VA Loan Limit Calculator
The VA Loan Limit is the maximum amount qualified Veterans can borrow for a home mortgage without putting money down. This limit is set by the Department of Veterans Affairs and is subject to change on an annual basis. The current VA Loan Limit for most VA homebuyers with full entitlement is $424,100. If you live in a high-cost region of the country, you may be able to borrow even more before a down payment is necessary. Find the VA Loan Limit in your area by entering your city and state below.
Rest assured, the VA Loan Limit is not a cap on how much you can borrow. This means if you want to borrow more than this amount, you'll have to factor in a down payment.
The VA Loan Limits in the calculator apply to loans closed from February 28, 2016 through December 31, 2016. These rates, set by the Department of Veterans Affairs, are based heavily on the typical cost of a home in that particular state, county or city.
If you have questions on your entitlement, contact Veterans United Home Loans. Veterans with partial entitlement may have diminished zero-down buying power. Talk with a Veterans United loan specialist if you've lost a previous VA loan to foreclosure or plan to hold onto a VA-backed property and purchase again using the benefit.
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