Veterans United in New York-Newark-Jersey City, NY in the NY, NJ metro area

The New York housing market in July has strengthened compared to last year with the median home price around $792,000 — up 0.7% from last year. Homes for sale in New York^* now spend an average of 47 days on the market, and nearly 20% sell below asking price, giving buyers more negotiating power.

Just a few of the 817,410 Veterans we've helped get into homes. 5,261 Veterans in the New York-Newark-Jersey City, NY-NJ area alone!

Based on Veterans United and Veterans United Realty's internal data.

Aaron O. | U.S. Army
Jose R. | U.S. Army
Kirk H. | U.S. Air Force
Laura R. | U.S. Army
Michele M. | U.S. Army
Nathan K. | U.S. Air Force
Shanna W. | U.S. Army

New York Metro Housing Market in July 2026

Median Days on Market

47 days

Homes are staying on the market 11.9% longer than last month.

Average Listing Price

$1,579,270

Average home prices are up 2.67% since last month.

Active Listings

38,910 homes

Number of houses on the market are up 4.73% since last month.

Last updated 07-20-2026 Data source: Realtor.com® Economic Research

Check out homes available in the New York area right now!

View on Homefront.com

Homes in the New York region sell at a moderate pace.

20% of listings reduced price last month.

22,704

New listings

Up 30% from last month

38,910

Active listings

Up 4.7% from last month

VA Loan Market Share

1.1% of originations last year were VA loans.

727

Sold last year

1/93

Were VA loans

New York Area

Own vs Rent Trends

A higher share of owner-occupied homes often reflects stronger long-term ties to the community, since homeowners are more likely to stay in one place and invest in their neighborhoods. By contrast, areas with a larger renter population may be more transient, offering flexibility but sometimes less stability in housing markets.

It could also be an indication of market health, as affordable markets often have higher owner-occupancy rates.

Start building equity for yourself today

56% Homes are owner-occupied
44% Homes are rented

New York Metro Home Affordability

How does New York compare nationally?

New York median listing price

$792,000

Up 2.2% from last month

VS.

National median listing price

$430,000

Up 0.1% from last month

The home listing price-to-income ratio in the New York area is 8.3

The ratio compares how expensive homes are in New York relative to household income. A higher ratio means homes cost more compared to what people earn.

A healthy price-to-income ratio is generally around 3 times your household's annual income (or less), but higher ratios can be sustainable depending on your rate, DTI, and more.

Median Home Prices by Neighborhood in the New York Region

This section breaks down median home prices by neighborhood. Use these insights to see where housing costs trend higher or lower, and to better understand the market at the zip code level.

The New York metro median income is $95,220.

Explore New York Area Neighborhoods

See how median home prices in individual New York neighborhoods compare to the overall metro median.

