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Estimated Monthly Savings Assumptions:
Estimated Monthly Savings is the result of a calculation comparing a VA Loan to a Conventional Loan with identical borrower, market, and loan assumptions.
Assumptions include a loan amount of $400,000, 30-year term and interest rate sourced from Optimal Blue on 02/13/2026. The presumed tax rate is 1.2% with an insurance rate of 0.35%.
Additional assumptions are made for the conventional loan, including a 5% down payment and 1% PMI rate.
