Veterans United in New York-Newark-Jersey City, NY in the NY, NJ metro area

The New York housing market in October has weakened compared to last year with the median home price around $759,500 — down 1.7% from last year. Homes for sale in New York^* now spend an average of 58 days on the market, and nearly 19% sell below asking price.

Just a few of the 745,215 Veterans we've helped get into homes. 4,893 Veterans in the New York-Newark-Jersey City, NY-NJ area alone!

Based on Veterans United and Veterans United Realty's internal data.

Aaron O. | U.S. Army
Jose R. | U.S. Army
Kirk H. | U.S. Air Force
Laura R. | U.S. Army
Michele M. | U.S. Army
Nathan K. | U.S. Air Force
Shanna W. | U.S. Army

New York Metro Housing Market in October 2025

Median Days on Market

58 days

Homes are staying on the market 0.86% fewer days since last month.

Average Listing Price

$1,547,100

Average home prices are up 1.62% since last month.

Active Listings

35,892 homes

Number of houses on the market are up 1% since last month.

Last updated 10-22-2025 Data source: Realtor.com® Economic Research

Check out homes available in the New York area right now!

View on Homefront.com

Homes in the New York region sell at a moderate pace.

19% of listings reduced price last month.

16,672

New listings

Up 26.2% from last month

35,892

Active listings

Up 1% from last month

VA Loan Market Share

1.1% of originations last year were VA loans.

727

Sold last year

1/93

Were VA loans

New York Area

Own vs Rent Trends

A higher share of owner-occupied homes often reflects stronger long-term ties to the community, since homeowners are more likely to stay in one place and invest in their neighborhoods. By contrast, areas with a larger renter population may be more transient, offering flexibility but sometimes less stability in housing markets.

It could also be an indication of market health, as affordable markets often have higher owner-occupancy rates.

Start building equity for yourself today

56% Homes are owner-occupied
44% Homes are rented

New York Metro Home Affordability

How does New York compare nationally?

New York median listing price

$759,500

Down 0.1% from last month

VS.

National median listing price

$425,000

Down 1.2% from last month

The home listing price-to-income ratio in the New York area is 8

The ratio compares how expensive homes are in New York relative to household income. A higher ratio means homes cost more compared to what people earn.

A healthy price-to-income ratio is generally around 3 times your household's annual income (or less), but higher ratios can be sustainable depending on your rate, DTI, and more.

Median Home Prices by Neighborhood in the New York Region

This section breaks down median home prices by neighborhood. Use these insights to see where housing costs trend higher or lower, and to better understand the market at the zip code level.

The New York metro median income is $95,220.

Explore New York Area Neighborhoods

See how median home prices in individual New York neighborhoods compare to the overall metro median.