Let’s see what you can buy

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11968	11970	11971	11972	11975	11976	11977	11978	11980
Median home price	$538,025	$552,500	$602,500	$671,450	$494,950	$597,000	$442,000	$724,750	$670,725	$659,974	$652,483	$633,625	$615,000	$865,000	$779,250	$500,000	$577,450	$499,839	$809,000	$393,000	$891,500	$569,500	$607,475	$771,225	$551,975	$654,000	$554,950	$448,750	$536,750	$559,900	$571,150	$525,000	$502,475	$436,750	$599,000	$609,500	$525,000	$400,000	$982,500	$549,450	$537,475	$1,087,000	$396,000	$359,000	$569,000	$849,500	$599,950	$478,500	$517,500	$799,000	$880,000	$570,000	$821,000	$799,250	$814,950	$454,750	$452,474	$2,699,000	$937,500	$1,699,250	$717,500	$1,595,000	$919,000	$1,422,500	$599,000	$449,999	$684,500	$899,225	$3,586,000	$1,045,000	$463,500	$397,000	$475,000	$416,225	$436,750	$394,999	$533,500	$507,200	$689,000	$399,950	$474,900	$374,500	$780,700	$545,000	$496,225	$699,900	$1,175,000	$814,450	$948,750	$829,745	$803,972	$465,725	$532,200	$489,700	$499,975	$486,250	$617,250	$781,000	$808,500	$629,000	$617,500	$524,000	$494,750	$777,500	$512,000	$544,975	$558,500	$766,950	$664,950	$516,000	$484,250	$1,199,000	$726,225	$1,570,500	$1,275,000	$1,469,500	$767,000	$2,899,500	$1,055,500	$1,654,999	$1,460,500	$808,500	$675,000	$1,043,876	$2,975,000	$768,725	$674,500	$652,250	$672,250	$705,250	$357,250	$558,000	$641,500	$899,000	$755,000	$642,475	$799,000	$706,175	$805,500	$742,500	$1,143,749	$421,249	$748,725	$2,299,500	$1,349,000	$722,473	$749,500	$779,700	$983,725	$1,106,000	$1,097,750	$2,672,500	$793,750	$1,163,500	$346,173	$688,250	$792,500	$816,250	$749,900	$663,250	$7,384,500	$653,500	$1,550,000	$1,930,000	$2,499,250	$681,669	$836,944	$657,000	$3,499,500	$1,064,500	$2,469,500	$911,988	$610,000	$599,000	$949,450	$826,000	$2,375,000	$899,583	$1,049,450	$987,500	$1,704,749	$849,500	$903,250	$599,000	$939,500	$675,000	$667,400	$699,000	$1,705,000	$1,024,000	$794,500	$1,217,500	$555,000	$656,425	$599,900	$643,000	$574,175	$557,400	$450,000	$535,000	$623,500	$596,625	$554,500	$399,650	$614,450	$412,494	$752,450	$480,675	$392,500	$521,750	$499,000	$576,625	$260,000	$630,950	$607,225	$706,500	$464,900	$602,925	$437,499	$308,375	$724,000	$779,475	$636,750	$687,000	$552,474	$552,470	$511,922	$487,000	$521,500	$756,778	$786,950	$792,000	$605,500	$474,000	$1,274,500	$1,299,000	$439,000	$357,500	$498,000	$573,500	$565,000	$488,725	$649,000	$1,531,250	$969,000	$1,186,000	$1,337,500	$1,296,250	$763,000	$458,749	$2,073,750	$2,350,000	$1,672,500	$2,375,000	$1,251,000	$679,900	$620,000	$840,000	$499,700	$789,420	$399,700	$450,000	$689,900	$564,950	$1,116,750	$556,975	$572,225	$596,000	$486,250	$394,925	$415,000	$436,125	$429,975	$457,000	$398,675	$499,000	$257,000	$649,750	$551,500	$307,975	$542,500	$719,000	$3,000,000	$487,500	$662,450	$455,000	$737,000	$1,086,975	$2,524,500	$3,449,750	$985,974	$1,299,975	$1,729,725	$641,725	$852,000	$988,499	$438,500	$2,212,000	$5,490,000	$874,925	$748,650	$900,500	$562,500	$639,950	$699,450	$614,500	$1,493,450	$443,725	$579,000	$754,450	$1,246,700	$1,327,000	$1,831,250	$904,857	$573,450	$769,450	$975,000	$885,000	$599,975	$1,643,750	$874,350	$1,286,750	$712,975	$2,369,750	$3,106,236	$1,499,000	$781,250	$1,450,000	$959,450	$1,678,388	$435,000	$1,043,500	$1,895,000	$1,680,750	$3,049,500	$812,400	$822,000	$817,499	$902,500	$1,200,000	$604,725	$711,000	$449,000	$517,500	$772,175	$825,000	$395,000	$753,100	$376,225	$752,450	$711,500	$750,000	$876,200	$327,450	$804,975	$518,700	$3,195,000	$2,699,000	$725,000	$507,450	$589,950	$663,425	$602,975	$351,569	$688,475	$529,000	$559,000	$534,000	$595,200	$688,450	$366,250	$630,000	$1,549,500	$6,371,000	$2,994,750	$512,450	$577,249	$1,025,000	$799,999	$1,599,999	$639,725	$467,725	$374,900	$677,500	$218,200	$2,425,000	$1,462,500	$1,572,500	$1,349,250	$1,191,250	$1,471,250	$3,772,500	$1,156,250	$1,495,000	$1,766,250	$3,334,750	$4,295,000	$2,447,500	$1,050,000	$799,250	$1,837,500	$1,665,000	$1,710,000	$1,495,000	$1,811,250	$1,910,000	$1,383,750	$850,000	$1,030,000	$1,997,500	$794,500	$662,250	$525,000	$539,375	$575,000	