VA Loan Eligibility - Page 3
Page 3 of 4 - VA Loan Eligibility Article Archives - VA Loans Insider
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VA Loan Basics: Eligibility RequirementsBeing eligible for a VA loan doesn’t guarantee you’ll secure financing. See this post for VA Home Loan eligibility basics. -
Explaining VA Loan Residual Income GuidelinesVA residual income is how much income remains after debts and obligations. VA residual income and dti ratios help determine your VA home loan eligibility. Check out these VA residual income tables. -
VA Termite Inspections By StateA termite inspection is required for almost every VA loan, but the VA does not allow Veterans to pay for them in most states. Look to see if your state requires a termite inspection. -
Getting a Second VA Loan: a Closer Look at Second-Tier EntitlementSecond-tier entitlement allows qualified VA borrowers to purchase again despite default or foreclosure. It even lets veteran homeowners have two VA loans at the same time. First, VA lenders have to determine how much entitlement you have left. Find out more about entitlement and your VA loan eligibility.
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Getting a VA Home Loan While Still Serving in the MilitaryGetting a VA loan while serving in the military is definitely possible. Here we look at some of the major differences and what to expect.
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Getting Your Certificate of Eligibility: Let a Lender Do the Heavy LiftingThe only way to be sure you qualify for the VA Home Loan benefit is to obtain your Certificate of Eligibility. Learn how your lender can do this for you. -
How a Bankruptcy or Foreclosure Affects VA Loan ApplicationsCan you apply for a VA loan after a bankruptcy or foreclosure? You don’t automatically disqualify. See how financial difficulty can affect your application.
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Surviving Spouses, Children and VA LoansWhile children of veterans are not eligible for a VA loan, surviving spouses may be eligible if they fall into one of the VA’s three basic areas of consideration.
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Buying During a Deployment: Power of Attorney and VA LoansSee how service members who are deployed are able to purchase a home without actually being in the country. -
VA Home Loans & Same-Sex MarriageThe VA loan program recently updated its policy on same-sex marriage, a move that will likely broaden access to this historic home loan benefit. -
How to Count Overtime Income Toward a VA Home LoanVA lenders typically need to see a two-year track record of overtime income in order to count it toward qualifying for a VA home loan.
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What the New Qualified Mortgage (QM) Regulations Mean for VA BorrowersA closer look at how the new qualified mortgage rules and requirements will affect VA home loans and military borrowers. Don't expect much impact, if any.
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VA Mortgage Eligibility for Surviving SpousesSome surviving spouses can use the VA mortgage program. Learn how the same benefits apply, including the ability to purchase with $0 down and no PMI.
START HERE: $0 Down VA Home Loans