Let’s see what you can buy

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Zipcode	10001	10002	10003	10004	10005	10006	10007	10009	10010	10011	10012	10013	10014	10016	10017	10018	10019	10021	10022	10023	10024	10025	10026	10027	10028	10029	10030	10031	10032	10033	10034	10035	10036	10037	10038	10039	10040	10044	10065	10069	10075	10101	10103	10112	10128	10168	10203	10280	10282	10301	10302	10303	10304	10305	10306	10307	10308	10309	10310	10312	10314	10451	10452	10453	10454	10455	10456	10457	10458	10459	10460	10461	10462	10463	10464	10465	10466	10467	10468	10469	10470	10471	10472	10473	10474	10475	10501	10502	10504	10505	10506	10507	10510	10511	10514	10517	10518	10519	10520	10522	10523	10526	10527	10528	10530	10532	10533	10535	10536	10538	10540	10543	10546	10547	10548	10549	10550	10552	10553	10560	10562	10566	10567	10570	10573	10576	10577	10578	10580	10583	10588	10589	10590	10591	10594	10595	10596	10597	10598	10601	10603	10604	10605	10606	10607	10701	10703	10704	10705	10706	10707	10708	10709	10710	10801	10803	10804	10805	10509	10512	10516	10524	10537	10541	10579	12563	10901	10913	10920	10923	10927	10931	10952	10954	10956	10960	10962	10964	10965	10968	10970	10974	10976	10977	10980	10983	10984	10986	10989	10993	10994	11001	11003	11010	11020	11021	11023	11024	11030	11040	11050	11096	11501	11507	11509	11510	11514	11516	11518	11520	11530	11542	11545	11547	11548	11550	11552	11553	11554	11557	11558	11559	11560	11561	11563	11565	11566	11568	11569	11570	11572	11575	11576	11577	11579	11580	11581	11590	11596	11598	11709	11710	11714	11732	11735	11753	11756	11758	11762	11765	11771	11783	11791	11793	11797	11801	11803	11804	11004	11005	11101	11102	11103	11104	11105	11106	11109	11354	11355	11356	11357	11358	11360	11361	11362	11363	11364	11365	11366	11367	11368	11369	11370	11372	11373	11374	11375	11377	11378	11379	11385	11411	11412	11413	11414	11415	11416	11417	11418	11419	11420	11421	11422	11423	11426	11427	11428	11429	11431	11432	11433	11434	11435	11436	11691	11692	11693	11694	11697	11201	11203	11204	11205	11206	11207	11208	11209	11210	11211	11212	11213	11214	11215	11216	11217	11218	11219	11220	11221	11222	11223	11224	11225	11226	11228	11229	11230	11231	11232	11233	11234	11235	11236	11237	11238	11243	11249	11701	11702	11703	11704	11705	11706	11713	11715	11716	11717	11718	11719	11720	11721	11722	11724	11725	11726	11727	11729	11730	11731	11733	11738	11739	11740	11741	11742	11743	11746	11747	11749	11751	11752	11754	11755	11757	11763	11764	11766	11767	11768	11769	11770	11772	11776	11777	11778	11779	11780	11782	11784	11786	11787	11788	11789	11790	11792	11795	11796	11798	11901	11930	11931	11932	11933	11934	11935	11937	11939	11940	11941	11942	11944	11946	11947	11948	11949	11950	11951	11952	11953	11954	11955	11956	11957	11958	11959	11960	11961	11962	11963	11964	11965	11967	11968	11970	11971	11972	11975	11976	11977	11978	11980
Median home price	$3,500,000	$1,597,000	$1,447,500	$1,337,500	$1,347,500	$1,655,000	$3,995,000	$998,500	$1,500,000	$1,992,500	$3,125,000	$4,500,000	$1,847,000	$999,000	$865,000	$2,072,500	$1,750,000	$1,450,000	$1,449,000	$1,795,000	$1,995,000	$1,285,000	$972,500	$950,000	$1,775,000	$845,000	$749,000	$511,750	$553,500	$562,500	$397,000	$724,500	$1,149,500	$525,000	$1,115,000	$597,000	$469,750	$895,000	$1,925,000	$2,500,000	$1,350,000	$2,400,000	$2,795,000	$14,498,000	$1,312,500	$749,000	$541,000	$850,000	$2,611,111	$612,500	$660,000	$562,333	$728,444	$699,999	$750,000	$995,000	$729,999	$749,999	$679,000	$779,000	$715,000	$295,000	$169,500	$498,500	$750,000	$237,500	$395,000	$380,000	$210,000	$477,500	$210,000	$669,500	$245,000	$345,000	$649,000	$679,500	$649,000	$175,000	$200,000	$670,000	