$362,000	$725,000	$1,150,000	$412,500	$1,322,500	$502,000	$443,000	$890,000	$2,078,750	$2,305,000	$1,570,000	$12,500,000	$1,572,500	$799,000	$2,387,500	$599,999	$660,688	$482,222	$824,500	$702,475	$752,500	$1,005,500	$699,000	$779,222	$749,000	$732,500	$733,500	$279,000	$149,000	$136,475	$699,750	$340,500	$199,500	$271,000	$190,000	$399,000	$149,000	$650,750	$251,250	$354,750	$640,747	$623,000	$610,000	$183,500	$188,000	$689,000	$337,750	$298,750	$268,750	$460,250	$134,999	$278,675	$1,047,450	$1,130,500	$3,083,750	$931,375	$2,275,000	$3,695,000	$1,562,500	$594,750	$1,506,250	$459,999	$636,500	$742,250	$1,069,000	$533,750	$995,000	$1,149,999	$1,468,475	$510,000	$799,675	$1,361,750	$579,000	$1,399,500	$1,490,000	$782,475	$1,050,000	$499,000	$712,000	$811,500	$633,750	$235,000	$650,000	$1,750,000	$699,001	$426,250	$803,750	$1,025,000	$659,500	$1,958,750	$5,620,000	$800,000	$3,320,000	$1,253,500	$448,000	$728,500	$845,500	$1,249,250	$999,250	$961,500	$1,099,750	$1,895,000	$874,900	$668,750	$626,175	$925,000	$468,500	$634,500	$837,000	$259,900	$448,749	$247,500	$291,750	$982,250	$569,500	$399,250	$961,250	$487,000	$637,200	$1,180,500	$1,150,000	$329,225	$599,475	$569,999	$663,750	$905,625	$505,000	$713,375	$875,000	$554,000	$735,750	$984,950	$655,500	$643,500	$451,000	$489,950	$1,224,000	$658,500	$849,500	$1,237,500	$849,999	$3,060,000	$764,675	$868,750	$699,500	$949,000	$1,847,325	$973,000	$939,500	$772,000	$744,000	$850,000	$587,000	$507,000	$811,225	$884,000	$796,750	$876,750	$1,985,000	$718,000	$1,909,500	$3,253,500	$2,937,500	$1,149,750	$1,677,000	$985,000	$899,000	$1,124,400	$2,168,750	$734,000	$938,000	$1,236,250	$680,500	$749,000	$1,282,250	$1,099,000	$3,923,500	$1,296,500	$2,399,000	$662,500	$820,500	$688,500	$843,250	$1,313,500	$789,000	$1,661,750	$2,950,000	$898,500	$783,950	$829,725	$989,000	$3,873,747	$1,698,625	$817,000	$828,750	$644,250	$1,789,500	$1,499,000	$1,387,000	$789,500	$984,250	$881,500	$903,500	$1,545,000	$1,100,000	$879,000	$861,166	$1,244,750	$791,748	$1,491,194	$792,250	$891,000	$862,000	$7,200,000	$2,499,999	$814,250	$1,747,222	$849,500	$2,239,750	$892,000	$1,109,750	$1,458,000	$848,500	$374,000	$1,152,500	$768,375	$731,000	$531,200	$567,500	$753,250	$1,098,000	$727,000	$629,250	$839,000	$917,500	$1,097,472	$550,000	$938,000	$449,000	$1,438,250	$366,000	$998,000	$1,238,750	$349,472	$429,000	$375,500	$1,005,750	$401,500	$485,875	$434,250	$409,500	$535,000	$899,000	$922,250	$931,141	$724,999	$776,000	$744,500	$444,000	$322,000	$751,000	$729,000	$620,000	$799,000	$789,000	$724,000	$764,750	$299,250	$861,250	$375,750	$846,464	$849,500	$1,099,000	$798,000	$699,950	$728,000	$335,000	$686,250	$635,000	$559,000	$569,500	$635,000	$871,250	$1,635,000	$749,500	$819,900	$997,224	$995,000	$630,000	$793,000	$447,250	$634,749	$1,395,000	$782,175	$864,500	$781,973	$1,572,250	$1,256,000	$1,732,500	$764,500	$738,250	$700,750	$951,250	$1,756,250	$626,500	$589,500	$864,500	$589,000	$1,200,000	$534,000	$475,000	$2,100,000	$1,024,500	$1,135,000	$846,750	$482,250	$700,000	$800,000	$1,240,000	$479,999	$1,017,500	$1,885,000	$679,250	$837,416	$678,500	$657,472	$893,749	$707,499	$1,395,000	$734,995	$753,000	$645,250	$1,962,248	$1,195,000	$689,250	$1,181,250	$590,500	$1,788,500	$809,500	$614,750	$592,625	$669,250	$699,749	$846,750	$1,037,500	$649,999	$1,087,499	$909,250	$699,990	$677,500	$1,004,750	$951,500	$1,066,750	$626,250	$599,725	$666,250	$765,000	$773,200	$661,750	$623,749	$825,000	$847,499	$757,425	$1,487,500	$799,925	$1,649,000	$649,000	$635,000	$979,250	$596,750	$672,500	$1,057,000	$1,200,000	$612,225	$799,999	$849,250	$806,247	$590,750	$864,500	$749,277	$949,000	$649,000	$599,750	$759,500	$3,400,000	$1,248,500	$10,846,250	$714,250	$924,250	$1,877,500	$2,907,500	$1,541,000	$807,249	$892,250	$1,554,500	$1,412,500	$1,275,000	$1,495,000	$1,783,750	$823,247	$539,500	$491,994	$1,795,000	$463,225	$2,600,000	$644,500	$5,587,500	$2,275,000	$950,000	$5,422,000	$2,624,500	$484,748	$14,995,000	$3,900,000	$2,858,750	$4,995,000	$559,900	$3,545,000	$1,999,999	$1,622,250	$2,595,000	$4,721,000	$7,922,500	$2,656,250	$1,759,998	$863,750

