Veterans United in
New York-Newark-Jersey City, NY
in the NY, NJ metro area
The New York housing market in August has strengthened compared to last year with the median home price around $792,000 — up 0.7% from last year. Homes for sale in New York* now spend an average of 47 days on the market, and nearly 20% sell below asking price, giving buyers more negotiating power.
Just a few of the 822,879 Veterans we've helped get into homes.
5,261 Veterans in the New York-Newark-Jersey City, NY-NJ area alone!
Based on Veterans United and Veterans United Realty's internal data.
Aaron O. | U.S. Army
Jose R. | U.S. Army
Kirk H. | U.S. Air Force
Laura R. | U.S. Army
Michele M. | U.S. Army
Nathan K. | U.S. Air Force
Shanna W. | U.S. Army
New York Metro Housing Market in July 2026
Median Days on Market
47 days
Homes are staying on the market 11.9% longer than last month.
Average Listing Price
$1,579,270
Average home prices are up 2.67% since last month.
Active Listings
38,910 homes
Number of houses on the market are up 4.73% since last month.
Homes in the New York region sell at a moderate pace.
20% of listings reduced price last month.
22,704
New listings
Up 30% from last month
38,910
Active listings
Up 4.7% from last month
VA Loan Market Share
1.1% of originations last year were VA loans.
727
Sold last year
1/93
Were VA loans
New York Area
Own vs Rent Trends
A higher share of owner-occupied homes often reflects stronger long-term ties to the community, since homeowners are more likely to stay in one place and invest in their neighborhoods. By contrast, areas with a larger renter population may be more transient, offering flexibility but sometimes less stability in housing markets.
It could also be an indication of market health, as affordable markets often have higher owner-occupancy rates.
The home listing price-to-income ratio in the New York area is 8.3
The ratio compares how expensive homes are in New York relative to household income. A higher ratio means homes cost more compared to what people earn.
A healthy price-to-income ratio is generally around 3 times your household's annual income (or less), but higher ratios can be sustainable depending on your rate, DTI, and more.
Median Home Prices by Neighborhood in the New York Region
This section breaks down median home prices by neighborhood. Use these insights to see where housing costs trend higher or lower, and to better understand the market at the zip code level.
The New York metro median income is $95,220.
Explore New York Area Neighborhoods
See how median home prices in individual New York neighborhoods compare to the overall metro median.
View this chart to learn about the median listing price and the number of active listings in New York over time.
Month
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Listing Price
$655,658
$670,000
$669,000
$658,944
$659,000
$679,950
$698,500
$699,999
$734,889
$749,000
$737,500
$717,000
$719,000
$729,500
$728,000
$748,000
$741,500
$749,500
$759,900
$769,000
$789,301
$789,000
$777,000
$750,000
$764,000
$762,375
$750,000
$749,000
$750,000
$766,889
$780,000
$789,450
$795,000
$786,500
$775,000
$760,000
$759,500
$762,450
$750,000
$749,939
$749,000
$749,450
$750,000
$772,929
$775,000
$792,000
Month
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Active Listings
39,808
40,174
38,783
34,343
31,061
30,177
30,148
31,316
32,420
33,239
33,112
32,798
34,729
33,896
34,209
28,830
26,933
27,182
28,856
30,930
32,611
34,281
34,178
33,477
35,296
35,331
33,845
29,297
26,691
27,148
29,480
31,571
35,665
37,131
36,844
35,536
35,892
36,156
34,670
30,011
27,686
27,681
30,515
33,514
37,154
38,910
Median Days on Market
Days on Market
This chart shows the median days on market for active listings over time. In other words: how quickly homes move in the market. A declining rate means rising competition among buyers, while an increase means listings are sitting longer.
Month
Sep 2022
Oct 2022
Nov 2022
Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
Jan 2024
Feb 2024
Mar 2024
Apr 2024
May 2024
Jun 2024
Jul 2024
Aug 2024
Sep 2024
Oct 2024
Nov 2024
Dec 2024
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Median Days on Market
65
64
66
81
89
84
61
54
48
51
54
59
60
56
58
71
79
69
50
45
43
45
50
58
57
54
60
73
77
68
48
45
45
49
54
58
58
54
60
71
76
68
51
41
42
47
Market Hotness Score
Market Hotness
Based on Realtor.com's Market Hotness Index, this measure reflects how competitive the housing market is by comparing buyer demand with available inventory. Rising hotness scores point to more competition, while declining scores signal cooling conditions.
Month
Dec 2023
Jan 2025
Feb 2025
Mar 2025
Apr 2025
May 2025
Jun 2025
Jul 2025
Aug 2025
Sep 2025
Oct 2025
Nov 2025
Dec 2025
Jan 2026
Feb 2026
Mar 2026
Apr 2026
May 2026
Jun 2026
Hotness Score
19.398
35.6187
38.1271
46.6555
41.806
38.796
40.4682
39.4649
38.4615
45.3177
49.8328
46.1538
46.1538
41.806
40.8027
46.6555
54.8495
53.1773
44.8161
Pending Homes-for-Sale %
Percentage of Homes Sold per Month
This chart shows the percentage of homes that sold each month, highlighting buyer demand and long-term market trends. In most markets, around 20% of listings selling each month is considered balanced. Higher percentages point to a strong sellers' market, while lower percentages indicate more favorable conditions for buyers.
