; contact us to learn more.
 
Start Now Learn more about jumbo loans »

Certain Situations:
VA Loans can't be used to purchase second or vacation home or rental properties.

Interest Rate:
The amount a lender charges a borrower to borrow money.
 
Start Now Get started to learn your rate »

Funding Fee:
A mandatory fee paid to the VA assigned to all VA Loans. The funding fee amount can be financed, meaning the cost won't come out of your pocket at closing. Borrowers with a service-connected disability are exempt from paying the fee.
 
Start Now Get started on your VA Loan »

Closing Costs:
Closing costs are the charges and fees associated with processing and finalizing a loan. With the VA Loan, there are predefined closing cost limits: a 1 percent lender origination fee, reasonable discount points and other reasonable and standard fees and charges.
 
Start Now Get started on your VA Loan »

Zero Money Down:
When no down payment is required. The VA Loan is one of the only remaining loans that doesn't require any money up front for a down payment.
 
Start Now Get started on your VA Loan »

Veterans United Network:
Veterans United Network Overview
 
» View Blog
» View Facebook Page
» View Twitter Page
» View Google+ Page

Veterans United Home Loans:
Veterans United Home Loans Overview
 
» View Blog
» View Facebook Page
» View Twitter Page
» View Google+ Page

VA Loans Insider:
VA Loans Insider Overview
 
» View Blog
» View Facebook Page
» View Twitter Page
» View Google+ Page

VA Benefit Blog:
VA Benefit Blog Overview
 
» View Blog
» View Facebook Page
» View Twitter Page
» View Google+ Page

Military Family Central:
Military Family Central Overview
 
» View Blog
» View Facebook Page
» View Twitter Page
» View Google+ Page

Future Military Homeowners:
Future Military Homeowners Overview
 
» View Blog
» View Facebook Page
» View Twitter Page
» View Google+ Page

Military Discounts and Deals:
Military Discounts and Deals Overview
 
» View Blog
» View Facebook Page
» View Twitter Page
» View Google+ Page

Military Spouse Central:
Military Spouse Central Overview
 
» View Blog
» View Facebook Page
» View Twitter Page
» View Google+ Page

Military Outdoors:
Military Outdoors Overview
 
» View Blog
» View Facebook Page
» View Twitter Page
» View Google+ Page

Smart Military Money:
Smart Military Money Overview
 
» View Blog
» View Facebook Page
» View Twitter Page
» View Google+ Page