Veterans United in
St. Louis, MO
in the MO, IL metro area
The St. Louis housing market in July has weakened compared to last year with the median home price around $289,900 — down 3.3% from last year. Homes for sale in St. Louis* now spend an average of 42 days on the market, and nearly 36% sell below asking price, giving buyers more negotiating power.
Just a few of the 811,700 Veterans we've helped get into homes.
8,601 Veterans in the St. Louis, MO-IL area alone!
Based on Veterans United and Veterans United Realty's internal data.
Britini M. | U.S. Air Force
Andy A. | U.S. Navy
Dennis R. | U.S. Marine Corps
Floyd B. | U.S. Marine Corps
Jacob P. | U.S. Army
Louis E. | U.S. Air Force
Nathan T. | U.S. Marine Corps
St. Louis Metro Housing Market in June 2026
Median Days on Market
42 days
Number of days homes are on the market haven’t changed since last month.
Average Listing Price
$368,369
Average home prices are up 0.19% since last month.
Active Listings
5,950 homes
Number of houses on the market are up 6.27% since last month.
Homes in the St. Louis region sell at a moderate pace.
36% of listings reduced price last month.
3,976
New listings
Down 0.8% from last month
5,950
Active listings
Up 6.3% from last month
VA Loan Market Share
9.4% of originations last year were VA loans.
4,678
Sold last year
1/11
Were VA loans
St. Louis Area
Own vs Rent Trends
A higher share of owner-occupied homes often reflects stronger long-term ties to the community, since homeowners are more likely to stay in one place and invest in their neighborhoods. By contrast, areas with a larger renter population may be more transient, offering flexibility but sometimes less stability in housing markets.
It could also be an indication of market health, as affordable markets often have higher owner-occupancy rates.
The home listing price-to-income ratio in the St. Louis area is 3.7
The ratio compares how expensive homes are in St. Louis relative to household income. A higher ratio means homes cost more compared to what people earn.
A healthy price-to-income ratio is generally around 3 times your household's annual income (or less), but higher ratios can be sustainable depending on your rate, DTI, and more.
Median Home Prices by Neighborhood in the St. Louis Region
This section breaks down median home prices by neighborhood. Use these insights to see where housing costs trend higher or lower, and to better understand the market at the zip code level.
The St. Louis metro median income is $78,224.
Explore St. Louis Area Neighborhoods
See how median home prices in individual St. Louis neighborhoods compare to the overall metro median.
View this chart to learn about the median listing price and the number of active listings in St. Louis over time.
Month
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Listing Price
$275,000
$275,950
$274,950
$275,566
$273,000
$265,228
$269,900
$271,559
$236,900
$284,900
$281,650
$289,448
$288,900
$283,763
$279,900
$277,000
$275,000
$274,900
$277,450
$287,450
$292,000
$294,400
$312,400
$314,900
$313,900
$301,900
$299,900
$299,450
$289,900
$277,450
$274,950
$276,799
$289,900
$294,900
$299,900
$299,950
$300,000
$300,000
$299,900
$295,900
$291,900
$284,950
$284,900
$278,175
$280,900
$285,738
$289,900
Month
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Active Listings
4,664
4,708
4,712
4,825
4,799
4,264
3,823
3,499
2,109
3,581
3,752
3,973
4,296
4,393
4,869
5,123
5,159
4,650
4,136
3,927
3,970
4,175
4,407
4,792
4,948
5,166
5,473
5,614
5,727
5,097
4,551
4,469
4,701
4,878
5,258
5,691
5,838
5,868
6,161
6,344
6,358
5,639
5,019
4,950
5,225
5,599
5,950
Median Days on Market
Days on Market
This chart shows the median days on market for active listings over time. In other words: how quickly homes move in the market. A declining rate means rising competition among buyers, while an increase means listings are sitting longer.
Month
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Median Days on Market
37
41
45
44
44
56
67
67
55
43
37
39
38
37
38
42
44
53
59
48
39
35
32
37
36
41
45
46
51
58
62
53
39
39
39
40
44
45
46
45
49
59
68
55
46
42
42
Market Hotness Score
Market Hotness
Based on Realtor.com's Market Hotness Index, this measure reflects how competitive the housing market is by comparing buyer demand with available inventory. Rising hotness scores point to more competition, while declining scores signal cooling conditions.