$220,000	$395,000	$580,000	$395,000	$415,000	$320,000	$1,050,000	$974,000	$3,075,000	$999,000	$2,495,000	$842,000	$1,265,000	$580,500	$1,175,000	$500,000	$1,595,000	$499,000	$725,000	$1,250,000	$649,000	$489,000	$682,000	$1,995,000	$449,000	$861,000	$1,599,000	$509,000	$1,237,000	$1,099,000	$850,000	$644,944	$879,000	$521,500	$570,000	$1,114,500	$664,500	$225,000	$640,000	$997,000	$549,000	$449,500	$677,000	$1,099,000	$787,000	$2,950,000	$3,772,500	$540,000	$2,245,000	$1,499,000	$759,450	$672,000	$899,000	$1,690,000	$959,000	$828,950	$530,000	$1,345,000	$689,000	$949,000	$399,999	$974,500	$450,000	$382,500	$729,000	$394,000	$599,000	$317,000	$599,000	$1,297,500	$589,500	$349,000	$1,149,933	$620,650	$512,000	$1,350,000	$1,150,000	$215,000	$557,500	$587,000	$944,500	$950,000	$399,999	$637,000	$597,500	$499,000	$849,900	$1,150,000	$724,000	$649,500	$469,000	$564,000	$1,175,000	$699,900	$825,000	$1,070,000	$919,000	$2,225,000	$684,000	$999,000	$960,000	$699,500	$2,995,000	$999,999	$765,000	$682,500	$825,000	$917,000	$684,500	$442,450	$657,450	$809,500	$749,000	$799,000	$2,288,000	$737,500	$1,999,000	$3,625,000	$3,098,000	$1,160,000	$1,459,000	$850,000	$799,500	$1,357,444	$2,422,936	$705,375	$788,000	$1,170,000	$750,000	$674,000	$1,239,000	$1,149,000	$2,997,500	$1,525,000	$943,000	$685,000	$799,999	$669,000	$829,000	$994,000	$750,000	$1,899,000	$3,142,500	$899,000	$739,999	$799,000	$925,000	$4,900,000	$1,895,000	$889,000	$789,000	$657,450	$2,042,500	$1,399,999	$1,399,000	$822,500	$990,000	$899,999	$926,222	$1,452,500	$1,125,000	$884,450	$879,500	$1,024,500	$699,999	$1,380,000	$788,000	$849,000	$859,000	$7,497,500	$2,350,000	$769,000	$1,770,000	$860,000	$1,799,000	$850,000	$1,224,444	$1,299,000	$819,500	$479,000	$1,032,500	$782,500	$689,000	$550,000	$699,000	$814,000	$1,074,000	$679,000	$688,000	$810,000	$995,000	$992,500	$498,000	$1,100,000	$439,000	$1,415,000	$399,000	$930,000	$1,248,000	$328,000	$491,500	$598,000	$949,500	$399,000	$462,000	$419,000	$419,000	$549,000	$899,000	$949,900	$988,000	$749,000	$750,000	$722,500	$449,888	$349,000	$924,000	$759,000	$642,000	$797,000	$749,000	$695,000	$749,999	$789,000	$884,000	$285,000	$750,000	$799,000	$949,450	$278,444	$675,500	$737,000	$327,500	$698,000	$629,999	$599,000	$622,000	$695,000	$999,000	$1,550,000	$725,000	$713,500	$995,000	$1,099,500	$649,889	$773,900	$422,498	$675,000	$1,387,500	$799,450	$903,300	$751,820	$1,075,000	$1,722,500	$1,740,000	$685,000	$788,000	$649,250	$950,000	$1,897,500	$674,000	$499,000	$850,000	$607,500	$953,500	$649,000	$467,000	$2,495,000	$771,500	$1,100,000	$799,000	$549,000	$725,000	$995,000	$1,425,000	$699,000	$1,925,000	$625,000	$799,450	$637,500	$649,999	$1,195,000	$650,000	$699,000	$659,000	$749,000	$610,000	$849,000	$1,275,000	$620,000	$965,000	$574,000	$1,850,000	$849,500	$604,000	$504,995	$679,000	$799,000	$741,076	$953,000	$619,950	$2,975,000	$889,000	$667,500	$547,500	$1,059,500	$1,099,000	$890,500	$700,000	$669,900	$664,500	$749,500	$699,000	$644,995	$559,999	$769,999	$815,000	$749,999	$1,200,000	$739,000	$1,850,000	$599,000	$610,000	$925,000	$549,999	$600,000	$1,199,500	$1,150,000	$564,995	$749,000	$907,000	$849,950	$515,000	$785,000	$799,000	$859,500	$579,999	$575,000	$666,994	$3,472,500	$1,299,000	$9,000,000	$629,900	$956,000	$1,560,000	$2,995,000	$1,325,000	$1,025,000	$839,000	$1,645,000	$1,075,000	$1,395,000	$1,545,000	$1,452,000	$859,000	$529,000	$449,000	$1,459,500	$512,000	$2,295,000	$594,500	$2,750,000	$2,499,500	$2,895,000	$5,195,000	$2,395,000	$439,000	$11,500,000	$3,442,500	$2,797,000	$2,722,500	$549,990	$3,495,000	$1,950,000	$1,247,000	$849,000	$3,650,000	$6,795,000	$1,724,500	$1,799,000	$824,000

