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VA Home Loan Payment Calculator

This free VA Home Loan calculator from Veterans United Home Loans gives you a snapshot of what your monthly payments would be with a VA Loan. Use this mortgage calculator to determine your monthly payments and find the right home to fit your budget.

As a Veteran, you may be eligible for a $0 down payment VA Home Loan.
There's no obligation and it only takes a few minutes.

What's My Estimated Monthly Payment?
Purchase Price of $200,000 with $0 Down Payment

What's My Estimated Monthly Payment?

Your Monthly
Estimated Payment:
$1,293

  • Principal & Interest
    $1035
  • Taxes
    $200
  • Insurance
    $58
  • VA Funding Fee
    $20

Note: This VA Home Loan calculator provides a broad estimate of your monthly mortgage payments. To find out if more deductions are available to you, give us a call at 1-800-884-5560.

Your Estimated VA Loan Totals
  • Purchase Price: $200,000
  • VA Funding Fee: $4,300
  • Amount Financed: $204,300

Amount Financed: Purchase Price (-) Down Payment (+) VA Funding Fee

VA Funding Fee: The VA Funding Fee is paid to the VA to help fund the program and varies depending on type of service, loan amount, down payment and subsequent VA Loan usage. This fee can be paid in cash at closing, but most borrowers choose to roll this cost into their monthly payments. The VA Funding Fee is waived for Veterans entitled to VA compensation for a service-connected disability and surviving spouses of Veterans who died in service or as a result of a service-connected disability.

Estimated Taxes & Insurance: Property taxes are generally estimated to be 1.2% of the home's value, but may vary based on your location. Annual homeowners insurance is roughly 0.35% of the home's value but can change based on insurer. Your Loan Officer can help you determine property tax and insurance rates in your area.

Questions about whether you qualify?

If you're ready to get started or have more questions about the homebuying benefits of the VA Loan Program, don't hesitate to get in touch with one our Home Loan Specialists at 1-800-884-5560 or simply fill out our VA Home Loan inquiry form. There's no obligation, and you'll be one step closer to owning your new home.

Customize Your Payment Snapshot

  • $

    Note: Additional requirements may be required for loans above $417,000 in your area. Please contact a loan officer at 1-800-884-5560 to discuss your payment options.

  • ($0) %
  • %

    Note: Estimated Rate is based on recent rates and your estimated credit score. Subject to change. Rates can vary.

  • Are you VA Disabled?
    Used a VA Loan Before?
  • ($200/mo) %

    Property taxes are generally estimated to be 1.2% of the home's value, but may vary based on your location. Your Loan Officer can help you determine property tax rates in your area.

  • ($58/mo) %

    Annual homeowners insurance is typically 0.35% of the homes value but can vary based on insurer.

Questions about whether you qualify?

If you're ready to get started or have more questions about the homebuying benefits of the VA Loan Program, don't hesitate to get in touch with one our Home Loan Specialists at 1-800-884-5560 or simply fill out our VA Home Loan inquiry form. There's no obligation, and you'll be one step closer to owning your new home.

Amount Financed: Purchase Price (-) Down Payment (+) VA Funding Fee

VA Funding Fee: The VA Funding Fee is paid to the VA to help fund the program and varies depending on type of service, loan amount, down payment and subsequent VA Loan usage. This fee can be paid in cash at closing, but most borrowers choose to roll this cost into their monthly payments. The VA Funding Fee is waived for Veterans entitled to VA compensation for a service-connected disability and surviving spouses of Veterans who died in service or as a result of a service-connected disability.

Estimated Taxes & Insurance: Property taxes are generally estimated to be 1.2% of the home's value, but may vary based on your location. Annual homeowners insurance is roughly 0.35% of the home's value but can change based on insurer. Your Loan Officer can help you determine property tax and insurance rates in your area.

Speak with a Home Loan Specialist today
1-800-884-5560
Representatives Available 24/7 to Better Serve Troops Overseas
A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.