Historical Housing Trends in the New York Metro

Median Listing Price
Active Listing Count

Listing Price & Inventory

View this chart to learn about the median listing price and the number of active listings in New York over time.

Month	Aug 2022	Sep 2022	Oct 2022	Nov 2022	Dec 2022	Jan 2023	Feb 2023	Mar 2023	Apr 2023	May 2023	Jun 2023	Jul 2023	Aug 2023	Sep 2023	Oct 2023	Nov 2023	Dec 2023	Jan 2024	Feb 2024	Mar 2024	Apr 2024	May 2024	Jun 2024	Jul 2024	Aug 2024	Sep 2024	Oct 2024	Nov 2024	Dec 2024	Jan 2025	Feb 2025	Mar 2025	Apr 2025	May 2025	Jun 2025	Jul 2025	Aug 2025	Sep 2025	Oct 2025	Nov 2025	Dec 2025	Jan 2026	Feb 2026	Mar 2026	Apr 2026	May 2026	Jun 2026
Listing Price	$650,000	$655,658	$670,000	$669,000	$658,944	$659,000	$679,950	$698,500	$699,999	$734,889	$749,000	$737,500	$717,000	$719,000	$729,500	$728,000	$748,000	$741,500	$749,500	$759,900	$769,000	$789,301	$789,000	$777,000	$750,000	$764,000	$762,375	$750,000	$749,000	$750,000	$766,889	$780,000	$789,450	$795,000	$786,500	$775,000	$760,000	$759,500	$762,450	$750,000	$749,939	$749,000	$749,450	$750,000	$772,929	$775,000	$792,000

Month	Aug 2022	Sep 2022	Oct 2022	Nov 2022	Dec 2022	Jan 2023	Feb 2023	Mar 2023	Apr 2023	May 2023	Jun 2023	Jul 2023	Aug 2023	Sep 2023	Oct 2023	Nov 2023	Dec 2023	Jan 2024	Feb 2024	Mar 2024	Apr 2024	May 2024	Jun 2024	Jul 2024	Aug 2024	Sep 2024	Oct 2024	Nov 2024	Dec 2024	Jan 2025	Feb 2025	Mar 2025	Apr 2025	May 2025	Jun 2025	Jul 2025	Aug 2025	Sep 2025	Oct 2025	Nov 2025	Dec 2025	Jan 2026	Feb 2026	Mar 2026	Apr 2026	May 2026	Jun 2026
Active Listings	40,299	39,808	40,174	38,783	34,343	31,061	30,177	30,148	31,316	32,420	33,239	33,112	32,798	34,729	33,896	34,209	28,830	26,933	27,182	28,856	30,930	32,611	34,281	34,178	33,477	35,296	35,331	33,845	29,297	26,691	27,148	29,480	31,571	35,665	37,131	36,844	35,536	35,892	36,156	34,670	30,011	27,686	27,681	30,515	33,514	37,154	38,910

Median Days on Market

Days on Market

This chart shows the median days on market for active listings over time. In other words: how quickly homes move in the market. A declining rate means rising competition among buyers, while an increase means listings are sitting longer.

