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Veterans United in Jacksonville, FL

The Jacksonville housing market in October has weakened compared to last year with the median home price around $399,000 — down 2.7% from last year. Homes for sale in Jacksonville* now spend an average of 74 days on the market, and nearly 50% sell below asking price, giving buyers more negotiating power.

Just a few of the 738,955 Veterans we've helped get into homes. 6,003 Veterans in the Jacksonville, FL area alone!

Based on Veterans United and Veterans United Realty's internal data.

Jacksonville Metro Housing Market in September 2025

calendar

Median Days on Market

74 days

Homes are staying on the market 2.78% longer than last month.

Average Listing Price

$576,804

Average home prices are down 1.42% since last month.

Active Listings

9,352 homes

Number of houses on the market are down 4.25% since last month.

Check out homes available in the Jacksonville area right now!

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Homes in the Jacksonville region sell at a moderate pace.

50% of listings reduced price last month.

2,752

New listings

Down 3.1% from last month

9,352

Active listings

Down 4.3% from last month

VA Loan Market Share

19.4% of originations last year were VA loans.

6,820

Sold last year

1/5

Were VA loans

Jacksonville Area

Own vs Rent Trends

A higher share of owner-occupied homes often reflects stronger long-term ties to the community, since homeowners are more likely to stay in one place and invest in their neighborhoods. By contrast, areas with a larger renter population may be more transient, offering flexibility but sometimes less stability in housing markets.

It could also be an indication of market health, as affordable markets often have higher owner-occupancy rates.

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  • 69% Homes are owner-occupied
  • 31% Homes are rented

Jacksonville Metro Home Affordability

How does Jacksonville compare nationally?

Jacksonville median listing price

$399,000

Down 2.3% from last month

VS.

National median listing price

$429,990

Down 2.2% from last month

The home listing price-to-income ratio in the Jacksonville area is 5.2

The ratio compares how expensive homes are in Jacksonville relative to household income. A higher ratio means homes cost more compared to what people earn.

A healthy price-to-income ratio is generally around 3 times your household's annual income (or less), but higher ratios can be sustainable depending on your rate, DTI, and more.

Median Home Prices by Neighborhood in the Jacksonville Region

This section breaks down median home prices by neighborhood. Use these insights to see where housing costs trend higher or lower, and to better understand the market at the zip code level.

The Jacksonville metro median income is $77,044.

Explore Jacksonville Area Neighborhoods

See how median home prices in individual Jacksonville neighborhoods compare to the overall metro median.

Let’s see what you can buy
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Median home price $480,000 $353,000 $350,000 $365,900 $345,000 $307,000 $372,450 $517,400 $412,400 $744,900 $430,000 $431,667 $515,000 $593,950 $675,000 $1,095,000 $407,500 $399,900 $515,000 $539,900 $316,450 $575,000 $484,900 $319,000 $325,000 $201,000 $399,444 $296,500 $225,000 $325,000 $176,600 $145,000 $234,900 $264,950 $242,250 $322,495 $319,900 $320,945 $314,500 $315,000 $335,000 $514,500 $512,450 $439,900 $450,000 $592,000 $275,000 $345,000 $722,500 $172,750 $317,450 $334,000 $387,000 $1,042,000 $314,900

The Nation’s #1 VA Purchase Lender

More Veterans choose Veterans United than any VA lender in the country.

Largest overall VA lender (purchase and refinance) for six of the last nine years.

More VA purchase loans than any other lender for the past nine consecutive years

Over the last five years, Veterans United made more VA purchase loans than USAA, Navy Federal Credit Union, Rocket Mortgage, Wells Fargo and Freedom Mortgage combined.

Selling your home?

Veterans United Realty agents have sold $1,125,592,276 worth of homes in the Jacksonville area.

Based on Veterans United and Veterans United Realty's internal data.

Connect with an Agent

Start Your VA Loan With Veterans United

Not sure where to begin? Whether you're stationed nearby or planning to move near Jacksonville, we’ll help you understand what to expect.

Get in touch with a VA home loan expert
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Step 1Talk With a Locally Licensed Home Loan Expert

A Veterans United home loan specialist licensed in Jacksonville can walk you through your options and answer your questions.

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Step 2Build a Personalized Home Loan Plan

We’ll help tailor a VA loan plan based on your goals, timeline and what home feels right for you.

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Step 3Get Preapproved for a VA Loan

Know how much you can afford and get a clear view of your budget before you start house hunting.

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Step 4 Work With a Locally Licensed Real Estate Agent

We’ll connect you with an agent who understands VA loans and knows the Jacksonville area market inside and out.

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Step 5Close With Confidence

From offer to keys, we’re by your side to help make things simple and stress-free.

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