VA Loans Insider
VA loan expert Chris Birk brings you the latest news and tips about your VA loan benefit
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How VA Loans Work: What Most Borrowers Don’t Know About VA LoansA VA Loan is a mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs. Here we look at how VA loans work and what most borrowers don’t know about the program.
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VA Loan Limits Lifted with the Blue Water Navy Vietnam Veterans ActVA loan limits and the VA loan funding fee are in for changes after the passing of the Blue Water Navy Vietnam Veterans Act of 2019. See how changes in Agent Orange benefits are affecting VA loans in 2020.
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How VA Water Test Requirements Affect Your VA Loan
Water testing-related issues can prove especially difficult for homebuyers. Learn about VA water test requirements and what to expect if your prospective home is not connected to a public water system.
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Comparing VA Loans to Conventional LoansHere we compare the primary differences between VA loans and conventional loans to show you when each option may be the best.
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Here's How Your Disability Rating Affects Your VA Home Loan BenefitYour VA disability rating by itself has no negative affect on VA loan eligibility. In fact, your rating may provide cost-saving benefits and additional income when considering a VA loan, even if you have bad credit.
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Restoration of Entitlement: How to Reuse Your VA Loan Benefit in FullRestoration of entitlement is not an automatic process, but requires some work from the borrower. Learn about the requirements for restoring entitlement and how you can reuse your VA loan benefits.
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What You Can (and Cannot) Do With Your VA LoanThe VA loan program provides some incredible benefits, the big one being no down payment. Learn the acceptable ways to put zero down with these VA Loan uses -
Occupancy Requirements for VA LoansThe VA has occupancy requirements for veteran borrowers, but there are some exceptions to the rules we'll explore below.
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VA Purchase Loans Increase for 8th Straight Year in FY 2019VA loans to purchase homes increased for the eighth straight year in Fiscal Year 2019, according to data released recently by the Department of Veterans Affairs.
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A Closer Look at a Key VA Loan Benefit: Avoiding PMIPrivate mortgage insurance (PMI) is typically required for conventional financing. Even FHA has their own version of PMI. Let’s take a look at how VA borrowers avoid this additional cost.
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VA Loan Pros and ConsAs with any mortgage option, VA loans have pros and cons that you should be aware of before making a final decision. Let's take a closer look.
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A Closer Look at the Certificate of Eligibility for VA LoansThe Certificate of Eligibility (COE) is the only reliable proof of a prospective buyer’s eligibility, and lenders can’t safely close a VA loan without it. -
New: Significant Changes to VA’s Cash-Out Refinance Program
The VA Cash-Out Refinance is a powerful loan option that helps qualified veterans tap into their home equity, take advantage of lower interest rates and bring non-VA loans into the VA loan program.
This critical home financing tool has recently experienced some big changes meant to safeguard veteran homeowners and their families.
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See What You Qualify For
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