Veterans United Network: Insights and News for Veterans and Military

Published 26 February 2018

10 Things Many Borrowers Don’t Know About VA Loans

While the VA loan process can be summed up fairly quickly, there are quirks and intricacies that even seasoned VA borrowers aren't aware of. Here we take a look at how VA loans work and 10 things many borrowers don't know about the VA loan.

Published 30 March 2017

VA Loans and Credit Score Minimums: What All Buyers Need to Know

Most lenders are guided by credit score minimums. For VA home loans, VA lenders look for a score of 620 or higher, but potential VA borrowers with low credit may still be able to obtain a VA loan. Check out this list of credit score requirements for VA loans, FHA loans, USDA loans and conventional loans.

Updated 24 May 2019

VA Disability Pay by Disability Rating Chart

VA Disability Compensation Rate Tables for 2019

Veterans with a disability that developed or worsened while serving in the military, or due to military service, may be eligible for Service-Connected disability pay.

Published 10 April 2017

The Importance of Being Earnest: All About Earnest Money Deposits

An earnest money deposit is a deposit of good faith on a home loan from a buyer to a seller. Including an earnest money deposit with your offer is a part of the VA home loan process and serves to protect VA buyers and sellers in a real estate transaction. Learn how earnest money might help you obtain the home you want.

Published 20 March 2018

property tax exempt home of disabled veteran

Full List of Property Tax Exemptions By State

Most states offer disabled veterans a property tax exemption, which can save veterans thousands each year depending on state and disability percentage.

Published 18 May 2017

beautiful home obtained using va home loan second tier entitlement

Getting a Second VA Loan: a Closer Look at Second-Tier Entitlement

Second-tier entitlement allows qualified VA borrowers to purchase again despite default or foreclosure. It even lets veteran homeowners have two VA loans at the same time. First, VA lenders have to determine how much entitlement you have left. Find out more about entitlement and your VA loan eligibility.

Published 27 April 2017

Here's How Your Disability Rating Affects Your VA Home Loan Benefit

Veteran homebuyers with a service-connected disability may qualify for many money saving benefits. Grants for Specially Adapted Housing and VA Funding Fee exemptions are just a few that can save some potential VA borrowers thousands during the VA home loan process. Find out how your disability affects your VA loan.

Published 24 April 2018

front door of couple using a joint va loan

VA Loan Co-borrowing Scenarios for Spouses and Unmarried Couples

Some lenders will finance a Joint VA Loan on which you can have a non-veteran or non-spouse co-borrower. Borrowing or refinancing with a civilian, partner or friend affects your down payment, entitlement and more. We’ll take you through VA loan co-borrowing scenarios to give you a better grasp of the pros and cons.

Published 13 April 2017