The Jacksonville housing market in May has weakened compared to last year with the median home price around $389,900 — down 2.3% from last year. Homes for sale in Jacksonville* now spend an average of 58 days on the market, and nearly 42% sell below asking price, giving buyers more negotiating power.
Just a few of the 796,230 Veterans we've helped get into homes.
6,359 Veterans in the Jacksonville, FL area alone!
Based on Veterans United and Veterans United Realty's internal data.
Dennis M. | U.S. Army
Liroy G. | U.S. Marine Corps
Lisa J. | U.S. Navy
Rashiid N. | U.S. Army
Donald J. | U.S. Marine Corps
Robert B. | U.S. Marine Corps
Raymond H. | U.S. Armys
Jacksonville Metro Housing Market in April 2026
Median Days on Market
58 days
Homes are staying on the market 18.88% fewer days since last month.
Average Listing Price
$577,666
Average home prices are up 5.3% since last month.
Active Listings
7,527 homes
Number of houses on the market are up 0.66% since last month.
Homes in the Jacksonville region sell at a moderate pace.
42% of listings reduced price last month.
3,300
New listings
Up 10% from last month
7,527
Active listings
Up 0.7% from last month
VA Loan Market Share
19.4% of originations last year were VA loans.
6,820
Sold last year
1/5
Were VA loans
Jacksonville Area
Own vs Rent Trends
A higher share of owner-occupied homes often reflects stronger long-term ties to the community, since homeowners are more likely to stay in one place and invest in their neighborhoods. By contrast, areas with a larger renter population may be more transient, offering flexibility but sometimes less stability in housing markets.
It could also be an indication of market health, as affordable markets often have higher owner-occupancy rates.
The home listing price-to-income ratio in the Jacksonville area is 5.1
The ratio compares how expensive homes are in Jacksonville relative to household income. A higher ratio means homes cost more compared to what people earn.
A healthy price-to-income ratio is generally around 3 times your household's annual income (or less), but higher ratios can be sustainable depending on your rate, DTI, and more.
Median Home Prices by Neighborhood in the Jacksonville Region
This section breaks down median home prices by neighborhood. Use these insights to see where housing costs trend higher or lower, and to better understand the market at the zip code level.
The Jacksonville metro median income is $77,044.
Explore Jacksonville Area Neighborhoods
See how median home prices in individual Jacksonville neighborhoods compare to the overall metro median.
View this chart to learn about the median listing price and the number of active listings in Jacksonville over time.
Month
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Listing Price
$442,475
$429,900
$420,448
$407,500
$400,000
$397,500
$386,990
$380,292
$389,950
$399,700
$410,000
$426,376
$438,998
$435,000
$427,500
$424,900
$425,000
$412,000
$407,697
$404,950
$410,000
$415,000
$420,000
$422,558
$424,000
$419,000
$409,850
$399,000
$397,750
$394,000
$384,500
$385,000
$388,098
$399,000
$399,995
$405,000
$408,995
$408,495
$399,000
$394,500
$388,950
$389,000
$382,500
$375,000
$382,000
$389,900
Month
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Active Listings
3,405
4,402
5,170
5,595
5,869
6,068
5,908
5,403
5,065
4,789
4,498
4,446
4,716
4,827
4,961
5,271
5,678
5,967
5,951
5,751
6,209
6,636
7,158
7,541
7,997
8,366
8,349
8,533
8,553
8,581
8,138
8,049
8,493
9,001
9,676
9,893
9,965
9,767
9,352
9,035
8,828
8,513
7,840
7,450
7,478
7,527
Median Days on Market
Days on Market
This chart shows the median days on market for active listings over time. In other words: how quickly homes move in the market. A declining rate means rising competition among buyers, while an increase means listings are sitting longer.
Month
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Median Days on Market
30
34
41
47
54
60
67
76
65
54
52
48
45
50
49
50
51
53
61
66
51
47
51
50
52
57
61
65
70
72
78
74
66
57
57
60
67
72
74
75
76
78
83
81
72
58
Market Hotness Score
Market Hotness
Based on Realtor.com's Market Hotness Index, this measure reflects how competitive the housing market is by comparing buyer demand with available inventory. Rising hotness scores point to more competition, while declining scores signal cooling conditions.
Month
Jun 2022
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Hotness Score
47.3244
39.9666
37.6254
37.291
26.2542
27.592
36.2876
36.2876
34.9498
35.786
30.1003
27.9264
30.7692
25.5853
28.5953
28.9298
29.4314
33.1104
35.6187
42.8094
46.1538
35.1171
26.2542
23.4114
18.8963
18.8963
17.7258
16.8896
15.7191
14.8829
17.893
30.602
32.7759
25.0836
20.5686
17.893
17.7258
16.5552
18.5619
17.7258
19.398
19.5652
25.5853
34.6154
37.9599
35.4515
Pending Homes-for-Sale %
Percentage of Homes Sold per Month
This chart shows the percentage of homes that sold each month, highlighting buyer demand and long-term market trends. In most markets, around 20% of listings selling each month is considered balanced. Higher percentages point to a strong sellers' market, while lower percentages indicate more favorable conditions for buyers.
