The Jacksonville housing market in July has weakened compared to last year with the median home price around $399,000 — down 2.4% from last year. Homes for sale in Jacksonville* now spend an average of 59 days on the market, and nearly 45% sell below asking price, giving buyers more negotiating power.
Just a few of the 817,410 Veterans we've helped get into homes.
6,576 Veterans in the Jacksonville, FL area alone!
Based on Veterans United and Veterans United Realty's internal data.
Dennis M. | U.S. Army
Liroy G. | U.S. Marine Corps
Lisa J. | U.S. Navy
Rashiid N. | U.S. Army
Donald J. | U.S. Marine Corps
Robert B. | U.S. Marine Corps
Raymond H. | U.S. Armys
Jacksonville Metro Housing Market in July 2026
Median Days on Market
59 days
Number of days homes are on the market haven’t changed since last month.
Average Listing Price
$575,431
Average home prices are down 1.9% since last month.
Active Listings
7,916 homes
Number of houses on the market are up 3.04% since last month.
Homes in the Jacksonville region sell at a moderate pace.
45% of listings reduced price last month.
3,272
New listings
Up 0.6% from last month
7,916
Active listings
Up 3% from last month
VA Loan Market Share
19.4% of originations last year were VA loans.
6,820
Sold last year
1/5
Were VA loans
Jacksonville Area
Own vs Rent Trends
A higher share of owner-occupied homes often reflects stronger long-term ties to the community, since homeowners are more likely to stay in one place and invest in their neighborhoods. By contrast, areas with a larger renter population may be more transient, offering flexibility but sometimes less stability in housing markets.
It could also be an indication of market health, as affordable markets often have higher owner-occupancy rates.
The home listing price-to-income ratio in the Jacksonville area is 5.2
The ratio compares how expensive homes are in Jacksonville relative to household income. A higher ratio means homes cost more compared to what people earn.
A healthy price-to-income ratio is generally around 3 times your household's annual income (or less), but higher ratios can be sustainable depending on your rate, DTI, and more.
Median Home Prices by Neighborhood in the Jacksonville Region
This section breaks down median home prices by neighborhood. Use these insights to see where housing costs trend higher or lower, and to better understand the market at the zip code level.
The Jacksonville metro median income is $77,044.
Explore Jacksonville Area Neighborhoods
See how median home prices in individual Jacksonville neighborhoods compare to the overall metro median.
View this chart to learn about the median listing price and the number of active listings in Jacksonville over time.
Month
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Listing Price
$420,448
$407,500
$400,000
$397,500
$386,990
$380,292
$389,950
$399,700
$410,000
$426,376
$438,998
$435,000
$427,500
$424,900
$425,000
$412,000
$407,697
$404,950
$410,000
$415,000
$420,000
$422,558
$424,000
$419,000
$409,850
$399,000
$397,750
$394,000
$384,500
$385,000
$388,098
$399,000
$399,995
$405,000
$408,995
$408,495
$399,000
$394,500
$388,950
$389,000
$382,500
$375,000
$382,000
$389,900
$395,000
$394,900
$399,000
Month
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Active Listings
5,170
5,595
5,869
6,068
5,908
5,403
5,065
4,789
4,498
4,446
4,716
4,827
4,961
5,271
5,678
5,967
5,951
5,751
6,209
6,636
7,158
7,541
7,997
8,366
8,349
8,533
8,553
8,581
8,138
8,049
8,493
9,001
9,676
9,893
9,965
9,767
9,352
9,035
8,828
8,513
7,840
7,450
7,478
7,527
7,617
7,682
7,916
Median Days on Market
Days on Market
This chart shows the median days on market for active listings over time. In other words: how quickly homes move in the market. A declining rate means rising competition among buyers, while an increase means listings are sitting longer.
Month
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Median Days on Market
41
47
54
60
67
76
65
54
52
48
45
50
49
50
51
53
61
66
51
47
51
50
52
57
61
65
70
72
78
74
66
57
57
60
67
72
74
75
76
78
83
81
72
58
58
59
59
Market Hotness Score
Market Hotness
Based on Realtor.com's Market Hotness Index, this measure reflects how competitive the housing market is by comparing buyer demand with available inventory. Rising hotness scores point to more competition, while declining scores signal cooling conditions.
