Really depends on the appraisal, and who performs it. The first one we got delayed closing byb3 weeks.
Response from Veterans United
Hey Michael,
I hear your frustration, and I’m sorry the appraisal process set things back for you. Delays like that—especially so close to closing—can throw everything into chaos and cause a lot of unnecessary stress.
You're right that appraisals can vary depending on who performs them, and unfortunately, we don't get to choose the individual appraiser. Still, I know that doesn’t make it any less frustrating when a delay ends up impacting your timeline.
If there’s anything still unresolved or if you'd like to talk more about how things went, I’d really like to listen. You can reach me directly at 1-800-212-5200 or ClientAdvocate@vu.com. We’re available from 9 a.m. to 5 p.m. CST Monday through Friday, but feel free to reach out anytime that works for you.
Kim and Alyssa were amazing to work with. I would recommend them every time. Thank you for all of your help!



Always quick to get back with me to answer my questions. I have not had any complaints.


none very happy with them

I truly appreciate you all and all your help with providing my family and I with the financing needed to give us a home.


The process is really smooth and you are able to reach out to one of the loan officers at anytime by email or phone. The turn around response time is quick.No question goes unanswered by the team, which I appreciated greatly, especially since everything was done through emails and calls until the final stage.Thankful for the notary coming to our home since my husband is in a wheelchair. They made the closing process easy for us, which I greatly appreciated.Hats off to everyone involved in the process. You know the saying “trust the process”, you truly can when working with Veterans United Home Loans.









I was working with a condensed schedule due to other things I wanted to accomplish. I let CJ and the team know. They really made me feel like I was a priority to them and we got it done.This is the second time I worked with CJ and Veterans United. It was an easy and pleasant experience. I wouldn’t recommend anyone else for home loans or refinancing options.


Amanda Day and Cody were awesome and did a fantastic job.


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Brian and his team were outstanding throughout the entire process. The team was always very quick to provide answers to our questions. We highly recommend Brian for support, direction, and coordination for your mortgage application at Veteran’s United.

I hope to continue to refinance (in a timely manner) to a lower APR. That said, I am very pleased with my loan team and theor constant professionalism and care.