Largest overall VA lender (purchase and refinance) for seven of the last ten years.
More VA purchase loans than any other lender for the past 10 consecutive years
Over the last six years, Veterans United made more VA purchase loans than USAA, Navy Federal Credit Union, Rocket Mortgage, Wells Fargo and Freedom Mortgage combined.
Before touring homes, VA buyers should have full preapproval and be ready for out-of-pocket costs like earnest money, the inspection and appraisal. In Jacksonville, neighborhoods like Oakleaf Plantation and Fleming Island are great fits for NAS Jax families, while Northside offers newer homes and an easy commute between Mayport and the airport.
Veronica B.Veterans United Network Realty Agent
In Jacksonville, a VA offer can absolutely compete when backed by strong communication and lender support. Offers are more likely to stand out when listing agents understand the loan can close quickly. It also helps to have a second or third favorite home in mind, since not every seller is open to negotiation.
Stacy Y.Veterans United Network Realty Agent
1-800-985-5723 | 1512 Heriford Road, Columbia, MO 65202. Not affiliated with any government agency including the VA. Missouri Licensed Real Estate Brokerage; for license information, visit VeteransUnitedRealty.com. Equal Housing Opportunity.
Start Your VA Loan With Veterans United
Not sure where to begin? Whether you're stationed nearby or planning to move near Jacksonville, we’ll help you understand what to expect.
Jodi and her team were amazing! Top-notch and professional!
Warren J. | Army
Verified Customer
Easiest mortgage process. Always first class!
Terry M. | Navy
Verified Customer
The service Veterans United provides makes the home buying process clear and reduces the stresses involved.
The steps that are necessary to accomplish are laid out and clear to the borrower.
Other services are offered, but never pushed. We took advantage of the homeowners insurance that was offere...
Richard J. | Air Force
Verified Customer
Great group of people and they helped every step of the way!
Jimmy A. | Army
Verified Customer
Wow, what a fantastic experience with Meghan Kopka and the Veterans United Team! From start to finish, Meghan was in touch and working hard to keep me informed on our loan. Meghan and VU helped get my rate down to where I wanted it to be, and I truly appreciated their conservative approach to cost e...
Andrew K. | Marine Corps
Verified Customer
Haley and Kate were amazing. Give them a 10 out of 10.! they both went out of their way to help me and I was very pleased with the work they did for me. on the other hand when I had to switch to get a VA rep when I was going to buy a property in New York year representative I think her name is Suzan...
Ira W. | Army
Verified Customer
I recently completed my latest home purchase with the help of the amazing team at Veterans United, and I couldn’t be more pleased. From start to finish, every single team member added value to the process and made this experience one I will never forget.They were professional, knowledgeable, respo...
Robert B. | Marine Corps
Verified Customer
Jake and team did an incredible job. I will be recommending them to my friends in Tampa that are looking to buy a home. Also, my realtor who has been in the business for 30+ years was highly impressed by Jake and the team.
Jackson F. | Army
Verified Customer
The entire Veterans United team was wonderful from start to finish. Jamie made sure we had all the information we needed to feel secure about our decision and was “by our side” the whole time. Catherine, our agent, was truly a blessing. Very attentive and always there anytime we needed, day or n...
John M. | Marine Corps
Verified Customer
Working with Veterans United on my mortgage was an outstanding experience from start to finish. The entire process was smooth, efficient, and far less stressful than I expected. Their system made each step clear and manageable, which took a lot of the guesswork out of buying a home.Marco, my Loan Of...
Justin M. | Navy
Verified Customer
IMHO, I would employ others to take advantage of this Company. I couldn't be more satisfied. It was like ordering a full meal from soup to nuts and walking away very satisfied. Thanks to all of you concerned.
Dennis Maxwell.
Dennis M. | Army
Verified Customer
We are so grateful for Meghan and Veterans United. As first-time homebuyers, the financial aspect is the most daunting and intimidating part of the process. Meghan is knowledgeable and speaks from experience, which gave us peace of mind. We would definitely recommend her and Veterans United
Matthew S. | Marine Corps
Verified Customer
It was a pleasure to work with Hunter, always had an answer for my questions and got back
*Unless stated otherwise, data for the metro refers to the CBSA ("Core-Based Statistical Area"), the defined geography that makes up the surrounding metropolitan and micropolitan areas.
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Enter to win $100,000 toward your new home!No purchase necessary; see official rules for details.
2026 Stars, Stripes and Summer $100K Veteran Homebuyer Giveaway
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