Veterans United Network: Insights and News for Veterans and Military

Updated 14 October 2019

How VA Loans Work: What Most Borrowers Don’t Know About VA Loans

A VA Loan is a mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs. Here we look at how VA loans work and what most borrowers don’t know about the program.

Updated 10 October 2019

VA Loans and Credit Score Minimums: What All Buyers Need to Know

Most lenders are guided by credit score minimums. For VA home loans, VA lenders look for a score of 620 or higher, but potential VA borrowers with low credit may still be able to obtain a VA loan. Check out this list of credit score requirements for VA loans, FHA loans, USDA loans and conventional loans.

Updated 24 May 2019

VA Disability Pay by Disability Rating Chart

VA Disability Compensation Rate Tables for 2019

Veterans with a disability that developed or worsened while serving in the military, or due to military service, may be eligible for Service-Connected disability pay.

Published 10 April 2017

The Importance of Being Earnest: All About Earnest Money Deposits

An earnest money deposit is a deposit of good faith on a home loan from a buyer to a seller. Including an earnest money deposit with your offer is a part of the VA home loan process and serves to protect VA buyers and sellers in a real estate transaction. Learn how earnest money might help you obtain the home you want.

Published 20 March 2018

property tax exempt home of disabled veteran

Full List of Property Tax Exemptions By State

Most states offer disabled veterans a property tax exemption, which can save veterans thousands each year depending on state and disability percentage.

Published 18 May 2017

beautiful home obtained using va home loan second tier entitlement

Getting a Second VA Loan: a Closer Look at Second-Tier Entitlement

Second-tier entitlement allows qualified VA borrowers to purchase again despite default or foreclosure. It even lets veteran homeowners have two VA loans at the same time. First, VA lenders have to determine how much entitlement you have left. Find out more about entitlement and your VA loan eligibility.

Updated 16 October 2019

Here's How Your Disability Rating Affects Your VA Home Loan Benefit

Your VA disability rating by itself has no negative affect on VA loan eligibility. In fact, your rating may provide cost-saving benefits and additional income when considering a VA loan, even if you have bad credit.

Published 24 April 2018

front door of couple using a joint va loan

VA Loan Co-borrowing Scenarios for Spouses and Unmarried Couples

Some lenders will finance a Joint VA Loan on which you can have a non-veteran or non-spouse co-borrower. Borrowing or refinancing with a civilian, partner or friend affects your down payment, entitlement and more. We’ll take you through VA loan co-borrowing scenarios to give you a better grasp of the pros and cons.

Published 13 April 2017