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Veterans United Employee David Smart

David Smart

My name is David Smart, and I’ve been proud to serve Veterans and their families at VU since 2021. Helping service members—like my father, a U.S. Navy Veteran, and my brother, a U.S. Marine—achieve the dream of homeownership is the most meaningful part of my work.

Although my upbringing took me across Illinois, Florida, California, and Arkansas, I now call O’Fallon, Missouri home. I’m a proud graduate of Southeast Missouri State University, where I met my wife, Kristyn. We married in 2019 and shortly after we welcome our daughter, Palmer, to the world and recently we welcomed our son, Walker.

Outside of work, I enjoy spending time outdoors—whether that’s landscaping, tackling yard projects, or relaxing by the grill with some good barbecue. I’m always up for exploring new bourbons, catching a game, or just enjoying time with my family.

Veterans United Employee David Smart

David Smart

Loan Officer NMLS #2134112

Contact Information
Office 800-814-1103 x8279
Email david.smart@vu.com
Address 111 Corporate Office Drive, Suite 400
Earth City, MO, 63045

Reviews

See what 275 customers have said about David Smart

Photo submission from Herbert J.
5 out of 5 Stars

Using Veterans United for the purchase of our new home was the best decision we could have made. From start to finish the whole team was working for us and made this process a breeze, I highly recommend Veterans United to everyone.

5 out of 5 Stars

David and Curtis were just awesome! My wife and I were new to home buying and they made it seamless for us. They communicated very well, kept us informed and on top of our things to do and answered and explained every question we had. Highly recommended! We just could not be more grateful for everything!

5 out of 5 Stars

My experience with Veteran United and David Smart and his team best experience service from so many professionals. Their expertise and knowledge in their field is top notch. Yes will recommend Veteran United to every Veteran I know the David Smart team or stellar performers.

5 out of 5 Stars
5 out of 5 Stars

Despite minimal issues with their documents portal the team did a great job ensuring I had requisite documents in time to meet all funding on time obligations.

5 out of 5 Stars
5 out of 5 Stars

Helped me every step of the way through my home buying process. This is my 2nd home I have bought through Veterans United and they will get my business if there is ever a 3rd time too!! Outstanding!

5 out of 5 Stars

David and his team were nothing but professional and knowledgeable. They helped me immensely through the process of buying our first home and we absolutely loved it. David went above and beyond his basic responsibilities to assist myself and my spouse to ensure that we understood every step along the way.

5 out of 5 Stars

This was a wonderful experience from the staff to the process. Starting from day one with a quick response before I had even finished applying online. Everything was easy and seamless.

4.5 out of 5 Stars

Overall, I would say that David, Tommie, and the rest of the support team were thorough, competent, and efficient in guiding my wife and I through the process!

5 out of 5 Stars

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