Historical Housing Trends in the New York Metro

Median Listing Price
Active Listing Count

Listing Price & Inventory

View this chart to learn about the median listing price and the number of active listings in New York over time.

Month	Nov 2021	Dec 2021	Jan 2022	Feb 2022	Mar 2022	Apr 2022	May 2022	Jun 2022	Jul 2022	Aug 2022	Sep 2022	Oct 2022	Nov 2022	Dec 2022	Jan 2023	Feb 2023	Mar 2023	Apr 2023	May 2023	Jun 2023	Jul 2023	Aug 2023	Sep 2023	Oct 2023	Nov 2023	Dec 2023	Jan 2024	Feb 2024	Mar 2024	Apr 2024	May 2024	Jun 2024	Jul 2024	Aug 2024	Sep 2024	Oct 2024	Nov 2024	Dec 2024	Jan 2025	Feb 2025	Mar 2025	Apr 2025	May 2025	Jun 2025	Jul 2025	Aug 2025
Listing Price	$619,500	$619,000	$624,900	$634,950	$649,000	$659,900	$675,000	$674,950	$659,000	$650,000	$655,658	$670,000	$669,000	$658,944	$659,000	$679,950	$698,500	$699,999	$734,889	$749,000	$737,500	$717,000	$719,000	$729,500	$728,000	$748,000	$741,500	$749,500	$759,900	$769,000	$789,301	$789,000	$777,000	$750,000	$764,000	$762,375	$750,000	$749,000	$750,000	$766,889	$780,000	$789,450	$795,000	$786,500	$775,000	$760,000

Month	Nov 2021	Dec 2021	Jan 2022	Feb 2022	Mar 2022	Apr 2022	May 2022	Jun 2022	Jul 2022	Aug 2022	Sep 2022	Oct 2022	Nov 2022	Dec 2022	Jan 2023	Feb 2023	Mar 2023	Apr 2023	May 2023	Jun 2023	Jul 2023	Aug 2023	Sep 2023	Oct 2023	Nov 2023	Dec 2023	Jan 2024	Feb 2024	Mar 2024	Apr 2024	May 2024	Jun 2024	Jul 2024	Aug 2024	Sep 2024	Oct 2024	Nov 2024	Dec 2024	Jan 2025	Feb 2025	Mar 2025	Apr 2025	May 2025	Jun 2025	Jul 2025	Aug 2025
Active Listings	39,174	33,022	28,211	28,612	30,534	32,208	36,136	38,914	41,131	40,299	39,808	40,174	38,783	34,343	31,061	30,177	30,148	31,316	32,420	33,239	33,112	32,798	34,729	33,896	34,209	28,830	26,933	27,182	28,856	30,930	32,611	34,281	34,178	33,477	35,296	35,331	33,845	29,297	26,691	27,148	29,480	31,571	35,665	37,131	36,844	35,536

Median Days on Market

Days on Market

This chart shows the median days on market for active listings over time. In other words: how quickly homes move in the market. A declining rate means rising competition among buyers, while an increase means listings are sitting longer.

Month	Nov 2021	Dec 2021	Jan 2022	Feb 2022	Mar 2022	Apr 2022	May 2022	Jun 2022	Jul 2022	Aug 2022	Sep 2022	Oct 2022	Nov 2022	Dec 2022	Jan 2023	Feb 2023	Mar 2023	Apr 2023	May 2023	Jun 2023	Jul 2023	Aug 2023	Sep 2023	Oct 2023	Nov 2023	Dec 2023	Jan 2024	Feb 2024	Mar 2024	Apr 2024	May 2024	Jun 2024	Jul 2024	Aug 2024	Sep 2024	Oct 2024	Nov 2024	Dec 2024	Jan 2025	Feb 2025	Mar 2025	Apr 2025	May 2025	Jun 2025	Jul 2025	Aug 2025
Median Days on Market	63	76	86	70	46	44	42	43	46	58	65	64	66	81	89	84	61	54	48	51	54	59	60	56	58	71	79	69	50	45	43	45	50	58	57	54	60	73	77	68	48	45	45	49	54	58

Market Hotness Score

Market Hotness

Based on Realtor.com's Market Hotness Index, this measure reflects how competitive the housing market is by comparing buyer demand with available inventory. Rising hotness scores point to more competition, while declining scores signal cooling conditions.

