Future Military Homeowners
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For months, VA mortgage rates have bounced around near historic lows, a reality which raises a question: Is it ever possible for interest levels to reach zero or below?
In fact, loans rates can touch zero and sometimes there can even be negative interest. The idea of “negative interest” seems to defy logic. Why would a lender make a loan when there is no return? In fact, how can there be a loan where the lender expects to get back less principal?
Completing a VA loan home check appraisal and sprucing up your curb appeal are great ways to attract potential buyers.
This infographic is chock-full of tips for VA loan buyers and sellers. Complete a thorough walk-through of your home and compare it to the infographic. Don’t feel pressured if you have to pick and choose certain improvements. No two homes are in the same condition, so some might need more attention than others. Complete the projects that are within your budget and time frame.
Government rules which have long made it difficult for many military spouses to get credit cards are now changing under new guidelines just announced by the Consumer Financial Protection Bureau.
It’s not uncommon in many vet and military households to have one spouse or partner who is the major breadwinner and a second spouse or partner with a smaller income or no income. As far as the world is concerned this is a perfectly-acceptable financial arrangement as long as the bills are being paid – except when it comes to credit cards.
Usually when we think of mortgage rates they have a certain order: the interest level for fixed rate loans is higher than the interest level for adjustable-rate mortgages.
While this is a general rule there are exceptions, including the rates seen last week. According to Freddie Mac, home loan rates looked like this:
When life gets a little busy and a lot messy, it might seem silly to spend your spare time digging around in the dirt; however, according to CNN Health, gardening has been proven to often relieve stress better than other more common leisure activities. James Jiler of Urban GreenWorks attributes this to gardening’s sensory experience, which “allows people to connect to a primal state.”
However, these relaxation benefits are often outweighed by other concerns, such as skill or most notably, space. Mel Bartholomew, host of Square Foot Gardening, which ran on PBS for five seasons, claims space as the number one reason many are so hesitant to garden. “These days, space is at a premium… but that doesn’t mean you can’t grow a little something,” Bartholomew said. While using shelves or hanging baskets are more traditional space-saving options, greenUPGRADER recommends this revolutionary vertical garden from Instructables user pippa5 that takes just minutes to make.
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