Largest overall VA lender (purchase and refinance) for four consecutive years.
More VA purchase loans than any other lender for the past 10 consecutive years
Over the last six fiscal years, Veterans United made more VA purchase loans than USAA, Navy Federal Credit Union, Rocket Mortgage, Wells Fargo and Freedom Mortgage combined.
We have 1,054 Veterans ready to buy your home right now!
Many buyers believe VA loans appraise low or take too long to close, but that's simply not true. With the right strategy, VA buyers can absolutely compete in New York's market. I've worked with Veterans from all walks of life, and the common thread is determination. They show up prepared and ready to succeed.
Conrad P.Veterans United Network Realty Agent
For many VA buyers, areas like Westchester and Long Island offer more inventory and better price points. But no matter where you're buying, it's important to feel comfortable in the location — not just financially qualified.
Akeem S.Veterans United Network Realty Agent
Some VA buyers expect sellers to cover closing costs, but that's rarely realistic in New York. Homes often go for asking price or more, and seller concessions just aren't common here. VA buyers should focus on homes priced in their budget and be ready to put money down at contract. Being strategic upfront can prevent a lot of frustration later.
Marian M.Veterans United Network Realty Agent
1-800-985-5723 | 1512 Heriford Road, Columbia, MO 65202. Not affiliated with any government agency including the VA. Missouri Licensed Real Estate Brokerage; for license information, visit VeteransUnitedRealty.com. Equal Housing Opportunity.
Start Your VA Loan With Veterans United
Not sure where to begin? Whether you're stationed nearby or planning to move near New York, we’ll help you understand what to expect.
I had an Amazing experience with Veterans United!!! From the beginning getting my credit in order, to the end when I finally closed! Everyone was extremely supportive and kind and helpful!
Charde W. | Navy
Verified Customer
Joe was very professional and took the time to ensure we had all our questions answered and that we understood everything. When we didn’t feel like we had anyone in our corner, Joe had always been honest and upfront on everything!
Andrew S. | Army
Verified Customer
First time buying my home. Fast and smooth. Down to every detail. Would 100% recommend! Thank you Veterans United!
Aaron O. | Army
Verified Customer
I couldn’t be anymore thankful for the team I had. They were extremely helpful, patient, QUICK and informative. I truly felt like they wanted me to buy my home more than I did and it wa sa beautiful feeling.
Israel L. | Army
Verified Customer
Great experience. Felt welcomed, guided through the process, felt like I wasn’t pressured or treated like a child.
Carolina S. | Army
Verified Customer
My reps were amazing they slow walked me through every step of the process explaining things sometimes again and again so that I was clear and content
Olivia W. | Army
Verified Customer
I wish I would have known about Veterans United with past home purchases. They made the process so easy. Veterans United is an amazing company to work with. They made home buying a breeze!
Michelle M. | Army
Verified Customer
Brandon Snyder and Jeffrey Howard were absolutely amazing to work with. They made a daunting task for me manageable. They certainly went above and beyond.
Adam A. | Air Force
Verified Customer
Very glad to have been assigned Stephen Erickson as my loan officer. This was my first time looking for a house and I had no idea what was going on so I reached out real early. I finally closed on it yesterday, but Stephen has been going above and beyond to help me over the last 7 months. Guided me ...
Michael T. | Army
Verified Customer
My Veterans United team was great to communicate with. Too many times I was told the numbers were estimated based on their process. Once they tweak that process, the other processes and phases will go as planned. The new app is good overall. The mobile friendly views are good for their internal do...
Wendy S. | Navy
Verified Customer
I could not have asked for a more fluent process. The knowledge and care this team provided is beyond anything expected. They truly care about the homeowners and want to give them the best experience!!!
Nathan K. | Air Force
Verified Customer
Ginny was wonderful to work with and coached me through the entire process. I am happy I found her!
Joseph H. | Air Force
Verified Customer
Matt latorre and jenny L were amazing team. Matt worked with me and around my job and I was really happy to be able to talk to him over the phone throughout this processs
*Unless stated otherwise, data for the metro refers to the CBSA ("Core-Based Statistical Area"), the defined geography that makes up the surrounding metropolitan and micropolitan areas.
Enter to win $75,000 toward your new home!No purchase necessary; see official rules for details.
2026 Home Field Advantage $75K Veteran Homebuyer Giveaway
1. realtor.com is hosting and helping to administer and promote the sweepstakes.
2. NMLS #1907 (nmlsconsumeraccess.org). Not affiliated with Dept. of Veterans Affairs or any government agency.
3. May be subject to tax withholding. See Official Rules for details.
Cookies and Related Technologies
Notice of Right to Opt-Out of Sale/Sharing
Your Privacy Choices
You can always choose to opt out of us sharing your name, email address, or other personal information with third parties for advertising purposes.
Cookies are small text files that store bits of information (such as usernames or preferences) to help recognize your device. We use cookies to keep our site running properly and to enhance your experience.
You can manage your cookie preferences at any time, including turning off advertising cookies. Please note that disabling some cookies may impact your experience on the site. Essential cookies, which are necessary for basic site functions, cannot be turned off.