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The Different Types of Home Styles With Pros and Cons

For Veterans buying a home, there are a lot of components to consider: price, location, upkeep, etc. For some, the choice of house style is as simple as being “cute.” For others, it’s all about functionality.

The styling of a home is important to consider due to its potential impact on the financials, sociability and comfort of your home. And what styles have better resale values could mean a lot if you're expecting a move anytime soon.

Types of Home Styles

Here's a rundown of some common styles along with their perks and downsides:

1. Colonial Revival

Colonial revival houses are typically symmetrical looking homes with two to three stories. There have a sloping, triangular shaped roof with windows that jut outside the slope of the roof. Bedrooms stick to the upper levels while the bottom floor is used as common area.

Advantages Disadvantages
Larger market for resale due to design Stairs can limit mobility
Compartmentalized rooms for privacy May feel “generic” and impersonal

2. Cottage

Cottage-style homes are those characteristic brick or stone homes with steep, triangular roofs. A chimney is often found in the front while the interior rooms feature low, arched doors.

Advantages Disadvantages
Cozy and comfortable feel Small spaces may get cramped
Small building easy to maintain and control temperature Not conducive to hosting social gatherings
Often come with porches or patios to enjoy the outdoors

3. Shotgun

Shotgun homes can be found in the South and are quite popular in the New Orleans area. They’re characteristically narrow (no more than 12-feet wide) with rooms positioned in a straight line without any hallways. The kitchen sits in the back while the living room is in front.

Advantages Disadvantages
High ceilings and lack of hallways create an efficient cross-ventilation and cooling system Lack of privacy between rooms
Those built on stilts allow cooling from below as well as protection from flood waters More building material used than in a square home for same footage, meaning more potential maintenance
Potential lower property tax

4. Ranch

The single-story ranch home is typically a minimalistic house style with a low-pitched roof. Large windows adorn the living areas with easy access to patios and porches.

Advantages Disadvantages
Easy mobility due to lack of stairs Long walls make the distance from the furnace vary among rooms making certain areas warm and others cool
Large, airy layout Bedrooms on lower level are attractive to burglars
Easy access to roof for maintenance purposes May not be as aesthetically pleasing or feel as large as two-story homes

5. Split-Level Ranch

The split-level ranch home features an entry that a person can either go up a small flight of stairs, or go down a separate flight. They contain three or more levels with the center level as the entry.

Advantages Disadvantages
Sense of separation which can come in handy with hosting guests Heat distribution can be a challenge with multiple levels
Perception of a bigger home Constantly going up and down stairs to reach destination
Often come with an attached garage that saves land space and has easy access from inside Cleaning the home and moving furniture can be a hassle with multiple levels

6. American Bungalow

Perhaps the most characteristic aspect of the American Bungalow is its built-in cabinets, seating and shelves. Built for efficiency, the styling contains connecting rooms, and like the shotgun, does not contain hallways. The living areas remain on the bottom of the one and a half stories.

Advantages Disadvantages
The low-to-the-ground design ties the home into the surrounding landscape more easily than other common architectural styles Lack of natural lighting
No or limited amount of stairs Small space for families
Sense of privacy as surrounding trees can “hide” low-lying homes
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Veterans United is recognized as the leading VA lender in the nation, unmatched in our specialization and expertise in VA loans. Our strict adherence to accuracy and the highest editorial standards guarantees our information is based on thoroughly vetted, unbiased research. Committed to excellence, we offer guidance to our nation's Veterans, ensuring their homebuying experience is informed, seamless and secured with integrity.

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