Disabled veterans can face unique challenges. Acquiring accessible housing shouldn’t be one of them.
That’s why the Department of Veterans Affairs offers the Specially Adapted Housing (SAH) Grant and the Special Housing Adaptation (SHA) Grant to help disabled veterans offset the cost of specially adapted housing.
To be eligible for this grant, the VA requires a veteran to be entitled to or currently receiving compensation for a permanent and total service-connected disability, as defined by the Department of Veterans Affairs.
Veterans who suffer from lack of motion, blindness, loss of limbs or other disabilities that require home modifications may be eligible for one or both grants. Those who are eligible can use the SAH grant to construct or remodel a specially-adapted home that creates a barrier-free environment for the veteran. Maximum amounts for the grants are set by law but are subject to change on a yearly basis.
Today, the SAH grant has a maximum dollar amount of $70,465. Veterans can use this grant up to three times, with the total from all three uses not to exceed the current cap.
SHA grants are used to adapt an existing home the veteran currently lives in, or plans to purchase. SHA grants have a maximum dollar amount of $14,093 and can be used up to three times as well. No individual may use either grant benefit more than three times up to the maximum amount.
Since every circumstance is different, each veteran needs to have his or her case individually reviewed. But the VA does have a page dedicated solely to these two grants that explains who is considered “basically eligible” for the SHA and SAH grants.
Veterans who meet the conditions on the list aren’t automatically eligible. A veteran must have VA documentation and definition of the condition, even though the following medical conditions are qualified as determined by the VA:
The official disability rating is used to make the determination of eligibility. But that rating is subject to review and is not considered permanent once the determination is made.
This means the veteran has the possibility of appealing a decision to decline the grant, although the VA would likely require a new review.
You can talk to a Veterans United loan specialist about SAH grants and your home loan at 855-870-8845.
A VA Loan is a mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs. Here we look at how VA loans work and what most borrowers don’t know about the program.
Veterans are turning to their home loan benefit in never-before-seen numbers, driven by rock-bottom interest rates and a surge in refinance interest.