VA Loans Insider
VA loan expert Chris Birk brings you the latest news and tips about your VA loan benefit
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Closing Costs v. Concessions on a VA Home LoanSellers can pay all of a VA borrowers closing costs, but there is a 4 percent cap on seller concessions. Know the difference between VA home loan closing costs and concessions and where the VA funding fee fits in.
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Purchase Peace of Mind With a Home InspectionVA appraisals and home inspections aren't the same thing. Buyers should get a professional home inspection after agreeing to purchase a home. Here's why.
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Loan Limit Lingo: There's Actually No Maximum Amount on a VA LoanVA Loan limits act more as a guide more than a restriction on the amount of money you can borrow. Keep reading to get a better understanding on how VA Loan limits work.
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VA Loan Eligibility for National Guard and ReserveSince 1992, VA loan benefits have been extended to National Guard and Reserve members. Let's take a closer look at how guard and reserve members can utilize their benefits.
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VA Loan Pros and ConsAs with any mortgage option, VA loans have pros and cons that you should be aware of before making a final decision. Let's take a closer look.
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How to Rent Your Old House and Use the Income for a New VA LoanQualified homeowners who are relocating can rent their home and use the income for another VA loan. Learn how to rent your old home when PCS orders come in.
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Can You Get a VA Loan With Less Than Two Years of Steady Employment?Stable, reliable income is a requirement for a VA loan, but that doesn’t always translate into two-years of steady employment – especially when transitioning from service.
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Can VA Buyers Borrow More Than a Home Is Worth?First-time VA homebuyers often ask if they can borrow more than a home is appraised for to make improvements. Read more on VA rehab loans and renovations.
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Explaining VA Entitlement: What You've Earned and Why It's ImportantVA loan entitlement can be a confusing subject. Here we break down the entitlement types and how that affects your maximum loan amount.
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5 Things That Can Hamper Your VA LoanCredit, debt to income ratio and employment can affect your ability to qualify for VA home loan. Avoid these 5 things that can slow your VA loan process.
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Restoration of Entitlement: How to Reuse Your VA Loan Benefit in FullVeterans may need to seek restoration of entitlement to utilize their full VA home loan benefits. Learn about VA restoration of entitlement in this post.
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Explaining VA Loan Residual Income GuidelinesVA residual income is how much income remains after debts and obligations. VA residual income and dti ratios help determine your VA home loan eligibility. Check out these VA residual income tables. -
VA Termite Inspections By StateA termite inspection is required for almost every VA loan, but the VA does not allow Veterans to pay for them in most states. Look to see if your state requires a termite inspection.
