VA Loans Insider

VA loan expert Chris Birk brings you the latest news and tips about your VA loan benefit

Chris Birk, Author The Book on VA Loans The Book on VA Loans See Chris' Bio »

How VA Loans Work: What Most Borrowers Don’t Know About VA Loans

Updated on October 6, 2020

A VA Loan is a mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs. Here we look at how VA loans work and what most borrowers don’t know about the program.

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Amid a Pandemic, VA Loans Are Quietly Having a Record Year

Published on August 13, 2020

Veterans are turning to their home loan benefit in never-before-seen numbers, driven by rock-bottom interest rates and a surge in refinance interest.

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VA Loan Limits Lifted with the Blue Water Navy Vietnam Veterans Act

Published on June 27, 2019

VA loan limits and the VA loan funding fee are in for changes after the passing of the Blue Water Navy Vietnam Veterans Act of 2019. See how changes in Agent Orange benefits are affecting VA loans in 2020.

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3 Ways to Tap Your Home Equity for Cash

Published on January 15, 2021

There are a number of reasons homeowners seek to liquidate some of their home's equity, from bankrolling home improvement projects to paying off higher-interest debt or even funding college tuition.

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2021 Veteran Homebuyer Report

Published on January 13, 2021

Despite rising rates, surging home prices and lingering COVID-19 concerns, Veterans are hot on homebuying in 2021 and beyond.

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5 Signs a VA Refinance Might Make Sense

Published on January 11, 2021

Deciding whether to refinance isn’t quite the emotional decision that purchasing a home can be. This is much more about whether the numbers make good financial sense.

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4 Ways Your Next VA Loan Might Look Different

Published on January 7, 2021

Your VA loan is a lifetime benefit. It’s something you’ve earned that you can use over and over again, whether it’s to refinance your existing mortgage or to buy a new home.

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6 Red Flags to Watch For in Refinance Offers

Published on December 23, 2020

New Veteran homeowners often get flooded with refinance offers, even during the first year of their loan.

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VA Home Loan Assumption: What Buyers Need to Know

Published on November 4, 2020

VA loan assumption is a powerful benefit for buyers and sellers that you won't find with other mortgage options.

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Top 50 Cities for Millennial and Generation Z Veteran Homebuyers

Published on November 2, 2020

Millennial and Generation Z Veterans helped drive the VA loan program to a record year. See which cities led the way in Veteran homebuying and experienced the biggest year-over-year gains.

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Top 50 Cities for VA Loans in a Record Year for Veteran Homeowners

Published on November 2, 2020

The historic VA loan program backed an all-time record 1.2 million loans in Fiscal Year 2020. See which cities led the way in VA loan usage and growth year-over-year.

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VA Loans & One-Time Restoration of Entitlement

Published on October 22, 2020

Like the other government-backed home loans, VA loans are focused on helping borrowers purchase primary residences. The VA loan program isn’t intended to help people build an empire of rental properties or vacation homes.

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Getting a VA Loan After Foreclosure

Published on October 20, 2020

Going through a foreclosure can devastate your credit score, but it doesn't mean you have to wait years and years, let alone a decade, to buy another home after experiencing a foreclosure.

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