Full List of Property Tax Exemptions By State

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Michigan Sen. Glenn Anderson didn’t draft Senate Bill 104 overnight, just as Virginia State Senate Bill 540 wasn’t passed in a day.

Nationwide, legislation to lessen the financial strain on qualified disabled veterans stems from a six-year effort to reduce or fully eliminate property tax liability and now, more than half of the states in the U.S. offer some sort of exemption.

“If you’re a disabled veteran, in almost every single jurisdiction, you can petition your local taxing authority and you can have all of your local real estate taxes waived. Some cases, they require it’s a one-time waiver; some cases, it’s an annual waiver,” said Mike Frueh, National Director of the VA Home Loan program. “That’s a fantastic benefit.”

And that benefit could save you thousands.

Property Tax Exemption

California, for instance, offers a Disabled Veterans’ Exemption for these veterans to reduce or eliminate their property tax liability. As long as the property is the veteran’s primary place of residence, the full value of the residence does not exceed $150,000, and total household income does not exceed $40,000, a 100 percent disabled veteran can claim a full property tax exemption.

Likewise, Texas offers full exemptions for veterans with a disability rating of 100 percent. The state also offers tax exemptions for a portion of the home’s assessed value for other disability ratings. For instance, a 10 to 30 percent disability rating qualifies for an exemption of $5,000 of assessed value, while a 50 to 70 percent rating qualifies for a $10,000 exemption.

However, these rates and conditions can vary by area just as they do by state, so veterans are urged to contact their local municipal tax assessors office for further information. Veterans may also refer to the table found at the end of the article.

Do You Understand Your Benefits?

Unfortunately, many veterans, disabled and able alike, are often unaware of the plentiful benefits available to them. McClatchy-Tribune News reports the VA’s 2010 National Survey of Veterans, which includes a variety of questions about coverage as well as understanding of the VA benefits package, found 59 percent of respondents said “their understanding of available benefits was ‘a little’ or ‘not at all.'”

The Government Accountability Office suggests complexity as a possible factor, while others blame a disconnect in communication between the Department of Veterans Affairs and administering localities. Regardless, U.S. Senator Charles Schumer notes property exemptions in particular as crucial benefits that allow veterans to “afford a home and live stable civilian lives.”

“Despite recent affordability, a lot of occupations you find veterans working in don’t pay enough to afford a home,” Jeffrey Lubell, Center for Housing Policy’s executive director, said. Especially when it comes to more disabled veterans who are unable to work altogether, the need for policy change is even greater.

“If vets can’t afford decent housing, we’ve really missed the boat,” Lubell said.

WyomingA veteran in Wyoming may receive a property tax exemption of $3,000 of the assessed value of his/her primary residence if the veteran has lived in the state for 3 or more years and served during a period of war. Disabled veterans are eligible for the same exemption.

