#1 Dedicated VA Lender in the Nation 
VA Loan v. Conventional Mortgage
Buying A Home with a VA Loan
The VA Loan is one of the best mortgages available today. Compare it with conventional or FHA loans and you'll see that it can't be beat. Not only is the VA Loan one of the last $0 down options out there, it also doesn't charge the costly and unnecessary private mortgage insurance (PMI) that other loans make you pay if you don't put 20 percent down. Combine those factors with great low rates and flexible qualification, and you've got one amazing benefit.
Why a VA Loan is Perfect for Homebuyers
Military homebuyers have access to one of the most unique and powerful loan programs ever created. The VA Loan program has helped more than 18 million veterans become homeowners since World War II.
VA Loans
Conventional Loans
0% Down
VA Loans are some of the last 0% down home loans available on the market today. See how much you can save on the chart below.
20% Down
Conventional loans require down payments ranging from 5%- 20% to secure a home loan, pushing them out of reach for many borrowers.
No PMI
Since VA Loans are government backed, banks do not require you to have Private Mortgage Insurance.
PMI Required
Private Mortgage Insurance is required for borrowers who finance more than 80% of their home value, tacking on an additional monthly expense.
Lower Interest Rates
The VA guaranty gives gives lenders a greater degree of safety and flexibility. VA loans typically feature lower rates than conventional mortgages.
Higher Interest Rates
Without government backing, banks are taking on more risk. More risk often results in a higher interest rate on your home loan.
Easier to Qualify
Because the loan is backed by the government, banks assume less risk and have less stringent qualification standards for VA Loans, making them easier to obtain.
Standard Qualification
A VA Loan has less strict requirements than many conventional loans.
VA vs. Conventional Loans At a Glance
Conventional
VA Loans
No down payment
No monthly mortgage insurance
No prepayment penalty
Benefits exclusive to military
First-time home buying
Help from VA loan specialists
Get the Home You Want
The VA backs loans in most price ranges. A VA Loan can help whether
you're looking for a single-family residence, duplex, condo or townhome.
Easier to Qualify
A VA Loan has less strict requirements than many conventional loans,
making it a great option for first-time homebuyers or those with
less-than-perfect credit. Our specialists can also work with you to set
up a road map to homeownership.
A Company You Can Trust
Because we're not a government agency, we're required to go through a
strict qualification process. That, combined with our A+ Better Business
Bureau rating, gives you the confidence you'll be working with a reputable
and respected company.
IMPORTANT NOTES: Savings and interest rates shown here are for illustrative purposes only and
may vary based on a variety of factors. All loans require approval and proof of eligibility and are
subject to the complete terms and conditions outlined in the loan agreement documents.
Follow Veterans United
Testimonials
"I had the most incredibly wonderful home buying experience. Each and every person I talked to was just so very kind and professional!"
- Carole Parkmond (Connecticut)
- Carole Parkmond (Connecticut)
"There was never really a time that I was confused or not sure where we stood in the process."
- Randall Bissell (California)
- Randall Bissell (California)
"I am and was very impressed by how easy it was to get in touch with her and that she was able to make you feel like you were her only client at the time."
- Jerry Conner (Michigan)
More Testimonials
- Jerry Conner (Michigan)
Loan Info Video Library
The VA Loan Program
More information for families interested in a VA Loan and how it can help save them money.
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VA Loan v. Conventional
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800-884-5560
Veterans United Home Loans is not affiliated with any government agencies, including the VA.
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