Month
Jul 2022
Aug 2022
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Hotness Score
45.6522
60.2007
64.8829
69.8997
74.5819
73.5786
68.2274
50.6689
60.0334
65.8863
64.0468
60.0334
61.8729
66.8896
69.0635
66.388
70.0669
69.2308
69.8997
67.893
69.2308
74.2475
73.4114
64.8829
72.5753
72.7425
71.0702
72.0736
70.0669
73.913
73.5786
71.9064
76.2542
70.5686
69.398
72.7425
72.2408
73.7458
74.5819
74.7492
75.4181
74.7492
71.2375
72.9097
70.4013
69.398
69.0635
Pending Homes-for-Sale %
Percentage of Homes Sold per Month
This chart shows the percentage of homes that sold each month, highlighting buyer demand and long-term market trends. In most markets, around 20% of listings selling each month is considered balanced. Higher percentages point to a strong sellers' market, while lower percentages indicate more favorable conditions for buyers.
Largest overall VA lender (purchase and refinance) for four consecutive years.
More VA purchase loans than any other lender for the past 10 consecutive years
Over the last six fiscal years, Veterans United made more VA purchase loans than USAA, Navy Federal Credit Union, Rocket Mortgage, Wells Fargo and Freedom Mortgage combined.
We have 1,029 Veterans ready to buy your home right now!
VA buyers in the St. Louis area often find good options within a 10 to 25 minute commute of Scott Air Force Base, depending on school preferences and lifestyle needs. In competitive markets, not needing to ask for closing cost assistance can make a VA loan offer more appealing.
John S.Veterans United Network Realty Agent
1-800-985-5723 | 1512 Heriford Road, Columbia, MO 65202. Not affiliated with any government agency including the VA. Missouri Licensed Real Estate Brokerage; for license information, visit VeteransUnitedRealty.com. Equal Housing Opportunity.
Start Your VA Loan With Veterans United
Not sure where to begin? Whether you're stationed nearby or planning to move near St. Louis, we’ll help you understand what to expect.
Kendall was excellent to work with from start to finish. He was professional, knowledgeable, and always took the time to answer my questions and keep me informed throughout the process. His communication was outstanding, and he made everything as smooth and stress-free as possible.As a Veteran, I tr...
Christopher K. | Army
Verified Customer
Great team at Scott, second time working with them and both times they rocked it. Super easy to work with and are always on the ball.
Douglas A. | Air Force
Verified Customer
Working with Reed and the Team at Veterans United was exciting and a delight to have a group of top-notch professionals working toward one common goal-our homeownership.Never were there days of frustration or uncertainty working with this amazing team, who often anticipated our needs with a ready so...
Andy A. | Navy
Verified Customer
I cant describe how great yall were! I am so happy we had so much assistance! Thank yall!
Sarai A. | Air Force
Verified Customer
I have bragged on our Veterans United team so so many times. I cannot say enough good things about Ryan and his team. As a first time homebuyer I had so many questions and honestly didn’t know where to start. The way everything was broken down and communicated to me was flawless! There was never a...
Nathaniel R. | Navy
Verified Customer
The process is painful due to the required documents.
Dennis S. | Army
Verified Customer
Mark, Andrew and the whole team was awesome and ensured to help from start to finish and didn’t give up. Thanks for all the hard work and dedication, your team makes it from a dream to a reality.
Dennis R. | Marine Corps
Verified Customer
The team was amazing and fast at responding even if they were hone sick they would text. We went from inquiring to house bought in less than a month. Everyone was so awesome it made us cry happy tears.
Dwight H. | Army
Verified Customer
Wonderful team! Allie is the best! She answered every question we had and more. She even went to our closing with us to make it easier. The portal is super simple to use and makes the process easier and quicker. Paige worked with us on our time and was very helpful. LOVE this team!
Violet R. |
Verified Customer
Devin was great! He was fast to respond and kept me informed on everything I needed to do and know. He even helped when I was looking at other credit unions and loan companies. He blew the others away when it came to responsiveness and clarifing differencences. Highly recommend!
Spencer F. | Army
Verified Customer
If you’re looking for a team that goes above and beyond, look no further than Veterans United Home Loans. From start to finish, this entire team had my back like a well-oiled machine. Every time I had a question or needed something done, they didn’t just meet my expectations, they crushed them. ...
Gabriel W. | Army
Verified Customer
Matt Landis is a man of God first and was an exceptional lender to work with. He made me feel comfortable and was sure to walk me through each step of the process so I understood what was going on. A lot of lenders are just "doing their job" but Matt went above and beyond for me and I would recommen...
Nicholas N. | Army
Verified Customer
You have given us home and our forever rest of our lives place to be at place I didnt expert this at our age
*Unless stated otherwise, data for the metro refers to the CBSA ("Core-Based Statistical Area"), the defined geography that makes up the surrounding metropolitan and micropolitan areas.
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