The Jacksonville housing market in October has weakened compared to last year with the median home price around $394,500 — down 1.1% from last year. Homes for sale in Jacksonville* now spend an average of 75 days on the market, and nearly 44% sell below asking price, giving buyers more negotiating power.
Just a few of the 745,215 Veterans we've helped get into homes.
6,038 Veterans in the Jacksonville, FL area alone!
Based on Veterans United and Veterans United Realty's internal data.
Dennis M. | U.S. Army
Liroy G. | U.S. Marine Corps
Lisa J. | U.S. Navy
Rashiid N. | U.S. Army
Donald J. | U.S. Marine Corps
Robert B. | U.S. Marine Corps
Raymond H. | U.S. Armys
Jacksonville Metro Housing Market in October 2025
Median Days on Market
75 days
Homes are staying on the market 1.35% longer than last month.
Average Listing Price
$568,151
Average home prices are down 1.5% since last month.
Active Listings
9,035 homes
Number of houses on the market are down 3.39% since last month.
Homes in the Jacksonville region sell at a moderate pace.
44% of listings reduced price last month.
2,706
New listings
Down 1.7% from last month
9,035
Active listings
Down 3.4% from last month
VA Loan Market Share
19.4% of originations last year were VA loans.
6,820
Sold last year
1/5
Were VA loans
Jacksonville Area
Own vs Rent Trends
A higher share of owner-occupied homes often reflects stronger long-term ties to the community, since homeowners are more likely to stay in one place and invest in their neighborhoods. By contrast, areas with a larger renter population may be more transient, offering flexibility but sometimes less stability in housing markets.
It could also be an indication of market health, as affordable markets often have higher owner-occupancy rates.
The home listing price-to-income ratio in the Jacksonville area is 5.1
The ratio compares how expensive homes are in Jacksonville relative to household income. A higher ratio means homes cost more compared to what people earn.
A healthy price-to-income ratio is generally around 3 times your household's annual income (or less), but higher ratios can be sustainable depending on your rate, DTI, and more.
Median Home Prices by Neighborhood in the Jacksonville Region
This section breaks down median home prices by neighborhood. Use these insights to see where housing costs trend higher or lower, and to better understand the market at the zip code level.
The Jacksonville metro median income is $77,044.
Explore Jacksonville Area Neighborhoods
See how median home prices in individual Jacksonville neighborhoods compare to the overall metro median.
View this chart to learn about the median listing price and the number of active listings in Jacksonville over time.
Month
Nov 2021
Dec 2021
Jan 2022
Feb 2022
Mar 2022
Apr 2022
May 2022
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Listing Price
$360,143
$367,450
$372,995
$379,950
$397,450
$409,999
$430,473
$442,475
$429,900
$420,448
$407,500
$400,000
$397,500
$386,990
$380,292
$389,950
$399,700
$410,000
$426,376
$438,998
$435,000
$427,500
$424,900
$425,000
$412,000
$407,697
$404,950
$410,000
$415,000
$420,000
$422,558
$424,000
$419,000
$409,850
$399,000
$397,750
$394,000
$384,500
$385,000
$388,098
$399,000
$399,995
$405,000
$408,995
$408,495
$399,000
Month
Nov 2021
Dec 2021
Jan 2022
Feb 2022
Mar 2022
Apr 2022
May 2022
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Active Listings
2,800
2,414
2,167
1,880
1,753
2,024
2,676
3,405
4,402
5,170
5,595
5,869
6,068
5,908
5,403
5,065
4,789
4,498
4,446
4,716
4,827
4,961
5,271
5,678
5,967
5,951
5,751
6,209
6,636
7,158
7,541
7,997
8,366
8,349
8,533
8,553
8,581
8,138
8,049
8,493
9,001
9,676
9,893
9,965
9,767
9,352
Median Days on Market
Days on Market
This chart shows the median days on market for active listings over time. In other words: how quickly homes move in the market. A declining rate means rising competition among buyers, while an increase means listings are sitting longer.
Month
Nov 2021
Dec 2021
Jan 2022
Feb 2022
Mar 2022
Apr 2022
May 2022
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Median Days on Market
44
51
50
38
36
29
29
30
34
41
47
54
60
67
76
65
54
52
48
45
50
49
50
51
53
61
66
51
47
51
50
52
57
61
65
70
72
78
74
66
57
57
60
67
72
74
Market Hotness Score
Market Hotness
Based on Realtor.com's Market Hotness Index, this measure reflects how competitive the housing market is by comparing buyer demand with available inventory. Rising hotness scores point to more competition, while declining scores signal cooling conditions.
