VA Loans Insider - Page 3
Page 3 of 11 - VA Loans Insider Article Archives
VA loan expert Chris Birk brings you the latest news and tips about your VA loan benefit
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How Compensating Factors Can Boost Your Chances of Securing a VA Home LoanCompensating factors such as a great credit history, minimal debt or solid cash reserves can bolster a VA loan application that's otherwise a little spotty. -
How to Start the VA Home Loan ProcessDeciding where to start the homebuying and VA mortgage loan process is a key first step in a rewarding journey. -
Spread the Word: Millions of Veterans Unaware of their VA Home Loan BenefitsMany veterans are unaware of the benefits earned through their service - specifically the VA Loan. View this article to learn more!
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Can I Have Bad Credit and Still Get a VA Home Loan?Securing a VA loan with bad credit isn't impossible, but it is common for many lenders to have a more stringent credit requirements.
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VA Loan Co-borrowing Scenarios for Spouses and Unmarried CouplesSome lenders will finance a Joint VA Loan on which you can have a non-veteran or non-spouse co-borrower. Borrowing or refinancing with a civilian, partner or friend affects your down payment, entitlement and more. We’ll take you through VA loan co-borrowing scenarios to give you a better grasp of the pros and cons.
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A Closer Look at VA Adjustable-Rate Mortgages (ARMs)VA adjustable-rate mortgages (ARMs) can make good sense for the right homebuyer to make money and build equity. They also come with some additional protections that help safeguard veteran homebuyers. -
VA Loan Entitlement Options for Military CouplesMarried military couples can use all of one spouse's entitlement, split the responsibility evenly or combine loans. Learn more about options for married couples eligible for VA home loans.
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VA Loan Basics: Eligibility RequirementsBeing eligible for a VA loan doesn’t guarantee you’ll secure financing. See this post for VA Home Loan eligibility basics. -
What Happens When Your Spouse Has Bad CreditAll parties on the mortgage will have to meet VA and lender requirements if considering purchasing a home using the VA home loan benefit, including your spouse.
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Note to Home Sellers: Leaving Out VA Borrowers is Your LossMisconceptions about the VA mortgage process should not keep you from selling to veterans who historically have competitive turn times and the lowest foreclosure rates of all mortgage options. -
Closing Costs v. Concessions on a VA Home LoanSellers can pay all of a VA borrowers closing costs, but there is a 4 percent cap on seller concessions. Know the difference between VA home loan closing costs and concessions and where the VA funding fee fits in.
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Purchase Peace of Mind With a Home InspectionVA appraisals and home inspections aren't the same thing. Buyers should get a professional home inspection after agreeing to purchase a home. Here's why.
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Loan Limit Lingo: There's Actually No Maximum Amount on a VA LoanVA Loan limits act more as a guide more than a restriction on the amount of money you can borrow. Keep reading to get a better understanding on how VA Loan limits work.