Month	Aug 2022	Sep 2022	Oct 2022	Nov 2022	Dec 2022	Jan 2023	Feb 2023	Mar 2023	Apr 2023	May 2023	Jun 2023	Jul 2023	Aug 2023	Sep 2023	Oct 2023	Nov 2023	Dec 2023	Jan 2024	Feb 2024	Mar 2024	Apr 2024	May 2024	Jun 2024	Jul 2024	Aug 2024	Sep 2024	Oct 2024	Nov 2024	Dec 2024	Jan 2025	Feb 2025	Mar 2025	Apr 2025	May 2025	Jun 2025	Jul 2025	Aug 2025	Sep 2025	Oct 2025	Nov 2025	Dec 2025	Jan 2026	Feb 2026	Mar 2026	Apr 2026	May 2026	Jun 2026
Median Days on Market	58	65	64	66	81	89	84	61	54	48	51	54	59	60	56	58	71	79	69	50	45	43	45	50	58	57	54	60	73	77	68	48	45	45	49	54	58	58	54	60	71	76	68	51	41	42	47

Market Hotness Score

Market Hotness

Based on Realtor.com's Market Hotness Index, this measure reflects how competitive the housing market is by comparing buyer demand with available inventory. Rising hotness scores point to more competition, while declining scores signal cooling conditions.

Month	Dec 2023	Jan 2025	Feb 2025	Mar 2025	Apr 2025	May 2025	Jun 2025	Jul 2025	Aug 2025	Sep 2025	Oct 2025	Nov 2025	Dec 2025	Jan 2026	Feb 2026	Mar 2026	Apr 2026	May 2026	Jun 2026
Hotness Score	19.398	35.6187	38.1271	46.6555	41.806	38.796	40.4682	39.4649	38.4615	45.3177	49.8328	46.1538	46.1538	41.806	40.8027	46.6555	54.8495	53.1773	44.8161

Pending Homes-for-Sale %

Percentage of Homes Sold per Month

This chart shows the percentage of homes that sold each month, highlighting buyer demand and long-term market trends. In most markets, around 20% of listings selling each month is considered balanced. Higher percentages point to a strong sellers' market, while lower percentages indicate more favorable conditions for buyers.

Month	Aug 2022	Sep 2022	Oct 2022	Nov 2022	Dec 2022	Jan 2023	Feb 2023	Mar 2023	Apr 2023	May 2023	Jun 2023	Jul 2023	Aug 2023	Sep 2023	Oct 2023	Nov 2023	Dec 2023	Jan 2024	Feb 2024	Mar 2024	Apr 2024	May 2024	Jun 2024	Jul 2024	Aug 2024	Sep 2024	Oct 2024	Nov 2024	Dec 2024	Jan 2025	Feb 2025	Mar 2025	Apr 2025	May 2025	Jun 2025	Jul 2025	Aug 2025	Sep 2025	Oct 2025	Nov 2025	Dec 2025	Jan 2026	Feb 2026	Mar 2026	Apr 2026	May 2026	Jun 2026
Percentage Sold	49%	46.8%	43.9%	41.9%	42%	41.6%	46%	50.8%	54.1%	56.8%	55.9%	53.9%	51.9%	45.9%	44.4%	42.5%	48.2%	48.4%	51.1%	53.6%	55.7%	56.8%	56.7%	56.8%	56.6%	50.6%	50.5%	54%	73.2%	70.1%	67.2%	66.9%	70.1%	67.9%	69.2%	68.5%	68.7%	64.9%	64.4%	66%	50.9%	47.5%	47.8%	46.5%	47.5%	49.9%	51.6%

The Nation’s #1 VA Purchase Lender^†

More Veterans choose Veterans United than any VA lender in the country.

Largest overall VA lender (purchase and refinance) for four consecutive years.

More VA purchase loans than any other lender for the past 10 consecutive years

Over the last six fiscal years, Veterans United made more VA purchase loans than USAA, Navy Federal Credit Union, Rocket Mortgage, Wells Fargo and Freedom Mortgage combined.

Source: Department of Veterans Affairs Lender Statistics

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Many buyers believe VA loans appraise low or take too long to close, but that's simply not true. With the right strategy, VA buyers can absolutely compete in New York's market. I've worked with Veterans from all walks of life, and the common thread is determination. They show up prepared and ready to succeed.

Conrad P. Veterans United Network Realty Agent
For many VA buyers, areas like Westchester and Long Island offer more inventory and better price points. But no matter where you're buying, it's important to feel comfortable in the location — not just financially qualified.

Akeem S. Veterans United Network Realty Agent
Some VA buyers expect sellers to cover closing costs, but that's rarely realistic in New York. Homes often go for asking price or more, and seller concessions just aren't common here. VA buyers should focus on homes priced in their budget and be ready to put money down at contract. Being strategic upfront can prevent a lot of frustration later.

Marian M. Veterans United Network Realty Agent

1-800-985-5723 | 1512 Heriford Road, Columbia, MO 65202. Not affiliated with any government agency including the VA. Missouri Licensed Real Estate Brokerage; for license information, visit VeteransUnitedRealty.com. Equal Housing Opportunity.

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