Month
Nov 2021
Dec 2021
Jan 2022
Feb 2022
Mar 2022
Apr 2022
May 2022
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Hotness Score
52.006689
54.682274
62.374582
49.331104
42.307692
45.150502
44.481605
47.157191
39.799331
37.458194
37.123746
26.086957
27.591973
36.287625
36.120401
34.782609
35.785953
30.100334
27.926421
30.602007
25.250836
28.595318
28.929766
29.264214
33.110368
35.451505
42.809365
46.153846
34.949833
26.086957
23.244147
18.896321
18.896321
17.725753
18.394649
14.548495
14.882943
17.892977
30.602007
32.608696
25.083612
20.568562
17.892977
17.725753
16.555184
18.729097
Pending Homes-for-Sale %
Percentage of Homes Sold per Month
This chart shows the percentage of homes that sold each month, highlighting buyer demand and long-term market trends. In most markets, around 20% of listings selling each month is considered balanced. Higher percentages point to a strong sellers' market, while lower percentages indicate more favorable conditions for buyers.
Largest overall VA lender (purchase and refinance) for six of the last nine years.
More VA purchase loans than any other lender for the past nine consecutive years
Over the last five years, Veterans United made more VA purchase loans than USAA, Navy Federal Credit Union, Rocket Mortgage, Wells Fargo and Freedom Mortgage combined.
Before touring homes, VA buyers should have full preapproval and be ready for out-of-pocket costs like earnest money, the inspection and appraisal. In Jacksonville, neighborhoods like Oakleaf Plantation and Fleming Island are great fits for NAS Jax families, while Northside offers newer homes and an easy commute between Mayport and the airport.
Veronica B.Veterans United Network Realty Agent
In Jacksonville, a VA offer can absolutely compete when backed by strong communication and lender support. Offers are more likely to stand out when listing agents understand the loan can close quickly. It also helps to have a second or third favorite home in mind, since not every seller is open to negotiation.
Stacy Y.Veterans United Network Realty Agent
1-800-985-5723 | 1512 Heriford Road, Columbia, MO 65202. Not affiliated with any government agency including the VA. Missouri Licensed Real Estate Brokerage; for license information, visit VeteransUnitedRealty.com. Equal Housing Opportunity.
Start Your VA Loan With Veterans United
Not sure where to begin? Whether you're stationed nearby or planning to move near Jacksonville, we’ll help you understand what to expect.
I’ve had great experiences with my credit union for years but was actually surprised by the one on one experience I’ve had with Veterans United (VU). In my opinion VU far exceeded any experience I’ve had with a financial institution.
James W. | Army
Verified Customer
Great service…always available to answer questions and very organized. Website is very easy to use and helped keep me on track throughout the process.
Justin M. | Air Force
Verified Customer
I recently completed my latest home purchase with the help of the amazing team at Veterans United, and I couldn’t be more pleased. From start to finish, every single team member added value to the process and made this experience one I will never forget.They were professional, knowledgeable, respo...
Robert B. | Marine Corps
Verified Customer
Veterans United has truly set the standard for what a veteran-focused lender should be. From start to finish, they made the entire homebuying process simple, transparent, and stress-free. Every step was explained clearly, the communication was consistent, and they treated me like more than just anot...
Terry P. | Army
Verified Customer
Veterans United made the entire process easy and quick. They knew exactly what to do and when to do it and made the whole sale streamlined and easy to understand.
Joseph S. | Air Force
Verified Customer
I have been dealing with Ben Long for over 13 years. I bought my first home through him, my second home, my sister's home, and now my brothers. I wouldn't go with anyone else!!
December S. | Air Force
Verified Customer
IMHO, I would employ others to take advantage of this Company. I couldn't be more satisfied. It was like ordering a full meal from soup to nuts and walking away very satisfied. Thanks to all of you concerned.
Dennis Maxwell.
Dennis M. | Army
Verified Customer
It's been three years, I was waiting for this opportunity, today I reach out, to great reliable VA TEAM ,
Shameer Z. |
Verified Customer
Fast, efficient & very easy to work with.
Ronald O. | Army
Verified Customer
Veterans United made the whole home purchasing process seamless! They literally did everything and kept me informed on a daily basis with my home loan. I highly recommend them as a veteran 🫡👍
John H. | Marine Corps
Verified Customer
Our experience with Tommy Purk was nothing short of fantastic. My fiancé and I cannot fully begin to express our gratitude for his and Thomas Sutton’s services. Tommy and Thomas managed to exceed all of our expectations and are truly rare gems in this field. It’s not often that you work with a ...
Sarah M. |
Verified Customer
My air conditioning went out 10 days after moving in. The half acre we live on is pretty horrible. It is like a jungle
We are working on it. I have been very ill, so I can't do as much as needed. The fence is so badly in repair that we are going to have to put in a new one. It is not your fault. It...
Hulda O. | Army
Verified Customer
Rich, Tiffany and Kristen were very patient, professional and helpful throughout the loan process. They are great at what they do, and I appreciate them for all they did to help me.
*Unless stated otherwise, data for the metro refers to the CBSA ("Core-Based Statistical Area"), the defined geography that makes up the surrounding metropolitan and micropolitan areas.
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