Month	Dec 2023	Jan 2025	Feb 2025	Mar 2025	Apr 2025	May 2025	Jun 2025	Jul 2025	Aug 2025
Hotness Score	19.230769	35.618729	38.12709	46.655518	41.80602	38.628763	40.635452	39.464883	38.461538

Pending Homes-for-Sale %

Percentage of Homes Sold per Month

This chart shows the percentage of homes that sold each month, highlighting buyer demand and long-term market trends. In most markets, around 20% of listings selling each month is considered balanced. Higher percentages point to a strong sellers' market, while lower percentages indicate more favorable conditions for buyers.

Month	Nov 2021	Dec 2021	Jan 2022	Feb 2022	Mar 2022	Apr 2022	May 2022	Jun 2022	Jul 2022	Aug 2022	Sep 2022	Oct 2022	Nov 2022	Dec 2022	Jan 2023	Feb 2023	Mar 2023	Apr 2023	May 2023	Jun 2023	Jul 2023	Aug 2023	Sep 2023	Oct 2023	Nov 2023	Dec 2023	Jan 2024	Feb 2024	Mar 2024	Apr 2024	May 2024	Jun 2024	Jul 2024	Aug 2024	Sep 2024	Oct 2024	Nov 2024	Dec 2024	Jan 2025	Feb 2025	Mar 2025	Apr 2025	May 2025	Jun 2025	Jul 2025	Aug 2025
Percentage Sold	51.4%	57.6%	58.7%	58.9%	62%	65.1%	60.3%	56.2%	49.4%	49%	46.8%	43.9%	41.9%	42%	41.6%	46%	50.8%	54.1%	56.8%	55.9%	53.9%	51.9%	45.9%	44.4%	42.5%	48.2%	48.4%	51.1%	53.6%	55.7%	56.8%	56.7%	56.8%	56.6%	50.6%	50.5%	54%	73.2%	70.1%	67.2%	66.9%	70.1%	67.9%	69.2%	68.5%	68.7%

The Nation’s #1 VA Purchase Lender

More Veterans choose Veterans United than any VA lender in the country.

Largest overall VA lender (purchase and refinance) for six of the last nine years.

More VA purchase loans than any other lender for the past nine consecutive years

Over the last five years, Veterans United made more VA purchase loans than USAA, Navy Federal Credit Union, Rocket Mortgage, Wells Fargo and Freedom Mortgage combined.

Source: Department of Veterans Affairs Lender Statistics

Selling your home?

Veterans United Realty agents have sold $23,426,876 worth of homes in the New York area.

Based on Veterans United and Veterans United Realty's internal data.

Connect with an Agent

Many buyers believe VA loans appraise low or take too long to close, but that's simply not true. With the right strategy, VA buyers can absolutely compete in New York's market. I've worked with Veterans from all walks of life, and the common thread is determination. They show up prepared and ready to succeed.

Conrad P. Veterans United Network Realty Agent
For many VA buyers, areas like Westchester and Long Island offer more inventory and better price points. But no matter where you're buying, it's important to feel comfortable in the location — not just financially qualified.

Akeem S. Veterans United Network Realty Agent
Some VA buyers expect sellers to cover closing costs, but that's rarely realistic in New York. Homes often go for asking price or more, and seller concessions just aren't common here. VA buyers should focus on homes priced in their budget and be ready to put money down at contract. Being strategic upfront can prevent a lot of frustration later.

Marian M. Veterans United Network Realty Agent

1-800-985-5723 | 1512 Heriford Road, Columbia, MO 65202. Not affiliated with any government agency including the VA. Missouri Licensed Real Estate Brokerage; for license information, visit VeteransUnitedRealty.com. Equal Housing Opportunity.

Start Your VA Loan With Veterans United

Not sure where to begin? Whether you're stationed nearby or planning to move near New York, we’ll help you understand what to expect.

Get in touch with a VA home loan expert

Step 1Talk With a Locally Licensed Home Loan Expert

A Veterans United home loan specialist licensed in New York can walk you through your options and answer your questions.

Step 2Build a Personalized Home Loan Plan

We’ll help tailor a VA loan plan based on your goals, timeline and what home feels right for you.

Step 3Get Preapproved for a VA Loan

Know how much you can afford and get a clear view of your budget before you start house hunting.

Step 4 Work With a Locally Licensed Real Estate Agent

We’ll connect you with an agent who understands VA loans and knows the New York area market inside and out.

Step 5Close With Confidence

From offer to keys, we’re by your side to help make things simple and stress-free.

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