Evaluating the exterior of a home is a crucial part of the home-shopping process for house hunters.
Open houses and listing photos are designed to accentuate a home’s positive features. But making a smart home purchase requires buyers to look beyond the gorgeous landscaping and perfectly staged furniture.
Evaluating the exterior of a home is crucial to your wallet and your future happiness. Carefully examine a home's exterior for the following costly problems, and don’t ever skip a professional home inspection if you decide to make an offer.
Windows and doors are designed to seal a home from outside air and moisture. But window and door quality can vary widely from home to home. Be on the lookout for the following flaws:
Siding can be host to all kinds of problems, from mildew and cracks to rot. Get up close and personal with a home’s exterior walls, with an eye for these particular concerns:
Gutters are essential tools for protecting soffits, siding, foundations and basements from water damage. Watch for these signs of gutter failure:
Buyers have several options if problems are discovered with a home's exterior. If you still want to purchase the property, get estimates for needed repairs. You can either ask the seller to make repairs or to discount the home price so you can get the repairs done.
If problems are too overwhelming, continue your home search. Homes in poor condition will have trouble passing the VA appraisal. Plus, repairs often take longer and cost more than homebuyers originally assume. Rest assured that another home out there is a better fit for you.
VA disability pay for 2023 increased by 8.7%. The new disability compensation rates took effect on December 1, 2022. See the current VA disability pay charts, and calculate your monthly compensation.
Credit score requirements vary by lender. However, most lenders have similar criteria. Let's look at the minimum credit score for a VA loan and what lenders typically expect.