VA Loans are available exclusively to those who have served our country and select military spouses. VA Loans date back to 1944 and the federal Servicemen's Readjustment Act. VA Loans are eligible for honorably discharged veterans who meet some basic service requirements. More about VA Loans

USDA Loans are administered by the U.S. Department of Agriculture for citizens, including veterans, with lower incomes to purchase homes and land in rural areas. To qualify, the property must be in a predefined eligibility zone. For most veterans and service members, the USDA Loan does not offer significant advantages when measured against the VA Loan.

Federal Housing Administration loans can be used by a variety of citizens, including veterans, for purchasing and improving "fixer uppers." Other FHA loans are offered specifically for senior citizens, first-time homebuyers or those looking to purchase a home and make energy efficiency improvements. A FHA loan does not offer the no-down payment mortgage option and comes with a form of mortgage insurance that borrowers pay both up front and monthly. A loan officer can help you decide if this loan product is right for you. Veterans United does not, however, offer conventional loans to the general public.

Veterans United Home Loans can also provide traditional mortgages at competitive rates if, despite the tremendous opportunities the VA Loan can offer, there isn't a good fit for the borrower. These loans work just like any other conventional mortgage. However, for nearly all situations, the VA Loan will be the best option. Talk to your VA Loan specialist about which option is best for you.