David Smart
My name is David Smart, and I’ve been proud to serve Veterans and their families at VU since 2021. Helping service members—like my father, a U.S. Navy Veteran, and my brother, a U.S. Marine—achieve the dream of homeownership is the most meaningful part of my work.
Although my upbringing took me across Illinois, Florida, California, and Arkansas, I now call O’Fallon, Missouri home. I’m a proud graduate of Southeast Missouri State University, where I met my wife, Kristyn. We married in 2019 and shortly after we welcome our daughter, Palmer, to the world and recently we welcomed our son, Walker.
Outside of work, I enjoy spending time outdoors—whether that’s landscaping, tackling yard projects, or relaxing by the grill with some good barbecue. I’m always up for exploring new bourbons, catching a game, or just enjoying time with my family.
David Smart
Loan Officer NMLS #2134112
| Office | 800-814-1103 x8279 |
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| david.smart |
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| Address | 111 Corporate Office Drive, Suite 400 Earth City, MO, 63045 |
Reviews
See what 303 customers have said about David Smart
Using Veterans United for the purchase of our new home was the best decision we could have made. From start to finish the whole team was working for us and made this process a breeze, I highly recommend Veterans United to everyone.
Throughout the entire process, David and Richard worked tirelessly too help me get the home I wanted and even tolerated my dad jokes.They always kept me up to date and made it a very easy process.They were always quick to answer questions that I had and always had a positive outlook
David was extremely helpful and always available for any question we had through our entire home buying process. He jumped through every hoop throw at us to ensure we closed on time and were comfortable and happy with all aspects of our loan.
David Smart is AMAZING! He was there for us from day 1, supporting us through the whole process. He is encouraging, but also a straight shooter. He gave us meaningful advice from the very first house we considered offering on, ran numbers for us, and checked in consistently. When we had hurdles throughout the underwriting process, he explained everything in a professional way and I knew I was working with someone with my best interest in mind. He’s very knowledgeable about the entire process. In my opinion, he also picked up the slack when other team members fell short, though he is very professional and would never speak ill of his coworkers. David is a 1000000/10!!
David and his team did a phenomenal job. They made the process easy for me and I was able to close on a home in a timely manner.
Honestly saved our deal!!!!
Our previous lender locked in our rate close to closing way higher than quoted. Immedietly I called you guys and within a day I got a locked in rate that was actually on par with the market. Our team worked with precision and speed to help us save this deal. I wouldnt have bought this house without them! They even sent us a beloved gift basket with toys for our son and treats for our cat - which showed how much they cared and listened in our phone calls.
