After filling out our contact form, a VA mortgage specialist will reach out to you to discuss your unique situation, your objectives, and help you start the prequalification process.

Prequalification assesses your financial situation and determines how much home you can afford.

Once prequalified, your VA mortgage specialist will start the home loan process.

In order to receive VA Loan preapproval, you will need to complete a loan application and general disclosures. Your VA mortgage specialist will overnight these documents for you to review and sign. A majority of the paperwork will have already been completed for you with the information you have provided during the prequalification process. When you have reviewed and completed the documents, simply send the folder back to Veterans United in the self-addressed UPS package we have provided.

By completing the preapproval process, you are now ready to go searching for your dream home. Having been preapproved, sellers and real estate agents will now view any offer you may make on a home with more weight. You are also positioned to sign an agreement on a home you like.

This is where your VA mortgage specialist goes to work for you. Your specialist will collect your Certificate of Eligibility and arrange for an appraisal required by the VA to determine the value of the property you have selected. Once the appraisal is complete and if you meet the lender's guidelines, your VA mortgage specialist will approve your loan.

From there, you are free to close on your new home. Veterans United will set up the closing process with the seller and the title company. Now all that's left is a few signatures and you're done. Congratulations on your new home!