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VA Home Loan Payment Calculator

Two Ways to Find Your Monthly Payment:

2 Estimate Your Monthly VA Loan Payment

This free mortgage calculator gives you a look at your potential monthly payment with VA Purchase and VA Refinance Loans.

Customize Your Payment Estimate

  • $

    Note: There may be additional requirements for loans above $424,100 in your area. Please contact a loan officer at 1-800-884-5560 to discuss your payment options.

  • ($0) %
  • % (4.7% APR)

    Note: This estimated rate is for illustrative purposes only and is based on the information you supplied and the current market average. Your rate may differ based on several factors. Talk with your Loan Officer to get a more accurate estimate for your homebuying situation.

  • Are you VA Disabled?
    Used a VA Loan Before?
  • ($200/mo) %

    Property taxes are generally estimated to be 1.2% of the home's value, but may vary based on your location. Your Loan Officer can help you determine property tax rates in your area.

  • ($58/mo) %

    Annual homeowners insurance is typically 0.35% of the home's value but can vary based on insurer.

What's My Estimated Monthly Payment?

Purchase Price of $200,000 with $0 Down Payment
Estimated Monthly Payment
Purchase Price: $200,000
Down Payment: $0

Your Monthly
Estimated Payment:
$1,293

  • Principal & Interest $1035
  • Taxes $1035
  • Insurance $1035
  • VA Funding Fee $1035
  • Purchase Price $200,000
  • VA Funding Fee $4,300
  • Amount Financed $204,300
+ See Payment Breakdown
  • Principal & Interest
    $1035
  • Taxes
    $200
  • Insurance
    $58
  • VA Funding Fee
    $20

Your actual monthly payment may vary based on your unique situation.

Check My Eligibility →

Note: This VA Home Loan calculator provides a broad look at your monthly mortgage payments. To get a personalized quote from a trusted loan specialist, call 1-800-884-5560 or get started online.

Your Estimated VA Loan Totals
  • Purchase Price: $200,000
  • VA Funding Fee: $4,300
  • Amount Financed: $204,300

Amount Financed: Purchase Price (-) Down Payment (+) VA Funding Fee

VA Funding Fee: The VA Funding Fee is paid to the VA to help fund the program and varies depending on type of service, loan amount, down payment and subsequent VA Loan usage. This fee can be paid in cash at closing, but most borrowers choose to roll this cost into their monthly payments. The VA Funding Fee is waived for Veterans entitled to VA compensation for a service-connected disability and surviving spouses of Veterans who died in service or as a result of a service-connected disability.

Estimated Taxes & Insurance: Property taxes are generally estimated to be 1.2% of the home's value, but may vary based on your location. Annual homeowners insurance is roughly 0.35% of the home's value but can change based on insurer. Your Loan Officer can help you determine property tax and insurance rates in your area.

Questions about whether you qualify?

Speak with a VA Loan specialist about your unique situation and goals. To get started, call 1-800-884-5560 or simply fill out a no-obligation VA Home Loan quote.

Speak with a Home Loan Specialist today
1-800-884-5560
Representatives Available 24/7 to Better Serve Troops Overseas
A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.