 State

 Minimum Disability Requirement 

Alabama A disabled veteran in Alabama may receive a full property tax exemption on his/her primary residence if the veteran is 100 percent disabled as a result of service and has a net annual income of $12,000 or less. Exemptions differ between the state and counties, click here for detailed information.
Alaska A disabled veteran in Alaska may receive a property tax exemption of up to the first $150,000 of the assessed value of his/her primary residence if the veteran is 50 percent or more disabled as a result of service. The exemption transfers to a surviving spouse if the veteran is deceased from a service connected cause.
Arizona A disabled veteran in Arizona may receive a property tax exemption of $3,000 on his/her primary residence if the total assessed value does not exceed $10,000.
Arkansas A disabled veteran in Arkansas may receive a full property tax exemption on his/her primary residence if the veteran is blind in one or both eyes, lost the use of one or more limbs or is 100 percent disabled as a result of service.
California There are two categories for full property tax exemptions. Qualified veterans may receive a basic exemption if the assessed value does not exceed $100,000; or a low income exemption if the assessed value does not exceed $150,000 when the household income does not exceed $40,000. Both categories are for full property tax exemptions.
Colorado A disabled veteran in Colorado may receive a property tax exemption of 50 percent of the first $200,000 of the actual value of his/her primary residence if the veteran is 100 percent disabled. A property tax deferral exists for eligible veterans over the age of 65 and for active duty personnel.
Connecticut All eligible veterans in Connecticut may receive a property tax exemption of $1,500 from the total assessed value of his/her property if the veteran served at least 90 days of active duty during wartime and are honorably discharged. Veterans below a certain income level and/or disabled veterans are eligible for additional exemptions. Contact your municipality’s Tax Assessor for specific details.
Delaware There are currently no state-mandated property tax exemptions for disabled veterans in Delaware.
Florida A disabled veteran in Florida may receive a property tax exemption of $5,000 on any property he/she owns if 10 percent or more disabled from a result of service. If the veteran is 100% disabled as a result from service then he/she may receive a full property tax exemption.
Georgia A disabled veteran in Georgia may receive a property tax exemption of $60,000 or more on his/her primary residence if the veteran is 100 percent disabled, depending on a fluctuating index rate set by the U.S. Secretary of Veterans Affairs. The 2016 amount is $63,780; property in excess of this exemption remains taxable.
Hawaii A disabled veteran in Hawaii may receive a full property tax exemption on his/her primary residence if the veteran is 100 percent disabled as a result of service.
Idaho A disabled veteran in Idaho may receive a property tax exemption up to $1,320 on his/her primary residence if the veteran is 10 percent or more disabled as a result of service and reported total income of $29,640 or less in 2016.
Illinois A qualified disabled veteran in Illinois with a disability of at least 30-50% will receive a $2,500 reduction in EAV; those with 50-70% can receive a $5,000 exemption; and those with 70% or more pay no property tax.
Indiana A disabled veteran in Indiana may receive a property tax exemption of up to $37,440 if the veteran served honorably during any period of wartime and is 100% disabled as a result from service, or is at least 62 years of age with at least a 10% service-connected disability.
Iowa A veteran in Iowa may receive a property tax exemption of $1,852 on his/her primary residence if the veteran served on active duty during a period of war or for a minimum of 18 months during peacetime. A disabled veteran in Iowa may receive a full property tax exemption if the veteran is 100% disabled as a result from service.
Kansas A disabled veteran or qualifying family member in Kansas may receive a property tax exemption on his/her primary residence if the veteran is 50 percent or more disabled as a result of service. The exemption amount is determined based on income.
Kentucky Homeowners 65 and older or totally disabled as determined by a government agency in Kentucky may receive a property tax exemption of up to$36,900 on his/her primary residence.
Louisiana A disabled veteran in Louisiana may receive a property tax exemption of up to the first $150,000 of the assessed value of his/her primary residence if the veteran is 100 percent disabled as a result of service.
Maine A disabled veteran in Maine may receive a property tax exemption of up to $6,000 on his/her primary residence if the veteran is 62 years or older or is 100 percent disabled.
Maryland A disabled veteran in Maryland may receive a full property tax exemption on his/her primary residence if the veteran is 100 percent disabled as a result of service.
Massachusetts A disabled veteran in Massachusetts may receive a property tax exemption on his/her primary residence if all qualifications are met. To qualify, one must be at least 10% disabled, must have lived in MA for 6 months prior to enlisting and have lived in the state for 5 consecutive years. An exemption of $400 may be received if the veteran is 10 percent or more disabled, a Purple Heart Recipient or Gold Star parent. A $750 exemption may be received if the veteran lost the use of one hand, one foot or one eye; $1,250 if the veteran lost the use of both hands, both feet or a combination of the two, or if the veteran is blind in both eyes as a result of service. A veteran may receive a $1,500 exemption if 100 percent disabled as a result of service. The MA Department of Revenue prepared a full overview of local exemptions.
Michigan A disabled veteran in Michigan may receive a full property tax exemption on his/her primary residence if the veteran is 100 percent disabled as a result of service. The state also offers a homestead tax credit and property tax relief for active military personnel.
Minnesota A disabled veteran in Minnesota may receive a property tax exemption of up to $300,000 on his/her primary residence if the veteran is 100 percent disabled as result of service. Veterans with a disability rating of 70 percent or more may receive an exemption of up to $150,000. Surviving spouses of military personnel are eligile to receive a $300,000 exclusion.
Mississippi A disabled veteran in Mississippi may receive a full property tax exemption on his/her primary residence if the assessed value is $7,500 or less and the veteran is 100 percent disabled as a result of service.
Missouri A disabled veteran in Missouri may receive a full property tax exemption on his/her primary residence if the veteran is a former Prisoner of War and is 100 percent disabled as a result of service.
Montana A disabled veteran in Montana may receive a property tax exemption on his/her primary residence if the veteran is 100 percent disabled as a result of service. The exemption amount varies based on income and marital status, as determined by the Montana Department of Revenue.
Nebraska A disabled veteran in Nebraska may receive a property tax exemption on his/her primary residence if the veteran is 100% disabled as a result of wartime service.
