The Jacksonville housing market in September has weakened compared to last year with the median home price around $389,973 — down 4.5% from last year. Homes for sale in Jacksonville* now spend an average of 63 days on the market, and nearly 46% sell below asking price, giving buyers more negotiating power.
Just a few of the 827,905 Veterans we've helped get into homes.
6,643 Veterans in the Jacksonville, FL area alone!
Based on Veterans United and Veterans United Realty's internal data.
Dennis M. | U.S. Army
Liroy G. | U.S. Marine Corps
Lisa J. | U.S. Navy
Rashiid N. | U.S. Army
Donald J. | U.S. Marine Corps
Robert B. | U.S. Marine Corps
Raymond H. | U.S. Armys
Jacksonville Metro Housing Market in August 2026
Median Days on Market
63 days
Homes are staying on the market 6.78% longer than last month.
Average Listing Price
$565,074
Average home prices are down 1.8% since last month.
Active Listings
7,813 homes
Number of houses on the market are down 1.29% since last month.
Homes in the Jacksonville region sell at a moderate pace.
46% of listings reduced price last month.
2,724
New listings
Down 16.8% from last month
7,813
Active listings
Down 1.3% from last month
VA Loan Market Share
19.4% of originations last year were VA loans.
6,820
Sold last year
1/5
Were VA loans
Jacksonville Area
Own vs Rent Trends
A higher share of owner-occupied homes often reflects stronger long-term ties to the community, since homeowners are more likely to stay in one place and invest in their neighborhoods. By contrast, areas with a larger renter population may be more transient, offering flexibility but sometimes less stability in housing markets.
It could also be an indication of market health, as affordable markets often have higher owner-occupancy rates.
The home listing price-to-income ratio in the Jacksonville area is 5.1
The ratio compares how expensive homes are in Jacksonville relative to household income. A higher ratio means homes cost more compared to what people earn.
A healthy price-to-income ratio is generally around 3 times your household's annual income (or less), but higher ratios can be sustainable depending on your rate, DTI, and more.
Median Home Prices by Neighborhood in the Jacksonville Region
This section breaks down median home prices by neighborhood. Use these insights to see where housing costs trend higher or lower, and to better understand the market at the zip code level.
The Jacksonville metro median income is $77,044.
Explore Jacksonville Area Neighborhoods
See how median home prices in individual Jacksonville neighborhoods compare to the overall metro median.
View this chart to learn about the median listing price and the number of active listings in Jacksonville over time.
Month
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Jul 2026
Listing Price
$400,000
$397,500
$386,990
$380,292
$389,950
$399,700
$410,000
$426,376
$438,998
$435,000
$427,500
$424,900
$425,000
$412,000
$407,697
$404,950
$410,000
$415,000
$420,000
$422,558
$424,000
$419,000
$409,850
$399,000
$397,750
$394,000
$384,500
$385,000
$388,098
$399,000
$399,995
$405,000
$408,995
$408,495
$399,000
$394,500
$388,950
$389,000
$382,500
$375,000
$382,000
$389,900
$395,000
$394,900
$399,000
$389,973
Month
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Jul 2026
Active Listings
5,869
6,068
5,908
5,403
5,065
4,789
4,498
4,446
4,716
4,827
4,961
5,271
5,678
5,967
5,951
5,751
6,209
6,636
7,158
7,541
7,997
8,366
8,349
8,533
8,553
8,581
8,138
8,049
8,493
9,001
9,676
9,893
9,965
9,767
9,352
9,035
8,828
8,513
7,840
7,450
7,478
7,527
7,617
7,682
7,916
7,813
Median Days on Market
Days on Market
This chart shows the median days on market for active listings over time. In other words: how quickly homes move in the market. A declining rate means rising competition among buyers, while an increase means listings are sitting longer.
Month
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Jul 2026
Median Days on Market
54
60
67
76
65
54
52
48
45
50
49
50
51
53
61
66
51
47
51
50
52
57
61
65
70
72
78
74
66
57
57
60
67
72
74
75
76
78
83
81
72
58
58
59
59
63
Market Hotness Score
Market Hotness
Based on Realtor.com's Market Hotness Index, this measure reflects how competitive the housing market is by comparing buyer demand with available inventory. Rising hotness scores point to more competition, while declining scores signal cooling conditions.
Month
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Jul 2026
Hotness Score
26.2542
27.592
36.2876
36.2876
34.9498
35.786
30.1003
27.9264
30.7692
25.5853
28.5953
28.9298
29.4314
33.1104
35.6187
42.8094
46.1538
35.1171
26.2542
23.4114
18.8963
18.8963
17.7258
16.8896
15.7191
14.8829
17.893
30.602
32.7759
25.0836
20.5686
17.893
17.7258
16.5552
18.5619
17.7258
19.398
19.5652
25.5853
34.6154
37.9599
35.9532
28.9298
29.2642
32.4415
32.6087
Pending Homes-for-Sale %
Percentage of Homes Sold per Month
This chart shows the percentage of homes that sold each month, highlighting buyer demand and long-term market trends. In most markets, around 20% of listings selling each month is considered balanced. Higher percentages point to a strong sellers' market, while lower percentages indicate more favorable conditions for buyers.
