VA Loans Insider - Page 4
Page 4 of 11 - VA Loans Insider Article Archives
VA loan expert Chris Birk brings you the latest news and tips about your VA loan benefit
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10 Key Facts About VA Home Loans and VA BorrowersVA home loans has helped more than 22 million veterans and their families since 1944. Take a look at some key facts about the loan program.
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Comparing VA Loans to Conventional, FHA and USDA Finance OptionsComparing VA loans to their counterparts is important. VA loans are a great fit for the majority of military borrowers, but there are always exceptions.
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What You Can (and Cannot) Do With Your VA LoanThe VA loan program provides some incredible benefits, the big one being no down payment. Learn the acceptable ways to put zero down with these VA Loan uses -
Here's How Your Disability Rating Affects Your VA Home Loan BenefitVeteran homebuyers with a service-connected disability may qualify for many money saving benefits. Grants for Specially Adapted Housing and VA Funding Fee exemptions are just a few that can save some potential VA borrowers thousands during the VA home loan process. Find out how your disability affects your VA loan.
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Occupancy Requirements for VA LoansThe VA has occupancy requirements for veteran borrowers, but there are some exceptions to the rules we'll explore below.
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What VA Borrowers Need to Know About Foreclosure After BankruptcyForeclosure on your home following a bankruptcy can be confusing. Here's what VA homebuyers need to know about discharged mortgage debt and foreclosure.
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Getting Your Certificate of Eligibility: Let a Lender Do the Heavy LiftingThe only way to be sure you qualify for the VA Home Loan benefit is to obtain your Certificate of Eligibility. Learn how your lender can do this for you. -
A Closer Look at a Key VA Loan Benefit: Avoiding PMIPrivate mortgage insurance (PMI) is typically required for conventional financing. Even FHA has their own version of PMI. Let’s take a look at how VA borrowers avoid this additional cost.
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Understanding the VA’s Minimum Property RequirementsThe VA requires properties meet a series of Minimum Property Requirements during the appraisal process to ensure the borrowers safety. Let’s take a closer look.
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Pulling Back the Curtain on VA Home Loan Closing CostsCalculating VA loan closing costs are a pain for buyers and sellers alike, partly because the VA limits what veterans can pay. Learn what to expect with closing costs here.
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How to Refinance a Conventional Mortgage into a VA LoanThe VA provides a single option for refinancing from a conventional to VA loan and it’s simpler to use than you may think.
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How a Bankruptcy or Foreclosure Affects VA Loan ApplicationsCan you apply for a VA loan after a bankruptcy or foreclosure? You don’t automatically disqualify. See how financial difficulty can affect your application.
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What a $250,000 Mortgage Can Cost YouThe average VA mortgage is $250,000. See what that truly costs you when using each of the four major home loan types (VA, USDA, FHA and conventional).