Nevada A disabled veteran in Nevada may receive a property tax exemption of up to $20,000 of the assessed value of his/her primary residence if the veteran is 60 percent or more disabled as a result of service.
New Hampshire A disabled veteran in New Hampshire may receive a full property tax exemption on his/her primary residence if the veteran is 100 percent disabled, has lost two or more limbs or is blind in both eyes as a result of service. A disabled veteran that is 100 percent disabled may receive a tax credit of $700.
New Jersey A disabled veteran in New Jersey may receive a full property tax exemption on his/her primary residence if the veteran is 100 percent disabled as a result of wartime service.
New Mexico A disabled veteran in New Jersey may receive a full property tax exemption on his/her primary residence if the veteran is 100 percent disabled as a result of wartime service.
New York A disabled veteran in New York may receive one of three different property tax exemptions on his/her primary residence. The exemption amount varies based on type of service, disability as determined by the New York State Division of Veterans Affairs and the value of the exemption as determined by the county or municipality.
North Carolina A disabled veteran in North Carolina may receive a property tax exemption of up to the first $45,000 of the appraised value of his/her primary residence if the veteran is 100 percent disabled as a result of service.
North Dakota A paraplegic disabled veteran in North Dakota may receive a property tax exemption for the first $120,000 on his/her primary residence or if the veteran has been awarded specially adapted housing. A disabled veteran with a rating of 50% or greater may receive an exemption against the first $6,750 of the taxable valuation.
Ohio A disabled veteran in Ohio may receive a property tax exemption up to $50,000 of the market value on his/her primary residence if the veteran is 100 percent disabled as a result of service.
Oklahoma A disabled veteran in Oklahoma may receive a full property tax exemption on his/her primary residence if the veteran is 100 percent disabled as a result of service. The Oklahoma 100% Veteran Disability Tax Exemption applies to sales tax, excise tax and ad valorem tax.
Oregon A disabled veteran or surviving spouse in Oregon may receive a property tax exemption on his/her primary residence if the veteran is 40 percent or more disabled as a result of service. The exemption amount varies annually according to income and increases by 3% each year. The 2016 exemption amounts are $20,158 or $24,191.
Pennsylvania A disabled veteran in Pennsylvania may receive a full property tax exemption on his/her primary residence if the veteran is 100 percent disabled as a result of wartime service. To be eligible a veteran must prove financial need, which according to the state is income less than $87,212. Veterans whose income exceeds that value may still be eligible.
Rhode Island A disabled veteran in Rhode Island may receive a property tax exemption on his/her primary residence. The exemption amount varies based on county, the value of the property and the exemption category that the veteran qualifies for. There are seven categories: Veterans’ regular exemption, Unmarried Widow of Qualified Veteran, Totally Disabled Veteran, Partially Disabled Veteran, Gold Star Parents’ exemption, Prisoner of War exemption and Specially Adapted Housing exemption.
South Carolina A disabled veteran in South Carolina may receive a full property tax exemption if the veteran is 100 percent disabled as a result of service. The disability rating from the Department of Veterans Affairs must include one of the following conditions: paraplegia, hemiplegia or quadriplegia, Parkinsons, Multiple Sclerosis (MS), or Amyotrophic Lateral Sclerosis (ALS). A Homestead exemption is available for all persons over 65 and/or totally and permanently disabled.
South Dakota A disabled veteran in South Dakota may receive a property tax exemption of up to $100,000 on his/her primary residence if the veteran is 100 percent disabled as a result of service. Paraplegic veterans may receive a full propery tax exemption.
Tennessee A disabled veteran in Tennessee may receive a property tax exemption on the first $100,000 of his/her primary residence if the veteran is 100 percent disabled, his/her income does not exceed $60,000, has lost the use of two or more limbs or is blind in both eyes as a result of service. The exemption amount varies by county.
Texas A totally disabled veteran in Texas may receive a full property tax exemption if the veteran receives 100% disability compensation from the VA and a rating of 100% disabled unemployability. Partially disabled veterans and those over the age of 65 may receive a property tax exemption based on their disability rating and age up to $12,000.
Utah A disabled veteran in Utah may receive a property tax exemption on his/her primary residence if the veteran is 10 percent or more disabled as a result of service. The maximum exemption amount available to qualified veterans is $253,264. Active duty armed forces personnel may receive a full property tax exemption if he/she is deployed out-of-state for military duty.
Vermont A disabled veteran in Vermont may receive a property tax exemption of at least $10,000 on his/her primary residence if the veteran is 50 percent or more disabled as a result of service. The exemption amount varies as each town votes on the amount. The maximum exemption amount allowed by the state is $40,000.
Virginia A disabled veteran in Virginia may receive a full property tax exemption on his/her primary residence if the veteran is 100 percent disabled as a result of service.
Washington A disabled veteran in Washington may receive a property tax exemption on his/her primary residence if the veteran is 100 percent disabled as a result of service. The exemption amount is based on income, as determined by the Washington State Department of Veterans Affairs. Veterans with less than a 100% disability rating may receive a partial exemption.
West Virginia A 100 percent disabled veteran or any veteran over the age of 65 in West Virginia is exempt from paying taxes on the first $20,000 of assessed value on a self-occupied property if the veteran was a resident of the state at the time they enter military service.
Wisconsin A disabled veteran in Wisconsin may receive a property tax credit on their state income tax return for his/her primary residence if the veteran is 100 percent disabled as a result of service or has a 100 percent SCD rating. The veteran must have lived in WI when they entered into service or for a 5 year period after entering. The exemption amount varies.
Wyoming A veteran in Wyoming may receive a property tax exemption of $3,000 of the assessed value of his/her primary residence if the veteran has lived in the state for 3 or more years and served during a period of war. Disabled veterans are eligible for the same exemption.
District of Columbia A veteran must be over the age of 65 or disabled in order to qualify for a property tax exemption in the District of Columbia. The exemption reduces the veteran’s property tax by 50 percent. To qualify the veteran must own at least 50 percent of the property and annual income cannot exceed $100,000.

Talk with a Veterans United loan specialist at 855-524-7279 about your unique home financing situation and goals. You can also get started online today.

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