I’m a New Military Spouse, Now What?

Congratulations and welcome to the military family!

I understand how intimidating it can be to be thrown into the military lifestyle, especially if you have no previous experience with the military. You will soon find out that the military life comes with a lot, and I mean a lot, of paperwork!

So how can you get started now that you are officially a military spouse?  In order to keep track of it all, we put together a list of the most urgent items to tackle immediately after you are married!

What to do after the wedding

After “I Do” there is quite a bit to do!

Getting Started

DEERS

I always tell everyone that the first thing you need to worry about is getting into DEERS. This is the very first step because you need to be in DEERS to get your military dependent ID (and you will use your ID for everything) Ask your spouse to enroll you in Defense Enrollment Eligibility Reporting System (DEERS). Your spouse has to be the one to get this started!

You will need: a copy of your marriage license, and other personal identification like your driver’s license, social security cards and/or birth certificates.

In most cases you can update information in DEERS online or through the Tricare website.

Military ID Card

Military ID Card

Once you get your military id card, don’t go anywhere without it!

Get a military identification card as soon as possible. You will need it for everything. Even kids 10 and older, will need ID cards. It will become the way you access everything in the military, base access, exchanges and commissaries, even medical care. Most military installations have an ID card facility where you can get you ID card.

You will need: Department of Defense Form 1172 (automatically generated when you are registered in DEERS), your marriage license, and other personal identification like birth certificate, driver’s license, passport, social security card, etc.

Legal Issues

Power of Attorney

I cannot stress enough how important this is, especially if your spouse is scheduled to deploy. Power of Attorney gives you authority or permission to conduct business (think legal and financial) in your spouse’s place when they are unreachable or unavailable. Military Legal Services are available on most military installations and they will help you establish power of attorney for free. You will fill out a form and they’ll prepare the legal POA document.

Sample POA request form from the Fort Leonard Wood Legal Services office.

Emergency Contact Form

Ask your service member to update his or her record of emergency data sheet. This is one of those icky ones I don’t like to talk about because I would rather not think about. This form lists who to contact and immediate directions in case of serious injury, illness or death. I hope the military never needs it, but if they do, it is very important to have filled out.

Update with your spouse’s command, DD Form 93.

Life Insurance

Life insurance is another one that I don’t even like to talk about because I know there is a very real possibility he could be killed in the line of duty. I try to just treat it for what it is though: it is always important to keep life insurance policies up to date. Have your spouse update his or her Serviceman’s Group Life Insurance (SGLI) policy beneficiaries.

More info on how to update SGLI.

Taxes

Decide if you need to change your state and federal income tax status to reflect your marital status. You can consult your tax professional or the installation’s Voluntary Income Tax Assistance program (VITA) to make sure you receive proper tax advice.

Benefit Programs

Healthcare

There are several different types of Tricare coverage but military dependents do need to enroll in Tricare separately.

To explore eligibility and services you can visit Tricare’s website.

Dental

United Concordia manages TRICARE’s dental program for family members of service members. (Because active-duty service members receive dental care through their service branches, they are not eligible.) For details, visit the TRICARE Dental site.

Housing

If you live in housing on a military installation the rent and base utilities are free. If you choose to live in private housing your spouse will receive Basic Allowance for Housing (BAH) in their pay to help cover the costs. Check out the Defense BAH calculator.

If you would like to live on base you need to apply for government housing. The housing office on your military installation can put you on the waiting list for housing, usually with minimal initial paperwork. I have found that the base housing office is an excellent resource for finding private housing as well.

This certainly doesn’t cover all of the benefits you are eligible for or all of the logistics of living on or off base, but it does give you a solid place to start! Also don’t be afraid to ask your installation’s spouse and family support centers for help or guidance. They can usually point you in the right direction.

Marrying a service member

Welcome to life as a military spouse!

 

Photo thanks to rosemaryann heraldpost & Maureen Lunn via Flickr Creative Commons