VA Loans Insider - Page 5
Page 5 of 15 - VA Loans Insider Article Archives
VA loan expert Chris Birk brings you the latest news and tips about your VA loan benefit
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VA Rehab and Renovation Loans: Borrowing More than a Home is Worth
VA rehab and renovation loans are the VA's answer to an aging housing market in the United States. Here we dive into this unique loan type and the potential downsides accompanying them.
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Explaining VA Entitlement: What You've Earned and Why It's ImportantVA loan entitlement can be a confusing subject. Here we break down VA loan entitlement, the different types and how that affects your maximum loan amount.
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Top 30 Cities for VA Loan Usage in FY 2019More than 624,000 veterans and service members utilized their VA home loan benefits in Fiscal Year 2019. See which of the nation's cities lead the way in VA loan usage. -
Understanding the VA’s Minimum Property RequirementsThe VA does have a form of home requirements, known as the Minimum Property Requirements, to ensure the property is a safe and sound investment for the homebuyer.
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Short Sales and Seasoning Periods for VA Home Loans
Short sales often get lumped together with foreclosure and its offshoot, the deed-in-lieu of foreclosure. But these aren't the same thing, and that can make a huge difference for homebuyers.
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VA Loan Employment Requirements for Workers On the Job Less Than 2 YearsIt’s absolutely possible for applicants to earn VA loan approval if they have been employed at their current job for less than two years. But it depends on your specific income and employment situation, the lender and more.
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How VA Water Test Requirements Affect Your VA LoanWater testing-related issues can prove especially difficult for homebuyers. Learn about VA water test requirements and what to expect if your prospective home is not connected to a public water system.
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Here's How Your Disability Rating Affects Your VA Home Loan BenefitYour VA disability rating by itself has no negative effect on VA loan eligibility. In fact, your rating may provide cost-saving benefits and additional income when considering a VA loan, even if you have bad credit.
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Restoration of Entitlement: How to Reuse Your VA Loan Benefit in FullRestoration of entitlement is not an automatic process, but requires some work from the borrower. Learn about the requirements for restoring entitlement and how you can reuse your VA loan benefits.
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What You Can (and Cannot) Do With Your VA LoanThe VA loan program provides some incredible benefits, the big one being no down payment. Learn the acceptable ways to put zero down with these VA Loan uses -
Occupancy Requirements for VA LoansThe VA has occupancy requirements for veteran borrowers, but there are some exceptions to the rules we'll explore below.
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VA Purchase Loans Increase for 8th Straight Year in FY 2019VA loans to purchase homes increased for the eighth straight year in Fiscal Year 2019, according to data released recently by the Department of Veterans Affairs.
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VA Loan Pros and ConsAs with any mortgage option, VA loans have pros and cons that you should be aware of before making a final decision. Let's take a closer look.
