Veterans United Network
Benefit news, VA loan tips and personal finance help from the Nation's #1 VA lender
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How VA Loans Work: What Most Borrowers Don’t Know About VA LoansA VA Loan is a mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs. Here we look at how VA loans work and what most borrowers don’t know about the program.
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VA Loans and Credit Score Minimums: What All Buyers Need to KnowMost lenders are guided by credit score minimums. For VA home loans, VA lenders often look for a score of 650 or higher, but potential VA borrowers with low credit may still be able to obtain a VA loan. Check out this list of credit score requirements for VA loans, FHA loans, USDA loans and conventional loans.
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VA Disability Compensation Rate Tables for 2020Veterans with a disability that developed or worsened while serving in the military, or due to military service, may be eligible for Service-Connected disability pay.
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The Importance of Being Earnest: All About Earnest Money DepositsAn earnest money deposit is a deposit of good faith on a home loan from a buyer to a seller. Including an earnest money deposit with your offer is a part of the VA home loan process and serves to protect VA buyers and sellers in a real estate transaction. Learn how earnest money might help you obtain the home you want.
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Full List of Property Tax Exemptions By StateMost states offer disabled veterans a property tax exemption, which can save veterans thousands each year depending on state and disability percentage.
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Getting a Second VA Loan: a Closer Look at Second-Tier EntitlementSecond-tier entitlement allows qualified VA borrowers to purchase again despite default or foreclosure. It even lets veteran homeowners have two VA loans at the same time. First, VA lenders have to determine how much entitlement you have left. Find out more about entitlement and your VA loan eligibility.
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Here's How Your Disability Rating Affects Your VA Home Loan BenefitYour VA disability rating by itself has no negative effect on VA loan eligibility. In fact, your rating may provide cost-saving benefits and additional income when considering a VA loan, even if you have bad credit.
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VA Loan Co-Borrowing Scenarios for Spouses and Unmarried CouplesSome lenders will finance a Joint VA Loan on which you can have a non-veteran or non-spouse co-borrower. Borrowing or refinancing with a civilian, partner or friend affects your down payment, entitlement and more. We’ll take you through VA loan co-borrowing scenarios to give you a better grasp of the pros and cons.
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Getting Your Certificate of Eligibility: Let a Lender Do the Heavy LiftingThe only way to be sure you qualify for the VA Home Loan benefit is to obtain your Certificate of Eligibility. Learn how your lender can do this for you. -
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