Credit & Finances - Page 2
Page 2 of 4 - Credit & Finances Article Archives - Future Homeowners
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Getting A VA Loan Using Self-Employed Income
The inconsistency that results from self-employment can often lead to applicants running into some hurdles. They will need to verify their income and provide critical business documents to qualify. However, policies will vary depending on the lender.
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3 Options for Upside-Down Mortgages in the MilitaryFrequent relocation can make life challenging for military homeowners who are underwater. But homeowners have some options considering mortgages -
How Your Neighbor's Foreclosure Hurts YouForeclosure rates are still high, and some don't know they have foreclosed homes in their neighborhood. How do foreclosures affect prices of homes nearby? -
Saddled With Student Loan Debt? There’s Still Hope For HomebuyingVeteran home buyers with student debt can still obtain a VA home loan. Generally VA lenders look for a debt-to-income (DTI) ratio of 41 percent or less. -
My Bank Statement Can Kill My VA Loan?Bank statements are a window into your spending habits and ability to make sound financial choices. Read about these 4 items to avoid on your statement.
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5 Tips to Avoid Being House PoorThere's a difference between qualifying for a mortgage and being able to afford it. Check out these tips and know what to do to avoid being house poor.
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Avoid Sticker Shock: 4 Hidden Costs of Home BuyingBe careful before you sign on the dotted line: there's a handful of hidden costs that come into play when you buy a home. Can you avoid them to save money?
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What Keeps Returning Service Members from Buying Homes?In a recent survey, buying a home was cited as the most important thing to returning service members. Yet fewer than 33 percent do. Why is that?
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The Mysterious Escrow Account ExplainedWhen you pay your mortgage payment each month, you'll likely also be making a contribution to escrow accounts. Learn more about them with this post. -
6 Simple Ways to Prepare for HomeownershipFrom credit and savings to creating a budget, check out a few key steps you can take to financially prepare for homeownership.
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How Disaster Strikes Twice For The Underinsured HomeownerThough it is a mistake far too costly to be so common, the percentage of underinsured homeowners is staggering. How can you prevent being underinsured?
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Behind the Curtain: Credit Score Factors RevealedAlthough credit scores have been used for decades, the creation and use of them continues to puzzle many Americans. Take a look at how it is calculated. -
Defying Logic: 0 Percent and Negative Mortgage RatesFor months VA mortgage rates have skirted historic lows, a reality which raises a question: Can interest levels dip below zero? We've got the answer.
START HERE: $0 Down VA Home Loans