Largest overall VA lender (purchase and refinance) for four consecutive years.
More VA purchase loans than any other lender for the past 10 consecutive years
Over the last six fiscal years, Veterans United made more VA purchase loans than USAA, Navy Federal Credit Union, Rocket Mortgage, Wells Fargo and Freedom Mortgage combined.
We have 1,125 Veterans ready to buy your home right now!
Before touring homes, VA buyers should have full preapproval and be ready for out-of-pocket costs like earnest money, the inspection and appraisal. In Jacksonville, neighborhoods like Oakleaf Plantation and Fleming Island are great fits for NAS Jax families, while Northside offers newer homes and an easy commute between Mayport and the airport.
Veronica B.Veterans United Network Realty Agent
In Jacksonville, a VA offer can absolutely compete when backed by strong communication and lender support. Offers are more likely to stand out when listing agents understand the loan can close quickly. It also helps to have a second or third favorite home in mind, since not every seller is open to negotiation.
Stacy Y.Veterans United Network Realty Agent
1-800-985-5723 | 1512 Heriford Road, Columbia, MO 65202. Not affiliated with any government agency including the VA. Missouri Licensed Real Estate Brokerage; for license information, visit VeteransUnitedRealty.com. Equal Housing Opportunity.
Start Your VA Loan With Veterans United
Not sure where to begin? Whether you're stationed nearby or planning to move near Jacksonville, we’ll help you understand what to expect.
Me being a first time home buyer, he made the process easy.
Monroe L. | Air Force
Verified Customer
I am a veteran who was closing on 2 parcels which is allowed by the VA. Rocket Mortgage said they could do it and after wasting thousands of dollars they backed out. Veterans United stayed with me through thick and thin with the VA. It took 5 months but they refused to quit on me. Best company f...
Teah L. | Air Force
Verified Customer
To everyone involved in my process to purchase this beautiful home, I would like to thank each and everyone of you for the amazing work you did thank you and may God bless you all. Our realtor Laura she definitely showed my wife and I how to relax doing this whole thing and never left us in the dark...
Derek M. | Army
Verified Customer
This process was so easy and Charlie and Sarah were both extremely helpful with any questions I had.
Brian B. | Navy
Verified Customer
Matt and his entire loan team was always available and quick to respond to any questions at anytime. Really kept the anxiety down!
Samuel T. | Navy
Verified Customer
I had always heard that applying and receiving a VA loan was a long and drawn-out process. Veteran's United made it very simple. There's still a good deal of paperwork, but they managed it well.
Kenneth H. | Navy
Verified Customer
Our experience with Veterans United was incredibly seamless from start to finish. They kept us informed every step of the way, answered every question quickly, and made what could have been a stressful process feel organized and manageable. We’re so grateful for how smoothly everything came togeth...
Jeffrey A. | Navy
Verified Customer
The entire Veteran's United team were very helpful. Great communicated throughout the entire home buying process. I highly recommend Veteran's United. Thank you for all your help.
Mariano Q. | Army
Verified Customer
Jimmy and the whole team were amazing to work with very easy process they were always available to talk 100% would recommend to friends.
Mark M. | Army
Verified Customer
Great experience
Justin was amazing
Always available to answer any questions
Always returned phone calls
The whole experience was excellent
Would highly recommend for using for your VA loan
Allan H. | Navy
Verified Customer
From day one until closing on my home everyone at Veteran's United were professional, supportive, always there to answer a question, and take the time to explain things in a way that was easy to understand. They worked hard to ensure everything was timely, precise, and with good financial numbers (i...
James S. | Marine Corps
Verified Customer
My wife and I received effective and timely explanations, and guidance, that helped us make the correct decisions.Much appreciated!
Kyle G. | Other VA Eligibility
Verified Customer
Sheldon, Heather, and Miles were absolutely phenomenal. These three worked not only with a sense of urgency but superseded expectations. From our initial phone call to the last; each member work accordingly to ensure I was happy especially as a first time home buyer.
*Unless stated otherwise, data for the metro refers to the CBSA ("Core-Based Statistical Area"), the defined geography that makes up the surrounding metropolitan and micropolitan areas.
Enter to win $75,000 toward your new home!No purchase necessary; see official rules for details.
2026 Home Field Advantage $75K Veteran Homebuyer Giveaway
1. realtor.com is hosting and helping to administer and promote the sweepstakes.
2. NMLS #1907 (nmlsconsumeraccess.org). Not affiliated with Dept. of Veterans Affairs or any government agency.
3. May be subject to tax withholding. See Official Rules for details.
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