Month
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Hotness Score
37.6254
37.291
26.2542
27.592
36.2876
36.2876
34.9498
35.786
30.1003
27.9264
30.7692
25.5853
28.5953
28.9298
29.4314
33.1104
35.6187
42.8094
46.1538
35.1171
26.2542
23.4114
18.8963
18.8963
17.7258
16.8896
15.7191
14.8829
17.893
30.602
32.7759
25.0836
20.5686
17.893
17.7258
16.5552
18.5619
17.7258
19.398
19.5652
25.5853
34.6154
37.9599
35.9532
28.9298
29.2642
32.4415
Pending Homes-for-Sale %
Percentage of Homes Sold per Month
This chart shows the percentage of homes that sold each month, highlighting buyer demand and long-term market trends. In most markets, around 20% of listings selling each month is considered balanced. Higher percentages point to a strong sellers' market, while lower percentages indicate more favorable conditions for buyers.
Largest overall VA lender (purchase and refinance) for four consecutive years.
More VA purchase loans than any other lender for the past 10 consecutive years
Over the last six fiscal years, Veterans United made more VA purchase loans than USAA, Navy Federal Credit Union, Rocket Mortgage, Wells Fargo and Freedom Mortgage combined.
We have 1,175 Veterans ready to buy your home right now!
Before touring homes, VA buyers should have full preapproval and be ready for out-of-pocket costs like earnest money, the inspection and appraisal. In Jacksonville, neighborhoods like Oakleaf Plantation and Fleming Island are great fits for NAS Jax families, while Northside offers newer homes and an easy commute between Mayport and the airport.
Veronica B.Veterans United Network Realty Agent
In Jacksonville, a VA offer can absolutely compete when backed by strong communication and lender support. Offers are more likely to stand out when listing agents understand the loan can close quickly. It also helps to have a second or third favorite home in mind, since not every seller is open to negotiation.
Stacy Y.Veterans United Network Realty Agent
1-800-985-5723 | 1512 Heriford Road, Columbia, MO 65202. Not affiliated with any government agency including the VA. Missouri Licensed Real Estate Brokerage; for license information, visit VeteransUnitedRealty.com. Equal Housing Opportunity.
Start Your VA Loan With Veterans United
Not sure where to begin? Whether you're stationed nearby or planning to move near Jacksonville, we’ll help you understand what to expect.
We found a house we loved and veterans united made it super quick and easy to get an offer a close. Arlo was amazing and responded quickly to anything we had questions about or needed help with. Their communication through out was great.
Nathaniel S. | Marine Corps
Verified Customer
Best people to handle a VA loan bar none
Ronald M. | Navy
Verified Customer
Our experience with Veterans United was incredibly seamless from start to finish. They kept us informed every step of the way, answered every question quickly, and made what could have been a stressful process feel organized and manageable. We’re so grateful for how smoothly everything came togeth...
Jeffrey A. | Navy
Verified Customer
The VU is the please you need to go for buying a home or a refi. The folks are great and very helpful. They help you through the whole thing and are there to help in any way. I give these folks a big 10 +.
Roger S. |
Verified Customer
Everyone did a fantastic job and would highly recommend recommend anyone else going through this process to use them.
Allen K. | Marine Corps
Verified Customer
Smooth process from start to finish. No surprises
Alfred J. | Army
Verified Customer
From day one until closing on my home everyone at Veteran's United were professional, supportive, always there to answer a question, and take the time to explain things in a way that was easy to understand. They worked hard to ensure everything was timely, precise, and with good financial numbers (i...
James S. | Marine Corps
Verified Customer
Just awesome, the team made this easy and stress free!
Daniel K. | Marine Corps
Verified Customer
Our team of people are heaven sent. They were all amazing. Thank you all for your hard work.
Brandon D. | Army
Verified Customer
All those that helped with my load were outstanding
David Z. | Air Force
Verified Customer
The service Veterans United provides makes the home buying process clear and reduces the stresses involved.
The steps that are necessary to accomplish are laid out and clear to the borrower.
Other services are offered, but never pushed. We took advantage of the homeowners insurance that was offere...
Richard J. | Air Force
Verified Customer
Always follow up on my requirement and quick to response on my need to do list.
Reynald V. | Navy
Verified Customer
From start to finish, this team is absolutely incredible. Ive spent all my adult life in or around the military, and have moved with wife and fam over 15 times, and Vet United was by far the easiest, smoothest and most competent experience we have ever had!! I would and will never go anywhere else f...
*Unless stated otherwise, data for the metro refers to the CBSA ("Core-Based Statistical Area"), the defined geography that makes up the surrounding metropolitan and micropolitan areas.
Enter to win $75,000 toward your new home!No purchase necessary; see official rules for details.
2026 Home Field Advantage $75K Veteran Homebuyer Giveaway
1. realtor.com is hosting and helping to administer and promote the sweepstakes.
2. NMLS #1907 (nmlsconsumeraccess.org). Not affiliated with Dept. of Veterans Affairs or any government agency.
3. May be subject to tax withholding. See Official Rules for details.
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