Credit and Finances
Personal finance insight and advice for Veterans, service members and their families
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VA Disability Pay Charts for 2023VA disability pay for 2023 increased by 8.7%. The new disability compensation rates took effect on December 1, 2022. See the current VA disability pay charts, and calculate your monthly compensation.
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Servicemembers Civil Relief Act (SCRA) & VA LoansThe Servicemembers Civil Relief Act (SCRA) is a federal law that provides a range of civil and financial protections for active duty military members and their spouses. The SCRA provides mortgage rate protections that apply as long as the loan predates enlistment or the period of active duty service.
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Complete List of Property Tax Exemptions By StateMost states offer disabled Veterans property tax exemptions, which can save thousands each year depending on the location and the Veteran's disability rating.
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Housing Grants for Disabled Veterans in 2023
When returning from deployment, adjusting to life stateside may be difficult. For military members returning home with an injury as a result of their service, adapting to a new way of life has its own set of challenges.
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4 Credit Questions VA Lenders Will Ask YouCredit plays a huge role in the VA loan process. Fortunately for Veterans and active-duty service members, VA loans feature relaxed credit requirements when compared to conventional loan programs.
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Getting a VA Loan Using Alternative TradelinesNot all first-time homebuyers will have a robust credit history, and as strange as it sounds, things like your cable bill or P.O. Box can help you land a VA home loan. Using alternative tradelines may convince mortgage lenders that you're a safe bet.
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Emergency Funds: Why Veterans Should Start Saving
Nobody can predict when large unplanned expenses will land on your lap. Whether you need immediate surgery, lose your job or need urgent home repair, it’s always a good idea to have an emergency fund.
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VA Loan Residual Income Charts and RequirementsThe VA provides guidelines for residual income to ensure Veterans can afford daily living expenses. We take a deep dive here into residual income requirements and what to expect in this part of the loan process.
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How to Improve Your Credit with a Personal LoanIf applying for a credit card to improve your credit isn't an option, you can still boost your score in other ways. Person loans may help improve bad credit and pay off debt. -
Should You Get Mortgage Term Insurance?New homeowners often get solicitations for mortgage term insurance. Here's what you need to know.
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What Your Emergency Fund Should Look LikeWhile you can't predict the future, you can prepare for it financially. Having an emergency fund can a live-saver, and it's essential that you have one. -
2020 Veterans Day Discounts, Deals, and GiveawaysVeterans Day 2020 will be on Wednesday, November 11th, 2020.We’ve conveniently broken down the discounts, free meals, deals, and sales for Veterans Day by category.
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Military Families Can Save Big at NBA GamesThe NBA is gearing up and military families are in for a treat. We've got a list of teams that offer big discounts. Find your favorite team's discounts. -
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